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SA › Holder › Holder Top Rd

97 Holder Top Rd, Holder SA 5330

For saleHouse

$700,000–$800,000

For sale

Asking range

6

Bedrooms

2

Bathrooms

5

Car spaces

50,000 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $700,000–$800,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $700,000–$800,000(Listing record · 9 June 2026)
  • CalculationLand 50,000 m² against a 111 m² dwelling — the land is most of what is being bought.(Districts calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$700,000–$800,000

Asking range · $14/m² of land

No recorded sale for this property.

Holder at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Holder report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$700,000
Stamp Duty (South Australia)
$32,330
Transfer/Registration Fee
$7,178
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$743,208

$43,208 on top of the price (6.2% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$700,000–$800,000available9 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Holder in one glance

Holder at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Holder report →

Keep researching

  • Why Holder? Read the area thesis →
  • What else is on the market in Holder →
  • Other records on Holder Top Rd →

Listing material

Listed by Eview Group

Home, Guest House & Income Potential on 12.5 Acres Near the Murray River

Some properties give you a place to live - Others give you a lifestyle.

And then there are properties that offer lifestyle, accommodation and income potential all in one package.

Welcome to 97 Holder Top Road, Holder.

Read the full description

2 Bedroom Main Home + Shade house (vendors ran commercial plant business)

4 Bedroom Guest House (for friends family - or accommodation business!)

*** WATCH THE VIDEO FOR MORE INFORMATION ***

Set on approximately 12.5 acres just minutes from Waikerie and the Murray River, this unique property offers opportunities that are becoming increasingly difficult to find.

At the heart of the property is a comfortable 2-bedroom residence, ideal for permanent living, retirement, a weekend getaway or rental investment.

But what makes this property truly different is the substantial separate guest house/bunkhouse accommodation.

Whether you're looking for accommodation for seasonal workers, extended family, guests, hobby farm visitors or simply a place for the kids and grandkids to stay when they visit, this versatile building opens up a world of possibilities.

Imagine spending your weekends enjoying everything the Riverland has to offer.

Launch the ski boat.

Take the jet ski out for the afternoon.

Spend the day fishing the Murray River.

Then return home with plenty of room for family and friends to stay.

For investors, the opportunity may be even more exciting.

The guest accommodation could potentially provide seasonal worker accommodation.

Features include:

• Approximately 12.5 acres (5.07ha) of land

• Comfortable 2-bedroom residence

• Separate guest house/bunkhouse accommodation

• Shade-house and nursery infrastructure

• Potential for multiple income streams

• Ideal lifestyle, investment or family retreat property

• Minutes from Waikerie township

• Close to the Murray River and boat launching facilities

• Space for boats, caravans, machinery and recreational equipment

Whether you're searching for a Riverland lifestyle property, a worker accommodation opportunity, an investment with upside, or simply a place where family can gather and enjoy the Murray River, this property deserves your inspection.

Opportunities like this don't come along every day.

Listing description written by Nigel Christie, Eview Group — reproduced as published, not verified by Districts.

Property features

  • Deck
  • Outdoor Entertaining
  • Shed
  • Water Tank
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.