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NSW › East Maitland › Morpeth Rd

97 Morpeth Rd, East Maitland NSW 2323

For saleHouse for Sale

$929,000–$999,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

4

Car spaces

1,201.4 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $929,000–$999,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $929,000–$999,000(Listing record · 21 July 2026)
  • CalculationLand 1,201 m² against a 272 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 9% above the East Maitland median recorded sale ($850,000, n=122, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at East Maitland's advertised median rent ($566/wk), implied gross yield would be 3.17% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$929,000–$999,000

Asking range · $773/m² of land

No recorded sale for this property.

East Maitland at a glance

12,227

People

$850,000

Median sale

$566/wk

Median rent

3.46%

Suburb gross yield

Median sale from 122 recorded sales (last 12 months) — a Districts calculation.

See the full East Maitland report →

Vs East Maitland

+9.3%

Median sale

Suburb $850,000

-0.29 pp

Gross yield

Suburb 3.46%

Suburb median $850,000 from 122 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$929,000
Stamp Duty (New South Wales)
$36,217
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$969,084

$40,084 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with East Maitland's advertised median rent — not a rent for this listing.

Net yield
1.67%
Annual cashflow (pre-tax)
$-32,811
Interest cover (DSCR)
0.32
Annual rent
$29,432
Operating expenses
$13,935
Loan amount
$743,200
Annual interest
$48,308
Gross yield
3.17%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$929,000–$999,000available21 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $566/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

East Maitland in one glance

East Maitland at a glance

12,227

People

$850,000

Median sale

$566/wk

Median rent

3.46%

Suburb gross yield

Median sale from 122 recorded sales (last 12 months) — a Districts calculation.

See the full East Maitland report →

Keep researching

  • Why East Maitland? Read the area thesis →
  • What else is on the market in East Maitland →
  • Other records on Morpeth Rd →

Listing material

Listed by Clarke & Co Estate Agents

STUNNING RURAL OUTLOOK & GENEROUS FAMILY LIVING!

Property highlights:

- A spacious family home with stunning rural views and a sparkling pool ready to enjoy

- A single car shed, a triple carport, two garden sheds and handy side access to the yard

Read the full description

- Fujitsu ducted air conditioning and ceiling fans for year round comfort

- A mix of cypress pine flooring, tiles and plush carpet, LED downlights, square set cornices, plantation shutters and vertical blinds

- A large formal living and dining area plus a rear living and dining zone with a soaring cathedral ceiling, floor to ceiling windows and direct alfresco/yard access

- Impressive kitchen with 40mm benchtops, a breakfast bar, a walk-in pantry, a dual sink with a water filter and quality appliances

- Four bedrooms, all with built-in robes, with the flexible fourth bedroom adjoining the main bedroom

- A private ensuite and main bathroom, both with built-in corner baths and separate WCs

- Covered alfresco, an inground pool and a large grassed backyard

Outgoings:

Council Rates: $3,996 approx. per annum

Water Rates: $851.37 approx. per annum

Rental Return: $800 approx. per week

Framed by sweeping rural views and designed with family living in mind, this spacious East Maitland residence delivers generous proportions, striking features and a sparkling inground pool, all set within beautifully established surrounds.

Conveniently positioned in East Maitland, this address places Green Hills Shopping Centre, public transport and the charming township of Morpeth within easy reach, while Maitland's CBD is only a short drive away. When it's time to venture further afield, Newcastle's beaches and city centre are a 40 minute drive, with the renowned Hunter Valley vineyards only around 30 minutes from home.

Upon arrival, a sweeping grassed front yard with established gardens creates an impressive first impression, while the covered front porch provides the perfect place to sit back and soak in the stunning rural outlook. Completing the picture is an exposed aggregate driveway leading to a triple carport and a single shed, with gated access on both sides of the home providing easy entry to the backyard.

Inside, Cyprus pine flooring, tiles and plush carpet set a welcoming tone, enhanced by square set cornices, LED downlights, a mix of plantation shutters and vertical blinds, with Fujitsu ducted air conditioning providing comfort throughout the seasons.

The main bedroom enjoys direct access to bedroom four, creating an ideal nursery, home office or parents' retreat, while a built-in robe provides practical storage. The ensuite comes complete with a vanity, a built-in corner bath/shower combination and a separate WC.

Three additional bedrooms all include built-in robes and are serviced by the family bathroom, which features a built-in corner bath, a shower, a vanity and a separate WC for added functionality.

Designed for everyday functionality, the kitchen showcases 40mm benchtops, a breakfast bar, a dual sink with a water filter and a walk-in pantry. Quality IAG appliances include an oven, a four burner electric cooktop and a rangehood, with a Bosch dishwasher adding everyday convenience.

Positioned at the front of the home, the formal living and dining room is beautifully framed by a large window capturing the picturesque rural outlook, while a pendant light adds character above the dining space.

The rear living and dining area is sure to impress with its soaring pitched cathedral ceiling, floor to ceiling windows that bathe the space with natural light, two ceiling fans and seamless access outdoors to both the alfresco and yard.

Stepping outside, the covered alfresco offers a comfortable space to enjoy year round outdoor living, while the sparkling fully fenced inground fibreglass pool framed by pavers promises endless summer enjoyment. Beyond, the spacious grassed backyard is ideal for children and pets to play, complete with two garden sheds for extra storage.

Combining generous proportions, breathtaking rural views and an inviting outdoor lifestyle complete with a pool, this impressive home presents an outstanding opportunity in one of East Maitland's most convenient locations. We encourage our clients to contact the team at Clarke & Co Estate Agents without delay to arrange their inspections.

Why you'll love where you live;

- A 5 minute drive to the charming village of Morpeth, offering boutique shopping, cafes and coffee that draws a crowd

- A 2 minute drive to East Maitland train station

- 10 minutes to Maitland CBD and the riverside Levee precinct, offering cafes, bars and retail options

- Located just 10 minutes from Green Hills Shopping Centre, offering an impressive range of retail, dining and entertainment options close to home

- 40 minutes to the city lights and sights of Newcastle

- 30 minutes to the gourmet delights of the Hunter Valley Vineyards

Disclaimer:

All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.

Listing description written by Nick Clarke, Clarke & Co Estate Agents — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Floorboards
  • Living Areas: 2
  • In-Ground Pool
  • Shed
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.