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NSW › Camden › Old Hume Hwy

97 Old Hume Hwy, Camden NSW 2570

For saleHouse

$1,125,000–$1,175,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

3

Car spaces

948.5 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,125,000–$1,175,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,125,000–$1,175,000(Listing record · 23 June 2026)
  • FactLand 949 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Camden (last 5 years) with land size: median $1,618/m² of land (n=55). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 11% below the Camden median recorded sale ($1,265,000, n=15, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Camden's advertised median rent ($592/wk), implied gross yield would be 2.74% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,125,000–$1,175,000

Asking range · $1,186/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Camden (last 5 years) with land size have a median of $1,618/m² of land (n=55). Districts calculation from recorded sales — not a valuation.

Camden at a glance

3,545

People

$1,265,000

Median sale

$592/wk

Median rent

2.43%

Suburb gross yield

Median sale from 15 recorded sales (last 12 months) — a Districts calculation.

See the full Camden report →

Vs Camden

-11.1%

Median sale

Suburb $1,265,000

+0.31 pp

Gross yield

Suburb 2.43%

Suburb median $1,265,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,125,000
Stamp Duty (New South Wales)
$45,037
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,173,904

$48,904 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Camden's advertised median rent — not a rent for this listing.

Net yield
1.24%
Annual cashflow (pre-tax)
$-44,591
Interest cover (DSCR)
0.24
Annual rent
$30,784
Operating expenses
$16,875
Loan amount
$900,000
Annual interest
$58,500
Gross yield
2.74%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,125,000–$1,175,000available23 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $592/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Camden in one glance

Camden at a glance

3,545

People

$1,265,000

Median sale

$592/wk

Median rent

2.43%

Suburb gross yield

Median sale from 15 recorded sales (last 12 months) — a Districts calculation.

See the full Camden report →

Keep researching

  • Why Camden? Read the area thesis →
  • What else is on the market in Camden →
  • Other records on Old Hume Hwy →

Listing material

Listed by My Property Consultants

Fantastic Family Home with Development Potential (STCA)

Positioned within the desirable streetscapes of Camden and only moments from Camden South Primary School, this property offers something rare: a substantial four-bedroom family home you can move into today, sitting on a generous 948.5m² parcel with a frontage of over 20 metres and depth of approximately 47 metres — dimensions that open the door to genuine dual occupancy or subdivision potential, subject to Council approval. Whether you're a family after space, storage and lifestyle, or a purchaser looking to unlock the site's future potential, this one deserves a close look.

Upon arrival, you'll see the home perched behind established hedges that provide privacy and a sense of seclusion, opening onto a driveway that conveniently offers plenty of off-street parking and provides drive-through backyard access with plenty of lockup storage available for your vehicles. Internally, the home offers a fantastic floorplan for a growing family with a popular four-bedroom, two-bathroom design, that offers dual living spaces connected by a centrally located study nook. The kitchen is truly a highlight of the home and one that will easily cater to large gatherings with plenty of workspace on the sparkling stone benchtops, as well as plenty of storage space with the built-in cabinetry.

Flowing externally, the home opens out onto your alfresco which is just the start of what's included here — this backyard truly has it all! Set around the salt-water swimming pool, the backyard provides a beautiful oasis filled with lifestyle, featuring a cabana complex currently utilised as a dedicated gym space, workshop and lockup storage, and an entertainment zone overlooking the pool… perfectly designed for summer barbecues!

Read the full description

Additional features include:

• Four bedrooms, all with built-in wardrobes and ceiling fans

• Master bedroom with walk-in wardrobe and freestanding bathtub

• Two bathrooms, both with tiled to the ceiling finishes, with the main bathroom including a separate toilet

• Two separate living areas including rear living with fireplace

• Generously sized kitchen with stone benchtops and breakfast bar

• Covered alfresco flowing from main living area

• Saltwater pool with timber decking — semi-inground presentation

• Impressive poolside cabana — single garage/workshop space, gym, and entertaining under one roof

• Vegetable gardens and rainwater tank

• Rinnai Infinity water temperature controller

• Ventis air system

• 948.5m² block with over 20m frontage and over 46m depth

• Established hedge and street privacy

• Walking distance to Camden South Primary School and bus stop

• Short drive to Camden CBD

Development Potential (STCA):

With a wide, deep block and generous street frontage, this property may suit dual occupancy development or subdivision, subject to Council approval. Astute buyers, builders and developers are encouraged to make their own enquiries with Camden Council regarding development options for the site.

This is truly a fantastic opportunity to secure a foothold in the Camden property market — whether to move straight in and enjoy everything this home has to offer, or to explore the site's development options for the future. For all enquiries or to arrange your inspection please contact James White on 0406 066 018.

** We have, in preparing this document, used our best endeavours to ensure that the information contained herein is true and accurate to the best of our knowledge. Prospective purchasers should make their own enquiries to verify the above information.

Listing description written by James White, My Property Consultants — reproduced as published, not verified by Districts.

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.