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NSW › Surfside › Palana St

97 Palana St, Surfside NSW 2536

For saleHouse

$995,000

For sale

Asking

4

Bedrooms

3

Bathrooms

2

Car spaces

813 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $995,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $995,000(Listing record · 21 Aug 2026)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$995,000

Asking · $1,224/m² of land

No recorded sale for this property.

Surfside at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Surfside report →

Total cost to purchase

Purchase Price
$995,000
Stamp Duty (New South Wales)
$39,187
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,038,054

$43,054 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$995,000available20 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Surfside in one glance

Surfside at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Surfside report →

Keep researching

  • Why Surfside? Read the area thesis →
  • What else is on the market in Surfside →
  • Other records on Palana St →

Listing material

Listed by Elders Real Estate Batemans Bay

Elevated Coastal Living with Space to Grow

Positioned in an elevated pocket of Surfside, 97 Palana Street is a substantial family home that brings together generous proportions, multiple living zones and beautiful outlooks across the surrounding treetops towards the water.

Built across multiple levels, the home has been designed with space and separation in mind. Four carpeted bedrooms and a choice of living and dining areas provide the flexibility families value, while balconies and decks on each level extend the home outdoors and make the most of its elevated setting.

At the heart of the home, the updated kitchen introduces a fresh contemporary finish with stone benchtops, abundant cabinetry, quality appliances and a generous island bench. An adjoining casual dining area opens directly to the balcony, creating an inviting place for everyday meals while enjoying the outlook.

Read the full description

A separate formal dining room and lounge provide further room to gather, while the lower level reveals another generously proportioned living area. Complete with air conditioning and its own bar, this versatile space lends itself naturally to relaxed entertaining, a family retreat or games room.

The accommodation is thoughtfully positioned across the home, with ceiling fans providing additional comfort. The main bedroom enjoys direct access to its own balcony, offering a private connection to the outdoors and elevated surrounds.

Outside, the large, gently sloping backyard offers plenty of usable space for children, pets and outdoor living, framed by established trees that reinforce the relaxed coastal setting. Extensive under house storage and workshop space add another valuable practical dimension, while the double garage provides secure parking.

Set within easy reach of Surfside Beach and just a short drive from Batemans Bay town centre, the home places shopping, cafes, schools, services and the wider South Coast lifestyle within convenient reach. For families seeking space or investors looking for a substantial Surfside property close to Batemans Bay, 97 Palana Street presents a compelling combination of position, versatility and lifestyle.

Property highlights

• Four carpeted bedrooms

• Multiple living and dining areas across several levels

• Updated kitchen with stone benchtops, generous cabinetry and island bench

• Separate formal dining and living areas

• Spacious lower level living and entertaining area with built in bar

• Air conditioning and ceiling fans

• Balconies and decks across multiple levels

• Elevated outlook with glimpses towards the water

• Main bedroom with direct balcony access

• Extensive under house storage and workshop space

• Double garage

• Ducted vacuum system

• Convenient access to Surfside Beach and Batemans Bay town centre

97 Palana Street offers the space to settle in, spread out and enjoy a relaxed coastal lifestyle, with the beaches and conveniences of Batemans Bay close at hand.

DISCLAIMER: The information contained in the advertising of this property is based on information provided to the agents, and the vendor and agents expressly disclaim any liability arising therefrom. The accuracy of the information cannot be guaranteed, and prospective purchasers should make their own enquiries and form their own judgement as to these matters.

Listing description written by Peter Heffernan, Elders Real Estate Batemans Bay — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Ensuites: 1
  • Floorboards
  • Remote Garage
  • Secure Parking
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.