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NSW › Deniliquin › 97 Phylands Ln

'Kintyre' 97 Phylands Ln, Deniliquin NSW 2710

For saleRural Property

$142,026

For sale

Asking

5

Bedrooms

3

Bathrooms

6

Car spaces

206,389.678 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $142,026 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $142,026(Listing record · 6 July 2026)
  • CalculationLand 206,390 m² against a 300 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 66% below the Deniliquin median recorded sale ($420,000, n=9, last 24 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Deniliquin's advertised median rent ($366/wk), implied gross yield would be 13.40% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$142,026

Asking · $1/m² of land

No recorded sale for this property.

Deniliquin at a glance

7,498

People

$420,000

Median sale

$366/wk

Median rent

4.53%

Suburb gross yield

Median sale from 9 recorded sales (last 24 months) — a Districts calculation.

See the full Deniliquin report →

Vs Deniliquin

-66.2%

Median sale

Suburb $420,000

+8.87 pp

Gross yield

Suburb 4.53%

Suburb median $420,000 from 9 recorded sales (last 24 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$142,026
Stamp Duty (New South Wales)
$3,103
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$148,996

$6,970 on top of the price (4.9% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Deniliquin's advertised median rent — not a rent for this listing.

Net yield
11.90%
Annual cashflow (pre-tax)
$9,516
Interest cover (DSCR)
2.29
Annual rent
$19,032
Operating expenses
$2,130
Loan amount
$113,621
Annual interest
$7,385
Gross yield
13.40%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$142,026available6 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $366/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 13.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Deniliquin in one glance

Deniliquin at a glance

7,498

People

$420,000

Median sale

$366/wk

Median rent

4.53%

Suburb gross yield

Median sale from 9 recorded sales (last 24 months) — a Districts calculation.

See the full Deniliquin report →

Keep researching

  • Why Deniliquin? Read the area thesis →
  • What else is on the market in Deniliquin →
  • Other records on 97 Phylands Ln →

Listing material

Listed by Ray White Deniliquin

Striking contemporary home sited on unique sandhill position

'Kintyre' offers a chance to secure a first-class rural lifestyle property surrounded by beautiful natural landscapes. Set on 61* acres, just 7km from town, the holding features a unique sandhill, extensive creek frontage, infrastructure and a striking contemporary home measuring around 300m2*. The land comprises 51.3ac* of freehold and 10.24ac* of crown lease.

The residence is in its final stages of completion, with the current owners having meticulously overseen all design and construction to date. The build centres on a modern, light-filled, environmentally conscience 'Passive House' approach delivering outstanding thermal performance and year round comfort. The design features are what makes this home so unique in the local area.

The Expression of Interest allows purchasers the opportunity to determine and negotiate the remaining finishes which can be completed by the existing Licensed Builder owner before settlement, or buyers may negotiate to finish the final touches themselves through another arrangement. Both options on offer present a rare advantage: the ability to personalise a new home without the stress, delays, and uncertainty of starting from scratch.

Read the full description

Residence

• Contemporary Passive House design, newly constructed

• 4-5 bedrooms offering flexible living options

• Light filled open plan living with a spacious kitchen / meals area with step down lounge

• "Wet" galley-style butler's pantry

• Private master suite with retreat or study

• 11m x 4.5m in-ground salt chlorinated pool

Construction Details

• Double wrapped 'draft free' construction for exceptional thermal efficiency

• Timber and steel framed construction with Weathertex and galvanised steel cladding

• Commercial double glazed aluminium windows and doors and high level insulation throughout

• Bathrooms with floor to ceiling tiles and underfloor heating

• Finishing touches may include - paint, flooring, electricial switches, bench tops, etc

Land & Location

• Premium sandhill position optimising views and effectively abating flood risks to key assets

• 930m* of Coonambidgal Creek frontage - nature, birds, fauna and flora

• Flood and spray irrigation divided into 7 main paddocks

• Infrastructure including handy shedding, stables, sheep yards and good fencing

• Lighter sands to medium clays allowing flexability around livestock, pasture or cropping

• Water security: 11 MIL GS entitlements + 97 DE's + S&D

A rare and exciting opportunity !

* approximate

Listing description written by Hamish Thomson, Ray White Deniliquin — reproduced as published, not verified by Districts.

Property features

  • Toilets: 3

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.