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VIC › Kilmore › Bluestone Ridge Estate

Lot 19 Bluestone Ridge Estate, Kilmore VIC 3764

For saleHouse

$627,990

For sale

Asking

4

Bedrooms

2

Bathrooms

2

Car spaces

484 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $627,990 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $627,990(Listing record · 26 Aug 2026)
  • FactLand 484 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Kilmore (last 5 years) with land size: median $1,095/m² of land (n=63). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 7% above the Kilmore median recorded sale ($585,000, n=45, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Kilmore's advertised median rent ($475/wk), implied gross yield would be 3.93% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$627,990

Asking · $1,298/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Kilmore (last 5 years) with land size have a median of $1,095/m² of land (n=63). Districts calculation from recorded sales — not a valuation.

Kilmore at a glance

10,246

People

$585,000

Median sale

$475/wk

Median rent

4.22%

Suburb gross yield

Median sale from 45 recorded sales (last 12 months) — a Districts calculation.

See the full Kilmore report →

Vs Kilmore

+7.3%

Median sale

Suburb $585,000

-0.29 pp

Gross yield

Suburb 4.22%

Suburb median $585,000 from 45 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$627,990
Stamp Duty (Victoria)
$32,749
Transfer/Registration Fee
$1,571
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$666,010

$38,020 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Kilmore's advertised median rent — not a rent for this listing.

Net yield
2.43%
Annual cashflow (pre-tax)
$-17,375
Interest cover (DSCR)
0.47
Annual rent
$24,700
Operating expenses
$9,420
Loan amount
$502,392
Annual interest
$32,655
Gross yield
3.93%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$627,990available26 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $475/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Kilmore in one glance

Kilmore at a glance

10,246

People

$585,000

Median sale

$475/wk

Median rent

4.22%

Suburb gross yield

Median sale from 45 recorded sales (last 12 months) — a Districts calculation.

See the full Kilmore report →

Keep researching

  • Why Kilmore? Read the area thesis →
  • What else is on the market in Kilmore →
  • Other records on Bluestone Ridge Estate →

Listing material

Listed by Thorsen

Affordable family living with all the luxuries. Ask us how we can make your dreams of owning your own home a reality!

Build with Confidence. Build with People You Can Trust.

Choosing the right team to build your home is one of the most important decisions you’ll ever make—and with Thorsen Real Estate, you can feel confident you’re in safe, experienced hands every step of the way.

As a proudly locally owned business, Thorsen Real Estate combines personalised service with the strength and security of one of Australia’s largest builders, Homegroup (ranked 3rd nationally). This unique partnership ensures you receive the care of a local expert, backed by the systems, quality, and reliability of a major building brand.

Read the full description

Owner and Director, Ashley Thorsen, brings over 11 years of experience as a trusted new home advisor within the volume building industry, having helped more than a thousand clients bring their dream homes to life. His depth of knowledge, attention to detail in design, and genuine care for his clients are qualities that are extremely difficult to find—and are what set this experience apart.

Ashley is also directly employed by Homegroup, providing a seamless connection between your vision and the builder delivering it. From your first meeting through to completion, you’ll have the reassurance of dealing with someone who understands every stage of the process and is committed to getting it right.

Soon to be showcased in Kilmore’s Montana Estate, Homegroup’s brand-new 35-square display home will feature a stunning Hamptons-style façade with verandah and a spacious 5-bedroom design—demonstrating the level of quality and thoughtful planning you can expect.

Whether you’re selecting from expertly designed plans or creating a fully custom home, Ashley will guide you with honest advice, tailored solutions, and a clear, stress-free process.

You’ll also benefit from:

· A builder with a proven reputation for quality and consistency

· A seamless, end-to-end building journey

· A 25-year structural warranty for long-term peace of mind

· Strong customer satisfaction scores that reflect a commitment to excellence

With Ashley’s local insight, extensive experience, and genuine dedication, you can move forward knowing your home is being built with care, precision, and integrity.

Take the first step toward your dream home today—connect with Ashley and experience the confidence of building with the right team behind you.

Property Code: 1421

Listing description written by Ashley Thorsen, Thorsen — reproduced as published, not verified by Districts.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.