Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › Cobargo › And Lot 25 Cowdery St

Lot 20, Lot 21, Lot And Lot 25 Cowdery St, Cobargo NSW 2550

For saleLand

$99,000

For sale

Asking

0

Bedrooms

0

Bathrooms

0

Car spaces

1,618 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $99,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $99,000(Listing record · 15 Aug 2024)
  • FactLand 1,618 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$99,000

Asking · $61/m² of land

No recorded sale for this property.

Cobargo at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Cobargo report →

Total cost to purchase

Purchase Price
$99,000
Stamp Duty (New South Wales)
$1,597
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$104,464

$5,464 on top of the price (5.5% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$99,000available15 Aug 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Cobargo in one glance

Cobargo at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Cobargo report →

Keep researching

  • Why Cobargo? Read the area thesis →
  • What else is on the market in Cobargo →
  • Other records on And Lot 25 Cowdery St →

Listing material

Listed by Bermagui Real Estate

Land Release in Cobargo!

Beat the high mortgage interest rates and live modestly in an off grid tiny home in the lovely quiet village of Cobargo. Cobargo is slightly inland on the south coast, 10 minutes to Wallaga Lake where you can enjoy great boating and fishing and 20 minutes into Bermagui for exploring numerous stunning beaches. Cobargo is a welcoming village with a friendly vibe and is a popular tourist destination with attractions that include old style stores including leather, potteries, art galleries and antique shops. There is a public swimming pool, primary school, fire department, pub, bakery, Co-op, general store, doctor, chemist and many more amenities on offer. Blocks range from as little as $99,000 to $130,000 and sizes range from 1618m2 to 2088m2. Please note that these blocks do not have building entitlements. · Lot 25 Cowderoy Street Cobargo – 2088m2 - $99,000 · Lot 23 Gillespie Street Cobargo – 1618m2 - $120,000 · Lot 22 Gillespie Street Cobargo – 1618m2 - $130,000 · Lot 21 Gillespie Street Cobargo – 1618m2 - $130,000 · Lot 20 Gillespie Street Cobargo – 1618m2 - $120,000 . Blocks 19 and 24 are Sold already · Suitable for Tiny Homes or Sheds · Lovely mountain views and some have views of Narira Creek · No building entitlement- Zoned RU1: Primary Production · Bush and slopping blocks – steep in some parts. · Only a couple of minutes’ walk to the centre of town. · Section 3, DP1460, Bega Shire · Local builder on board to help build your Tiny Home · Access only by contacting agent for private inspection Access and inspections are only by appointment please contact agent Dee Cramb on 0421 748 610.

Property Code: 394

Listing description written by Sam Sheather, Bermagui Real Estate — reproduced as published, not verified by Districts.

Also look at

Also for sale in Cobargo

  • Lot 26 Cowderoy St, Cobargo NSW 2550

    0-bed land. Asking $295K.

    For sale
  • Lot 2-4/13-21 Princes Hwy, Cobargo NSW 2550

    0-bed land. Asking $240K.

    For sale
  • Cowderoy St, Cobargo NSW 2550

    0-bed land. Asking $350K.

    For sale
  • 301 Glisson Watson Rd, Cobargo NSW 2550

    3-bed rural property. Asking $1.1M.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.