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VIC › Armstrong Creek › Elmhurst St

Lot 3317 Elmhurst St, Armstrong Creek VIC 3217

For saleHouse

$733,000

For sale

Asking

4

Bedrooms

2

Bathrooms

0

Car spaces

336 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $733,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $733,000(Listing record · 7 Aug 2026)
  • CalculationRecorded House sales in Armstrong Creek (last 5 years) with land size: median $1,738/m² of land (n=119). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 5% above the Armstrong Creek median recorded sale ($695,000, n=92, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Armstrong Creek's advertised median rent ($583/wk), implied gross yield would be 4.14% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$733,000

Asking · $2,182/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Armstrong Creek (last 5 years) with land size have a median of $1,738/m² of land (n=119). Districts calculation from recorded sales — not a valuation.

Armstrong Creek at a glance

17,550

People

$695,000

Median sale

$583/wk

Median rent

4.36%

Suburb gross yield

Median sale from 92 recorded sales (last 12 months) — a Districts calculation.

See the full Armstrong Creek report →

Vs Armstrong Creek

+5.5%

Median sale

Suburb $695,000

-0.22 pp

Gross yield

Suburb 4.36%

Suburb median $695,000 from 92 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$733,000
Stamp Duty (Victoria)
$39,050
Transfer/Registration Fee
$1,820
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$777,570

$44,570 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Armstrong Creek's advertised median rent — not a rent for this listing.

Net yield
2.64%
Annual cashflow (pre-tax)
$-18,795
Interest cover (DSCR)
0.51
Annual rent
$30,316
Operating expenses
$10,995
Loan amount
$586,400
Annual interest
$38,116
Gross yield
4.14%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$733,000available7 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $583/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Armstrong Creek in one glance

Armstrong Creek at a glance

17,550

People

$695,000

Median sale

$583/wk

Median rent

4.36%

Suburb gross yield

Median sale from 92 recorded sales (last 12 months) — a Districts calculation.

See the full Armstrong Creek report →

Keep researching

  • Why Armstrong Creek? Read the area thesis →
  • What else is on the market in Armstrong Creek →
  • Other records on Elmhurst St →

Listing material

Listed by Turnkey Real Estate Group

Titled 4 Bedroom Turnkey Home in Armstrong Creek - Fixed Price $733,000

LOT 3317 ELMHURST STREET, ARMSTRONG CREEK

$733,000 | 4 Bedrooms | 2 Bathrooms | 2 Car Garage | 336m² Block

THE PROPERTY

Read the full description

The Brooklyn 177 by Royston brings a smart single-storey layout to a 336m² block in Ashbury, Armstrong Creek. Entry runs past a front study before opening into the main living zone, where the kitchen, family and meals area sit together at the rear of the home overlooking a generous 5400 x 4350 living space. The master suite sits privately off this zone with its own walk-in robe and ensuite, while beds two, three and four cluster toward the front of the home, serviced by a central bathroom. A double garage with internal access completes the plan.

FOR OWNER-OCCUPIERS

Day-to-day living here works because the zoning does the thinking for you. The three secondary bedrooms sit together at the front, giving kids or teens their own wing while the open kitchen, family and meals area at the rear becomes the natural gathering point for the household.

The front study offers a genuine work-from-home space that’s separate from the living areas, and the master suite’s position away from the other bedrooms means parents get proper distance at the end of the day. A double garage with internal entry rounds out the everyday convenience.

FOR INVESTORS

Armstrong Creek continues to be one of Geelong’s fastest-growing corridors, sitting between the CBD and the Surf Coast with strong appeal to both owner-occupier and rental markets. A four-bedroom, two-bathroom floorplan with a dedicated study widens the tenant pool considerably, covering families, share-house arrangements and professionals wanting a home office.

At $733,000 for a 336m² allotment with a 19-square home, the package sits at a price point that keeps rental yield expectations realistic for the area while still delivering a full-sized family layout.

KEY FEATURES

Layout & Design

• Master bedroom with walk-in robe and ensuite, positioned away from secondary bedrooms

• Beds 2, 3 and 4 grouped together with built-in robes

• Open-plan kitchen, family and meals area (5400 x 4350)

• Front study/office (4000 x 1920)

• Double garage (5500 x 6000) with internal access

Kitchen

• Positioned adjacent to family/meals for easy servery flow

• Walk-in pantry

Bathrooms & Extras

• Central bathroom servicing beds 2, 3 and 4, with separate bath and shower

• Ensuite to master with walk-in robe

• Separate WC

• Laundry with external access

Build & Location

• Royston — Brooklyn 177

• 336m² block, Ashbury Estate, Armstrong Creek

• Subject to standard council and developer requirements

THE ESTATE — ASHBURY, ARMSTRONG CREEK

Ashbury sits within Armstrong Creek, one of Geelong’s largest growth corridors, surrounded by parklands, wetlands and nature reserves. The area is roughly 15 minutes from Geelong’s CBD and gives quick access to both the Surf Coast beaches at Torquay and Barwon Heads and the Melbourne-bound Ring Road for commuters.

With a major shopping centre development underway alongside new schools and sporting facilities, Ashbury is positioned to grow into a well-serviced, established community over the coming years.

What Sets This One Apart

The Brooklyn 177 pairs a dedicated study with a genuinely separated master suite, a combination that’s hard to find at this price point on a 336m² block. It suits buyers who need a proper home office without sacrificing bedroom count or master privacy.

Package Summary

Total: $733,000 | Bed 4 | Bath 2 | Car 2 | Home Size: 19sq | Land Size: 336m²

Land: $355,000 | Build: $378,000

Contact me today to secure this home or discuss your own house-and-land package in Armstrong Creek.

Images, plans and drawings are for illustrative purposes only and may not represent the final product. Lot layouts, dimensions, easements and landscaping are subject to change without notice and are dependent on third-party approvals, including council and developer requirements.

Listing description written by Lachy Foster, Turnkey Real Estate Group — reproduced as published, not verified by Districts.

Property features

  • Alarm System
  • Built-in Robes
  • Dishwasher
  • Floorboards
  • Fully Fenced
  • Living Areas: 1
  • Remote Garage
  • Secure Parking
  • Solar Panels

Also look at

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.