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NSW › Shoal Bay › Ronald Ave

U10, 83-85 Ronald Ave, Shoal Bay NSW 2315

For saleApartment

$769,000

For sale

Asking

2

Bedrooms

1

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $769,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $769,000(Listing record · 18 Aug 2025)
  • CalculationAsk is 39% below the Shoal Bay median recorded sale ($1,270,000, n=26, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Shoal Bay's advertised median rent ($563/wk), implied gross yield would be 3.81% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$769,000

Asking

No recorded sale for this property.

Shoal Bay at a glance

1,829

People

$1,270,000

Median sale

$563/wk

Median rent

2.31%

Suburb gross yield

Median sale from 26 recorded sales (last 12 months) — a Districts calculation.

See the full Shoal Bay report →

Vs Shoal Bay

-39.4%

Median sale

Suburb $1,270,000

+1.50 pp

Gross yield

Suburb 2.31%

Suburb median $1,270,000 from 26 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$769,000
Stamp Duty (New South Wales)
$29,017
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$801,884

$32,884 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Shoal Bay's advertised median rent — not a rent for this listing.

Net yield
2.31%
Annual cashflow (pre-tax)
$-22,247
Interest cover (DSCR)
0.44
Annual rent
$29,276
Operating expenses
$11,535
Loan amount
$615,200
Annual interest
$39,988
Gross yield
3.81%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$769,000available18 Aug 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $563/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Shoal Bay in one glance

Shoal Bay at a glance

1,829

People

$1,270,000

Median sale

$563/wk

Median rent

2.31%

Suburb gross yield

Median sale from 26 recorded sales (last 12 months) — a Districts calculation.

See the full Shoal Bay report →

Keep researching

  • Why Shoal Bay? Read the area thesis →
  • What else is on the market in Shoal Bay →
  • Other records on Ronald Ave →

Listing material

Listed by PRD Port Stephens

MODERN APARTMENT WITH STUNNING WATER VIEWS!

Nestled in the elevated splendour of one of Port Stephens' most coveted locations, this immaculate apartment in the 'Adriana' Complex offers a captivating, coastal residence with breathtaking panoramic views of the serene shoreline and lush bush backdrop.

The generously proportioned apartment, with tasteful modern updates made throughout is bright & airy and features an open plan design, enhancing the overall sense of space. Featuring a glass-fronted balcony, the residence takes full advantage of the allure of bay and mountain views, creating a tranquil space for you to enjoy.

The fully equipped kitchen with modern, timber accents is second to none. Boasting high-end stainless-steel appliances, induction cooktop and a quality stone benchtop, it offers everything you need to make meal preparation a breeze.

Read the full description

The main bedroom grants balcony access and panoramic views, while the second, spacious bedroom adorned with sleek plantation shutters completes the accommodation. The neutral bathroom, complete with a bathtub for added convenience beacons you to relax and unwind after a long day.

The coastal lifestyle afforded by this idyllic setting is unparalleled - a brief 700m stroll unveils the iconic Shoal Bay beach, inviting you to indulge in a refreshing swim in its tranquil waters. Follow it up with a leisurely walk on the waterfront promenade to explore the local restaurants, cafes, convenience stores and bars, including the hidden gems of Shoal Bay Country Club and the Game Fish Club.

For those seeking more attractions, a short 5-minute drive transports you to Nelson Bay CBD. Here, you'll find d'Albora Marina, an array of award-winning cafes and restaurants, cinema and a variety of boutique homeware and fashion stores.

This apartment not only offers a picturesque haven with its stunning views but also places you within reach of a vibrant coastal lifestyle and an array of local attractions. Please contact Dane Queenan on 0412 351 819 or Erin Sharp on 0400 560 067 to arrange your own private appointment or to receive a full information package including recent sales, strata report, contract for sale and rental appraisals.

Disclaimer:

All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Some of our properties are marketed from time to time without a price guide at the vendors request. This website may have filtered the property into a price bracket for website functionality purposes. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing. https://www.prd.com.au/portstephens/privacy-terms-conditions/

Listing description written by Dane Queenan, PRD Port Stephens — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Deck
  • Outdoor Entertaining
  • Remote Garage

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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