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NSW › Wollongong › Stewart St

U12, 5 Stewart St, Wollongong NSW 2500

For saleApartment

$710,000–$750,000

For sale

Asking range

2

Bedrooms

1

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $710,000–$750,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $710,000–$750,000(Listing record · 6 Aug 2026)
  • CalculationAsk is 50% below the Wollongong median recorded sale ($1,420,000, n=16, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Wollongong's advertised median rent ($666/wk), implied gross yield would be 4.88% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$710,000–$750,000

Asking range

No recorded sale for this property.

Wollongong at a glance

23,221

People

$1,420,000

Median sale

$666/wk

Median rent

2.44%

Suburb gross yield

Median sale from 16 recorded sales (last 12 months) — a Districts calculation.

See the full Wollongong report →

Vs Wollongong

-50.0%

Median sale

Suburb $1,420,000

+2.44 pp

Gross yield

Suburb 2.44%

Suburb median $1,420,000 from 16 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$710,000
Stamp Duty (New South Wales)
$26,362
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$740,229

$30,229 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Wollongong's advertised median rent — not a rent for this listing.

Net yield
3.38%
Annual cashflow (pre-tax)
$-12,938
Interest cover (DSCR)
0.65
Annual rent
$34,632
Operating expenses
$10,650
Loan amount
$568,000
Annual interest
$36,920
Gross yield
4.88%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$710,000–$750,000available5 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $666/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Wollongong in one glance

Wollongong at a glance

23,221

People

$1,420,000

Median sale

$666/wk

Median rent

2.44%

Suburb gross yield

Median sale from 16 recorded sales (last 12 months) — a Districts calculation.

See the full Wollongong report →

Keep researching

  • Why Wollongong? Read the area thesis →
  • What else is on the market in Wollongong →
  • Other records on Stewart St →

Listing material

Listed by Harcourts Dapto | Albion Park | Shellharbour

Surf, Sand & Stadium Vibes - Right Outside Your Door

Sitting on level 2 of the well-regarded Stadia Apartments on Stewart Street, this two-bedroom apartment puts you right in the middle of what makes Wollongong worth living in. WIN Stadium is across the road, City Beach is a short walk away, and the restaurants and cafes along the foreshore strip are the kind you find yourself at on a Tuesday night, not just the weekend.

Inside, 83 square metres of internal space is arranged in a way that genuinely works. The living and dining area is open and light-filled, with vinyl plank flooring running throughout and sliding door access onto your own private balcony. The kitchen sits alongside with stone benchtops, and a blue tile splashback that gives it a bit of personality. Reverse cycle air conditioning in the dining space keeps things comfortable year-round.

Both bedrooms are a solid size, each with built-in wardrobes. The master is quiet and well-appointed, while the second bedroom works just as well as a home office, which is exactly how the current owners are using it. The bathroom is fully tiled with a bath and separate shower head, and the laundry is internal with its own separate toilet.

Read the full description

Head up to the rooftop and the views open right up. Uninterrupted ocean views from a shared rooftop platform are something most apartments at this price point simply can't offer. Secure basement car space means you can simply leave the car at home and venture out on foot for the day.

• Level 3 apartment in the Stadia complex, 83sqm internal plus 16sqm balcony

• Ocean views from the common rooftop viewing platform

• Walking distance to WIN Stadium, City Beach, restaurants and nightlife

• Kitchen with stone benchtops, Omega gas cooktop and oven, Electrolux dishwasher

• Open plan living and dining with balcony access and reverse cycle air conditioning

• Two bedrooms, both with built-in wardrobes

• Fully tiled bathroom with bath, separate shower head and internal laundry with second toilet

• Secure card access entry and single basement car space

• NBN connected with TV and gas points in the living area

• Complex constructed in 2006

Whether you're after a city base, an investment with genuine appeal, or a place to actually enjoy coastal city life rather than just be near it, this apartment delivers on all three. Come and have a look, and feel free to call us if you'd like to know more before you do.

Listing description written by Michael Garside, Harcourts Dapto | Albion Park | Shellharbour — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Built-in Robes
  • Intercom
  • Secure Parking

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.