North Gosford at a glance
5,173
People
$940,000
Median sale
$634/wk
Median rent
3.51%
Suburb gross yield
Median sale from 29 recorded sales (last 12 months) — a Districts calculation.
NSW › North Gosford › Gertrude St
$699,000
For sale
Asking
3
Bedrooms
2
Bathrooms
2
Car spaces
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$699,000
Asking
No recorded sale for this property.
North Gosford at a glance
5,173
People
$940,000
Median sale
$634/wk
Median rent
3.51%
Suburb gross yield
Median sale from 29 recorded sales (last 12 months) — a Districts calculation.
Vs North Gosford
-25.6%
Median sale
Suburb $940,000
+1.21 pp
Gross yield
Suburb 3.51%
Suburb median $940,000 from 29 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
$29,734 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Pre-filled with North Gosford's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $634/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 4.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
North Gosford at a glance
5,173
People
$940,000
Median sale
$634/wk
Median rent
3.51%
Suburb gross yield
Median sale from 29 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White RPGThere are townhouses that make sense on paper - and then there are the ones that make even more sense when you walk through the door. Set within a gated, well-kept complex with manicured gardens and a peaceful bridge-style entry surrounded by greenery, 15/188-198 Gertrude Street, North Gosford delivers that rare mix of space, security and central convenience, all in a price range that remains highly relevant for first-home buyers and investors alike.
Inside, the home has a genuinely generous feel, led by a large open-plan living and dining zone with striking high feature ceilings, excellent natural light and reverse-cycle air conditioning. The kitchen is clean, practical and well-appointed, with a stainless-steel splashback, gas cooktop, dishwasher and a layout that connects easily with the main living space. Accommodation includes three generous bedrooms, all with built-in wardrobes, while the master adds its own ensuite and private balcony. Bedrooms two and three open out to a courtyard, giving the home a little extra breathing room beyond the usual townhouse formula.
Location is the real multiplier here. You are positioned within easy reach of Gosford CBD, Gosford Train Station, shopping, cafés, medical services and key local amenities. Transport options are walkable with the closest bus stop being approximately 270m away and Gosford Train Station is approximately 850m away, making this a practical option for commuters, tenants and lifestyle-focused buyers who want central access without giving up space. Add in NBN FTTP, gas hot water, gas heating availability, a tandem secure garage for two vehicles and a low-maintenance 2005-built design, and the value proposition is pretty clear: more room, more convenience, and a location that keeps working hard long after you've moved in.
Who This Suits:
If you're a first home buyer - this is the kind of entry point that doesn't feel like a compromise.
If you're an investor - the location and layout make long-term sense.
If you're a small family - space inside and out is already handled.
At this level of the market, most properties make you choose between space, location, or price.
This one doesn't really ask you to.
And that's what makes it worth a closer look.
The Details:
L/SP: Lot 11 SP 73337
Configuration: 3,2,2 Townhouse
Available Services: Electricity, Gas, Water and Sewer, NBN FTTP Available
Council Rates: $303.10 pq
Strata Rates: $2,011.11 pq
Size: 181m2 Total
Zoning: R1 Residential
Age: Built 2005 - 21 years
Aspect: West
Rental Potential: $700 Per Week
Listing description written by Blake Dunn, Ray White RPG — reproduced as published, not verified by Districts.
Also look at
U13, 18-22 Range Rd, North Gosford NSW 2250
1-bed apartment. Asking $460K–$485K.
13 Callemondah Ave, North Gosford NSW 2250
4-bed house. Asking $950K–$1M.
6/206-208 Henry Parry Dr, North Gosford NSW 2250
2-bed unit. Asking $550K–$610K.
163 Glennie St, North Gosford NSW 2250
3-bed house for sale. Asking $850K.