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VIC › Swan Bay › Swan Bay Rd

U161, 1235 Swan Bay Rd, Swan Bay VIC 3225

For saleRetirement

$359,000

For sale

Asking

2

Bedrooms

2

Bathrooms

2

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $359,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $359,000(Listing record · 5 Aug 2026)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$359,000

Asking

No recorded sale for this property.

Swan Bay at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Swan Bay report →

Total cost to purchase

Purchase Price
$359,000
Stamp Duty (Victoria)
$16,610
Transfer/Registration Fee
$944
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$380,254

$21,254 on top of the price (5.9% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$359,000available5 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Swan Bay in one glance

Swan Bay at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Swan Bay report →

Keep researching

  • Why Swan Bay? Read the area thesis →
  • What else is on the market in Swan Bay →
  • Other records on Swan Bay Rd →

Listing material

Listed by Ingenia Lifestyle

Modern Comfort and Outdoor Entertaining Appeal

Beautifully presented and thoughtfully designed, this lifestyle home offers comfort, practicality and relaxed low-maintenance living throughout. With spacious interiors, modern finishes and inviting outdoor entertaining areas, it provides an easy-care lifestyle opportunity ready to enjoy.

The open plan living and dining areas create a warm and welcoming space, enhanced by raked ceilings, hybrid timber flooring and split system air-conditioning. Ceiling fans, modern lighting, custom blinds and double-glazed windows throughout add comfort and a polished finish to the home.

At the heart of the home, the modern designed kitchen features easy-care laminate benchtops, ample storage, dishwasher, an instant filtered hot water tap and a breakfast bar ideal for casual dining. Quality appliances include an electric oven and gas cooktop, while a European laundry adds everyday convenience.

Read the full description

Accommodation includes two spacious carpeted bedrooms, with the air-conditioned master bedroom enjoying a built-in robe and private ensuite. A study or third bedroom provides extra flexibility for guests, hobbies or additional living space, while the main bathroom and separate toilet add practicality.

Outdoor entertaining is a true highlight, with a spacious undercover front deck complete with remote privacy screening, wall heater, stainless steel sink with running water and ice machine - perfect for hosting family and friends. A paved alfresco area, landscaped gardens to the front, space for parking two cars, security screened doors and a storage shed complete this beautifully presented home.

Home Features:

• Two spacious carpeted bedrooms

• Air-conditioned master bedroom with built in robe and private ensuite

• Study or third bedroom for extra living space

• Main bathroom with separate toilet for convenience

• Open plan living and dining areas with raked ceilings, hybrid timber flooring and split system air-conditioning

• Ceiling fans and modern lighting throughout

• Modern designed kitchen with easy care laminate benchtops, dishwasher, instant filtered hot water tap, ample storage and a breakfast bar for casual dining

• Electric oven and gas cooktop

• European laundry

• Custom blinds throughout

• Spacious undercover front deck with remote privacy screening, wall heater, stainless steel sink with running water and ice machine, ideal for entertaining family and friends

• Paved alfresco area

• Landscaped gardens to front

• Security screened doors

• Storage Shed

• Space for parking two cars

• No Exit Fees – No Rates – No DMF - No Stamp Duty!

Nestled between Victoria's Surf Coast and the swimming beaches of Port Phillip Bay, Ingenia Holidays Swan Bay sits on the shore of Swan Bay and is within direct access to the boat ramp and jetty, ideal for the fishing enthusiast.

Community Features:

• Swimming Pool

• Putting green

• Tennis court

• Basketball court

• Port Phillip Heads National Marine Park – boating, kayaking, scuba diving

• Walking track

Swan Bay is within easy reach of the wineries of the Bellarine Peninsula, many fabulous public golf courses and the cafes and restaurants of Queenscliff and Point Lonsdale. We are also close to the bay side swimming beaches of Point Lonsdale, Queenscliff, St Leonards and a short drive to the beautiful surf coast for all the early risers and wave riders.

A land lease home operates under the land lease model, supported by specific government legislation which guarantees ongoing financial security and peace of mind.

The model lets you enjoy the benefits of conventional home ownership, providing peace-of-mind with residents owning their own home, without the cost of buying the land and paying council rates.

Should you ever wish to sell, the capital gain is all yours, without fees- but you also enjoy the advantage of no council rates or stamp duty, just a weekly site fee which eligible residents offset with rental assistance.

Community living has never been easier. Whether you are looking at your downsizing options or just looking to form friendships and find new hobbies during retirement, the Ingenia Holidays Swan Bay community will welcome you with open arms.

Listing description written by Swan Bay Sales, Ingenia Lifestyle — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Shed
  • Study

Also look at

Also for sale in Swan Bay

  • U118, 1235 Swan Bay Rd, Swan Bay VIC 3225

    3-bed house. Asking $320K.

    For sale
  • 1235 Swan Bay Rd, Swan Bay VIC 3225

    2-bed house. Asking $180K.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.