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VIC › Inverloch › Sandy Mount Ave

U1B, 43 Sandy Mount Ave, Inverloch VIC 3996

For saleHouse

$1,490,000

For sale

Asking

3

Bedrooms

2

Bathrooms

2

Car spaces

308 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,490,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,490,000(Listing record · 4 Feb 2026)
  • FactLand 308 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Inverloch (last 5 years) with land size: median $1,280/m² of land (n=89). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 87% above the Inverloch median recorded sale ($795,000, n=97, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Inverloch's advertised median rent ($459/wk), implied gross yield would be 1.60% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,490,000

Asking · $4,838/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Inverloch (last 5 years) with land size have a median of $1,280/m² of land (n=89). Districts calculation from recorded sales — not a valuation.

Inverloch at a glance

6,666

People

$795,000

Median sale

$459/wk

Median rent

3.00%

Suburb gross yield

Median sale from 97 recorded sales (last 12 months) — a Districts calculation.

See the full Inverloch report →

Vs Inverloch

+87.4%

Median sale

Suburb $795,000

-1.40 pp

Gross yield

Suburb 3.00%

Suburb median $795,000 from 97 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,490,000
Stamp Duty (Victoria)
$81,950
Transfer/Registration Fee
$3,591
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,579,241

$89,241 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Inverloch's advertised median rent — not a rent for this listing.

Net yield
0.10%
Annual cashflow (pre-tax)
$-75,962
Interest cover (DSCR)
0.02
Annual rent
$23,868
Operating expenses
$22,350
Loan amount
$1,192,000
Annual interest
$77,480
Gross yield
1.60%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,490,000available4 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $459/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Inverloch in one glance

Inverloch at a glance

6,666

People

$795,000

Median sale

$459/wk

Median rent

3.00%

Suburb gross yield

Median sale from 97 recorded sales (last 12 months) — a Districts calculation.

See the full Inverloch report →

Keep researching

  • Why Inverloch? Read the area thesis →
  • What else is on the market in Inverloch →
  • Other records on Sandy Mount Ave →

Listing material

Listed by Area Specialist Solutions

The Brief: A Showcase of Craftsmanship, Design & Low Maintenance Luxury

It's Addressed:

Built in 2023 by renowned local builders Lumel and custom designed by Adapt Design Group, this immaculate double storey residence is a true surprise package — a home that must be inspected to be fully appreciated. Every detail has been crafted to perfection, blending curved architectural features with a stunning mix of exterior and interior materials to create a one of a kind coastal haven .

Ground Level –

Read the full description

Step inside to burnished concrete floors, quality wool carpeted bedrooms and a layout that places all three bedrooms on the ground floor.

The primary suite is exceptional — oversized, light

filled and beautifully appointed with a curved feature wall, ceiling fan, ducted reverse cycle heating/cooling, walk in robe, direct deck access and a luxurious, resort style ensuite highlighted by a dramatic skylight and Venetian plaster finish.

The additional bedrooms are generous in size, each with ceiling fans, one with a walk in robe and another with built ins, plus direct deck access. A stunning main bathroom with Venetian plaster, freestanding bath and walk in shower, separate toilet, full laundry with external access, internal entry double garage and a second ducted system complete the level.

Outside, the private east facing deck is protected from the elements and connects seamlessly to the main bedroom, second bedroom and entry hall — perfect for quiet mornings or relaxed entertaining. An outdoor hot/cold shower adds to the coastal practicality.

Upper Level –

A floating staircase framed by a dramatic full height window leads to the sun drenched upper level. Here, a huge skylight floods the kitchen with natural light, complementing the open plan living and meals area with stacker doors to the undercover entertaining space.

The kitchen is a chef’s dream — integrated fridge and dishwasher, pyrolytic oven, steam oven, Fisher & Paykel appliances, walk in pantry and a full butler’s pantry.

The living area features a bagged brick wall and built in gas fireplace for cosy winter evenings, while glimpses of Andersons Inlet and Mahers Landing add a touch of coastal magic.

The outdoor entertaining area is finished with spotted gum timber lining, ceiling heat strips, and gas and power provisions ready for a future outdoor kitchen. A third ducted system and guest powder room complete the level.

Additional Features

• Double glazed windows and EzyJamb doors

• Motorised blinds

• Exposed aggregate driveway

• Fully landscaped, ultra low maintenance yard

Unbeatable Location

• 50m to Inverloch Recreation Reserve

• 350m stroll to town

• 650m to the sand and shoreline of Andersons Inlet

• 12 minutes to Wonthaggi

• Approx. 2 hours to Melbourne CBD (traffic dependent)

Perfect for downsizers, lifestyle seekers or those wanting a premium lock and leave holiday home, this property offers effortless living in one of Inverloch’s most convenient pockets. Private inspections by appointment only.

For more Real Estate in Inverloch contact your Area Specialist.

Note: Every care has been taken to verify the accuracy of the details in this advertisement, however, we cannot guarantee its correctness. Prospective purchasers are requested to take such action as is necessary, to satisfy themselves with any pertinent matters.

Listing description written by Matt Redmond, Area Specialist Solutions — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Deck
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating
  • Ensuites: 1
  • Floorboards
  • Fully Fenced
  • Remote Garage
  • Secure Parking
  • Toilets: 3
  • Water Tank
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.