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VIC › Cowes › Justice Rd

U2, 113-119 Justice Rd, Cowes VIC 3922

For saleHouse

$1,295,000

For sale

Asking

4

Bedrooms

3

Bathrooms

4

Car spaces

1,040 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,295,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,295,000(Listing record · 25 Feb 2026)
  • FactLand 1,040 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Cowes (last 5 years) with land size: median $1,194/m² of land (n=53). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 82% above the Cowes median recorded sale ($711,250, n=82, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Cowes's advertised median rent ($508/wk), implied gross yield would be 2.04% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,295,000

Asking · $1,245/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Cowes (last 5 years) with land size have a median of $1,194/m² of land (n=53). Districts calculation from recorded sales — not a valuation.

Cowes at a glance

7,858

People

$711,250

Median sale

$508/wk

Median rent

3.71%

Suburb gross yield

Median sale from 82 recorded sales (last 12 months) — a Districts calculation.

See the full Cowes report →

Vs Cowes

+82.1%

Median sale

Suburb $711,250

-1.67 pp

Gross yield

Suburb 3.71%

Suburb median $711,250 from 82 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,295,000
Stamp Duty (Victoria)
$71,225
Transfer/Registration Fee
$3,135
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,373,060

$78,060 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Cowes's advertised median rent — not a rent for this listing.

Net yield
0.54%
Annual cashflow (pre-tax)
$-60,349
Interest cover (DSCR)
0.10
Annual rent
$26,416
Operating expenses
$19,425
Loan amount
$1,036,000
Annual interest
$67,340
Gross yield
2.04%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,295,000available25 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $508/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Cowes in one glance

Cowes at a glance

7,858

People

$711,250

Median sale

$508/wk

Median rent

3.71%

Suburb gross yield

Median sale from 82 recorded sales (last 12 months) — a Districts calculation.

See the full Cowes report →

Keep researching

  • Why Cowes? Read the area thesis →
  • What else is on the market in Cowes →
  • Other records on Justice Rd →

Listing material

Listed by Stockdale & Leggo Phillip Island | San Remo

Resort Style Opulence Showcasing the Pinnacle of Luxury

THE BLOCK 2024 | COWES, PHILLIP ISLAND

HOUSE 2

AS CREATED BY COURTNEY & GRANT

Read the full description

This is your once-in-a-lifetime opportunity to own a piece of Australian television history — and one of the most spectacular homes ever to grace The Block. House 2, the creation of fan favourites Courtney and Grant, captured the hearts of the nation during The Block 2024 and now this magnificent Phillip Island masterpiece can be yours.

From the moment you step through the door, it is abundantly clear that Courtney and Grant poured their hearts, souls and extraordinary taste into every corner of this home — and the result is nothing short of spectacular.

THE HOME

Soaring raked ceilings reaching 5.6 metres in the main living area create an immediate and dramatic sense of grandeur, while oak herringbone floors and sumptuous wool carpets underfoot speak to a home that is as warm and liveable as it is visually stunning. Twin fireplaces — one anchoring the living room, one gracing the master bedroom — ensure cosy, romantic winter nights are always within reach.

The interior palette is defined by an indulgent blend of Calacatta marble and travertine, flowing seamlessly from inside to out and lending a timeless European elegance. The home offers the rare luxury of two master suites — each a private sanctuary of its own — offering exceptional flexibility for families, guests or multi-generational living.

THE KITCHEN

A true entertainer's dream, appointed with a full suite of Scandinavian Asko appliances including three multifunction ovens, an integrated coffee machine, dual dishwashers, an integrated refrigerator and a Bluetooth induction cooktop. A 200-bottle Vintec wine fridge ensures your collection is always perfectly cellared. Dekton Khalo surfaces deliver striking durability and style, while a full butler's pantry provides the kind of behind-the-scenes functionality that serious entertainers demand.

OUTDOOR ENTERTAINING

Step outside to a north-facing backyard that is simply made for unforgettable entertaining: a sparkling pool, alfresco undercover dining area, outdoor kitchen, wood-fired pizza oven, a stunning firepit and a dedicated outdoor kitchen — perfect for year-round gatherings under a canopy of stars. Whether you're hosting a summer pool party or an intimate winter gathering around the flames, this outdoor sanctuary delivers magic in every season.

SMART HOME & FINISHING TOUCHES

Smarthome technology — including automated blinds, climate control and integrated lighting ensures the home responds intuitively to your every need. The laundry features stone benchtops, ample storage and drying cabinets, while a double garage completes the practical offering.

EXCLUSIVE COMMUNAL AMENITIES

Residents enjoy exclusive access to a communal amenity precinct that rivals the finest private members' clubs: an indulgent day spa with double ice bath, hot rock saunas and changing room; a cinema room with large projector screen and high-end surround sound; a poolside dining and BBQ area with pizza oven and roll-down blinds; a fully appointed games room; a central swimming pool; tennis court and a kids' area with sandbox and trampoline.

COMPLETELY TURN-KEY — EVERYTHING INCLUDED

This home is offered completely furnished and fitted to the highest possible standard. Every exquisite piece of furniture, every artwork, every appliance, every whitegoods item and every carefully chosen décor and homewares piece is included in the sale. Simply turn the key and begin living your best life from day one.

OWN IT YOUR WAY

The beauty of this extraordinary property is the complete flexibility it offers its new owner. Make it your permanent residence and enjoy an unrivalled lifestyle on beautiful Phillip Island. Use it as your ultimate holiday retreat — a private five-star escape whenever you need it. Or capitalise on the property's fame and world-class presentation by placing it on the short-stay holiday rental market, where properties of this calibre command significant nightly returns and exceptional occupancy rates.

For the astute investor, a depreciation schedule on a fully furnished, brand-new property of this scale and quality could unlock substantial tax benefits — making this an exceptionally compelling financial proposition. We strongly encourage prospective purchasers to speak with their accountant or financial advisor.

With an amenity offering this extraordinary, one could argue The Block 2024 in Cowes deserves its own postcode.

Strictly Private Inspections Only — By Appointment.

Listing description written by Jaime Morris, Stockdale & Leggo Phillip Island | San Remo — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Ensuites: 2
  • Floorboards
  • Fully Fenced
  • Living Areas: 2
  • Outdoor Entertaining
  • Outside Spa
  • In-Ground Pool
  • Remote Garage
  • Reverse Cycle Aircon
  • Rumpus Room
  • Secure Parking
  • Solar Panels
  • Tennis Court
  • Toilets: 3
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.