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VIC › Point Lonsdale › Kirk Rd

U2, 32 Kirk Rd, Point Lonsdale VIC 3225

For saleHouse

$2,800,000–$3,080,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

585 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,800,000–$3,080,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,800,000–$3,080,000(Listing record · 1 July 2022)
  • FactLand 585 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Point Lonsdale (last 5 years) with land size: median $2,183/m² of land (n=26). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 186% above the Point Lonsdale median recorded sale ($977,375, n=6, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Point Lonsdale's advertised median rent ($530/wk), implied gross yield would be 0.98% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,800,000–$3,080,000

Asking range · $4,786/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Point Lonsdale (last 5 years) with land size have a median of $2,183/m² of land (n=26). Districts calculation from recorded sales — not a valuation.

Point Lonsdale at a glance

4,217

People

$977,375

Median sale

$530/wk

Median rent

2.82%

Suburb gross yield

Median sale from 6 recorded sales (last 12 months) — a Districts calculation.

See the full Point Lonsdale report →

Vs Point Lonsdale

+186.5%

Median sale

Suburb $977,375

-1.84 pp

Gross yield

Suburb 2.82%

Suburb median $977,375 from 6 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$2,800,000
Stamp Duty (Victoria)
$162,000
Transfer/Registration Fee
$3,614
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,969,314

$169,314 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Point Lonsdale's advertised median rent — not a rent for this listing.

Net yield
-0.52%
Annual cashflow (pre-tax)
$-160,040
Interest cover (DSCR)
-0.10
Annual rent
$27,560
Operating expenses
$42,000
Loan amount
$2,240,000
Annual interest
$145,600
Gross yield
0.98%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,800,000–$3,080,000available1 July 2022

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $530/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Point Lonsdale in one glance

Point Lonsdale at a glance

4,217

People

$977,375

Median sale

$530/wk

Median rent

2.82%

Suburb gross yield

Median sale from 6 recorded sales (last 12 months) — a Districts calculation.

See the full Point Lonsdale report →

Keep researching

  • Why Point Lonsdale? Read the area thesis →
  • What else is on the market in Point Lonsdale →
  • Other records on Kirk Rd →

Listing material

Listed by RT Edgar Bellarine VIC

Move in for Summer!

Positioned in one of the most premier locations, this striking modern masterpiece is an ‘Old Lonsdale’ opportunity most dream of. Situated by the region’s most adored foreshore shopping and dining precincts, this immaculate four bedroom custom designed home complements an outstanding location with exceptional quality and considered design. Featuring 4 large bedrooms, 2 bathrooms, multiple living spaces, enviable outdoor entertaining, beautiful gardens, premium fittings and heating and cooling throughout - this much-loved and cared for family home deserves many more generations of enjoyment.

Returning from a stroll along the foreshore promenade, you’ll find native low maintenance gardens at front and a captivating facade framing a covered entryway. Inside, wonderfully striking and hard wearing jarrah floorboards adorn the length of a central hallway to the living spaces beyond. A downstairs master or guest bedroom boasts a walk-through robe with great storage and a sparkling ensuite, designed in a fabulous way that you can live on the ground floor completely.

An open plan kitchen, dining and living room occupies the rear of the home - the entire space is bathed in natural light. The chef’s kitchen with its jarrah benchtops and premium appliances cleverly conceals a large walk-in pantry and euro-laundry behind wall-length timber partition doors. The Fridge and Freezer are also cleverly concealed, making this well-appointed kitchen seamless and stylish. The living space draws the beautiful garden in with floor to ceiling windows and glass stacker doors opening onto the north facing wrap around deck. A built in vegetable garden, extraordinary espaliered manchurian pears and a paved courtyard add to the homely coastal feel of the brilliant property and make for fantastic entertaining.

Read the full description

A downstairs powder room and large under-stair storage cupboard flank the central staircase. Upstairs, another master bedroom option has BIRs and interior access to a modern family bathroom with bath, shower, storage and separate WC, whilst a third queen size bedroom with robes sits adjacent. To the front, options are a plenty with this large flexible space. Options could be; a second living area, sitting room, fourth bedroom or home office as this room has plenty of in built storage cupboards, a very handy concealed bar/kitchenette and a wonderful balcony to sit and take in the Lonsdale lifestyle.

Parking is via the double garage that boasts internal access and a wonderful storage room. Side gates provide access to side and the rear. This wonderful home is a stones throw away from the town center and beautiful surrounding beaches, less than 5 minutes walk to shops, cafes and grocery stores. This property, perfectly located with the beach at the end of the street, combines convenience with luxury, style and design. Inspection is a must!

Listing description written by Felix Hakins, RT Edgar Bellarine VIC — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Floorboards
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Secure Parking
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.