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VIC › Ocean Grove › The Tce

U2, 78 The Tce, Ocean Grove VIC 3226

For saleApartment

$1,075,000–$1,175,000

For sale

Asking range

2

Bedrooms

1

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,075,000–$1,175,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,075,000–$1,175,000(Listing record · 2 June 2026)
  • CalculationIf it leased at Ocean Grove's advertised median rent ($584/wk), implied gross yield would be 2.82% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,075,000–$1,175,000

Asking range

No recorded sale for this property.

Ocean Grove at a glance

19,129

People

No data

Median sale

$584/wk

Median rent

No data

Suburb gross yield

See the full Ocean Grove report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,075,000
Stamp Duty (Victoria)
$59,125
Transfer/Registration Fee
$2,620
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,140,445

$65,445 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Ocean Grove's advertised median rent — not a rent for this listing.

Net yield
1.32%
Annual cashflow (pre-tax)
$-41,657
Interest cover (DSCR)
0.25
Annual rent
$30,368
Operating expenses
$16,125
Loan amount
$860,000
Annual interest
$55,900
Gross yield
2.82%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,075,000–$1,175,000available2 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $584/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Nearby

Nearby properties

  • 137 The Tce, Ocean Grove VIC 3226
  • 139 The Ave, Ocean Grove VIC 3226
  • 6 The Ave, Ocean Grove VIC 3226
  • 9 The Tce, Ocean Grove VIC 3226

Area

Ocean Grove in one glance

Ocean Grove at a glance

19,129

People

No data

Median sale

$584/wk

Median rent

No data

Suburb gross yield

See the full Ocean Grove report →

Keep researching

  • Why Ocean Grove? Read the area thesis →
  • What else is on the market in Ocean Grove →
  • Other records on The Tce →

Listing material

Listed by Bellarine Property

Spectacular Ocean Views

The Feel:

A lifestyle defined by contemporary design and unrivalled convenience awaits in this striking 2 bedroom apartment, where sweeping ocean views, sophisticated interiors and premium finishes come together to create an atmosphere of effortless luxury and relaxation.

Designed around the open-plan living area flows seamlessly onto expansive north and south-facing balconies, creating the perfect setting for entertaining or simply soaking in the stunning ocean, Bluff and river views. High ceilings, abundant natural light and an extended sense of space enhance the connection between indoors and the surrounding coastal landscape.

Read the full description

Built to exacting standards by MHBD, this low-maintenance “lock-and-leave” residence combines quality craftsmanship with relaxed sophistication. Ideal as a permanent home, holiday retreat or high-performing short-term rental opportunity, it delivers premium living in an unbeatable central location.

The Facts:

-Lifestyle-enhancing position perfect on The Terrace - genuine “walk everywhere” position!

-Built to exacting standards by Michael Higgins Building Design, renowned for quality & innovation

-Quality Spotted Gum timber floors/staircase, high ceilings, clerestory windows & light-filled living

-Gourmet kitchen with Smeg appliances, 4.6m Caesarstone island, pantry w’ appliance nook

-Large living area, dining and sitting room on top floor maximise this incredible space

-North & south outdoor entertaining areas promise year-round use, with amazing ocean & river views

-2 generous BRs on the ground level, with BIRs and direct access to private balconies and ocean views

-Bathroom showcases quality fixtures, large shower & coastal contemporary tones

-Convenient laundry room with impressive storage

-Study nook provides functionality for working from home

-Zoned reverse cycle heating & cooling provides year-round climate comfort + electric wall heaters

-Distinctive exterior clad in Spotted Gum timber, echoed inside for floors and staircase

-Aluminium, commercial grade, double-glazed stacker sliding doors to the decks

-Feature polished concrete flooring throughout

-Rear entry to secure under cover parking with internal lift & large storeroom for surfboards/bikes

-Security entry to The Terrace main street for cafes, restaurants, boutique shopping

-Absolute convenience close to the best of The Bellarine; surf beaches, wineries & attractions

-Lock and leave apartment for a holiday escape, investment opportunity or permanent residence

The Owner Loves….

“The quality of this home is second to none; the interiors feel light, open and uplifting, and the stacker doors extend our living space to two private balconies that we use from sunrise to sunset...” Perched above The Terrace, it feels like you are part of the heartbeat of this town.”

****For pedestrian entrance, passage way is between Aussie Home loans and The Commonwealth Bank.

*All information offered by Bellarine Property is provided in good faith. It is derived from sources believed to be accurate and current as at the date of publication and as such Bellarine Property simply pass this information on. Use of such material is at your sole risk. Prospective purchasers are advised to make their own enquiries with respect to the information that is passed on. Bellarine Property will not be liable for any loss resulting from any action or decision by you in reliance on the information.

Listing description written by Toby Lee, Bellarine Property — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Built-in Robes
  • Dishwasher
  • Intercom
  • Living Areas: 2
  • Secure Parking
  • Toilets: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.