East Maitland at a glance
12,227
People
$850,000
Median sale
$566/wk
Median rent
3.46%
Suburb gross yield
Median sale from 120 recorded sales (last 12 months) — a Districts calculation.
NSW › East Maitland › Banks St
$899,000
For sale
Asking
3
Bedrooms
2
Bathrooms
2
Car spaces
253 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$899,000
Asking · $3,553/m² of land
No recorded sale for this property.
East Maitland at a glance
12,227
People
$850,000
Median sale
$566/wk
Median rent
3.46%
Suburb gross yield
Median sale from 120 recorded sales (last 12 months) — a Districts calculation.
Vs East Maitland
+5.8%
Median sale
Suburb $850,000
-0.19 pp
Gross yield
Suburb 3.46%
Suburb median $850,000 from 120 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
$38,734 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Pre-filled with East Maitland's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $566/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
East Maitland at a glance
12,227
People
$850,000
Median sale
$566/wk
Median rent
3.46%
Suburb gross yield
Median sale from 120 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Thompson & Clarke Real EstateWelcome to 4/42 Banks Street, East Maitland — a beautifully presented three-bedroom, two-bathroom residence offering a bright modern feel, low-maintenance living and a wonderful sense of character within a heritage conservation area.
Designed with comfort and practicality in mind, the home offers a fresh Hamptons-inspired style with crisp white interiors, plantation shutters throughout and a warm, inviting feel from the moment you step inside. The layout is easy to live in, with thoughtful features including split-system air conditioning to each bedroom, additional air conditioning throughout the home, ceiling fans, extra power points, Crimsafe doors and automatic blockout electric blinds.
The kitchen and living areas feel bright and modern, while the study nook beneath the staircase adds a practical work-from-home or everyday organisation space. Gas connection adds further convenience, while the home's low-maintenance design makes it ideal for those wanting comfort without the upkeep.
Accommodation includes three bedrooms, with the main bedroom enjoying a beautiful sense of space and grand glass doors opening out onto the balcony. Overlooking greenery and palm trees, the balcony creates a peaceful place to enjoy your morning coffee or unwind at the end of the day.
Both bathrooms are generous and well-appointed, featuring oversized showers and excellent vanity space, adding comfort and functionality to everyday living.
Outside, the front courtyard provides a private and easy-care outdoor area, perfect for sitting, relaxing or adding your own touch of greenery.
Adding further appeal, strata approval has been obtained for a one-person lift and solar panels, giving buyers additional flexibility for future improvements.
Positioned for convenience, the property offers easy access to the New England Highway and is close to Easts Bowling Club, local cafés and the East Maitland hub with IGA, chemist, cafés and everyday conveniences. Green Hills Shopping Centre, local primary schools and high schools are also only a short drive away.
Property Features:
- Three bedrooms, two bathrooms and double car accommodation
- Located within a heritage conservation area
- Bright white interiors with a modern Hamptons feel
- Low-maintenance design
- Plantation shutters throughout
- Split-system air conditioning to each bedroom
- Additional air conditioning throughout the home
- Ceiling fans
- Automatic blockout electric blinds
- Crimsafe doors
- Extra power points throughout
- Gas connection
- Study nook beneath the staircase
- Main bedroom with grand glass doors opening to balcony
- Balcony overlooking greenery and palm trees
- Both bathrooms with oversized showers and generous vanity space
- Front courtyard area
- Strata approval in place for a one-person lift
- Strata approval in place for solar panels
- Easy access to the New England Highway
- Close to Easts Bowling Club, local cafés and East Maitland conveniences
- Short drive to Green Hills Shopping Centre, local schools and the East Maitland hub
Offering character, comfort and modern low-maintenance living, 4/42 Banks Street is a fantastic opportunity for buyers seeking a stylish East Maitland home with everyday convenience and future flexibility.
Disclaimer:
Information contained on any marketing material, website or other portal should not be relied upon and you should make your own enquiries and seek your own independent advice with respect to any property advertised or the information about the property.
Listing description written by Reece Thompson, Thompson & Clarke Real Estate — reproduced as published, not verified by Districts.
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