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NSW › St Marys › Carson Ln

UG05, 12B Carson Ln, St Marys NSW 2760

For saleApartment

$550,000

For sale

Asking

1

Bedrooms

1

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $550,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $550,000(Listing record · 21 Aug 2026)
  • CalculationAsk is 51% below the St Marys median recorded sale ($1,111,666, n=44, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at St Marys's advertised median rent ($557/wk), implied gross yield would be 5.27% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$550,000

Asking

No recorded sale for this property.

St Marys at a glance

14,944

People

$1,111,666

Median sale

$557/wk

Median rent

2.61%

Suburb gross yield

Median sale from 44 recorded sales (last 12 months) — a Districts calculation.

See the full St Marys report →

Vs St Marys

-50.5%

Median sale

Suburb $1,111,666

+2.66 pp

Gross yield

Suburb 2.61%

Suburb median $1,111,666 from 44 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$550,000
Stamp Duty (New South Wales)
$19,162
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$573,029

$23,029 on top of the price (4.2% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with St Marys's advertised median rent — not a rent for this listing.

Net yield
3.77%
Annual cashflow (pre-tax)
$-7,886
Interest cover (DSCR)
0.72
Annual rent
$28,964
Operating expenses
$8,250
Loan amount
$440,000
Annual interest
$28,600
Gross yield
5.27%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$550,000available21 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $557/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 5.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

St Marys in one glance

St Marys at a glance

14,944

People

$1,111,666

Median sale

$557/wk

Median rent

2.61%

Suburb gross yield

Median sale from 44 recorded sales (last 12 months) — a Districts calculation.

See the full St Marys report →

Keep researching

  • Why St Marys? Read the area thesis →
  • What else is on the market in St Marys →
  • Other records on Carson Ln →

Listing material

Listed by Rey Properties

Large, Stylish & Low-Maintenance 1 Bedroom unit in the Heart of St Marys

Welcome to G05 / 12B Carson Lane, St Marys – a modern and beautifully presented large 1 bedroom, 1 bathroom apartment with secure car space and storage, perfect for first home buyers, savvy investors, or downsizers seeking comfort and convenience.

Positioned on the ground floor for effortless access, this contemporary residence offers a smart and functional layout with quality finishes throughout. The open-plan living and dining area flows seamlessly to a private outdoor space, creating the perfect setting for relaxing or entertaining.

The sleek kitchen is equipped with modern appliances, ample storage, and stone benchtops, making everyday cooking a pleasure. The generously sized bedroom features built-in wardrobes, while the stylish bathroom showcases quality fittings and a clean, modern design.

Read the full description

Property Features:

• Spacious 1 bedroom with built-in wardrobe

• Modern bathroom with quality finishes

• Open-plan living and dining area

• Contemporary kitchen with stone benchtops & stainless-steel appliances

• Secure car space plus additional storage cage

• Ground floor convenience

• Ideal for first home buyers or investors

Located in a prime position close to local shops, schools, public transport, and St Marys Station (with Metro upgrades enhancing future connectivity), this apartment delivers lifestyle and long-term value.

Don’t miss this outstanding opportunity to secure a quality apartment in a growing and well-connected suburb.

📞 Contact UJ on 0433 079 390 to arrange your inspection today!

Disclaimer:

All opinions, statements, and/or forecasts contained herein are based on information obtained from sources that Rey Properties believes to be reliable. However, we do not invite reliance on this material, and expressly disclaim any liability for errors, omissions, negligence, or misrepresentations. No warranty, express or implied, is made as to the accuracy or completeness of any opinion, analysis, statement, or forecast provided herein.

Listing description written by Ujjwal Subedi, Rey Properties — reproduced as published, not verified by Districts.

Property features

  • Alarm System
  • Balcony
  • Broadband
  • Built-in Robes
  • Courtyard
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating
  • Fully Fenced
  • Intercom
  • Secure Parking
  • Study

Also look at

Also for sale in St Marys

  • U105, 12C Carson Ln, St Marys NSW 2760

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  • 7 Oxford St, St Marys NSW 2760

    3-bed house. Currently listed.

    For sale
  • U11, 16-20 Sainsbury St, St Marys NSW 2760

    2-bed apartment. Currently listed.

    For sale
  • 11 & 11A Morris St, St Marys NSW 2760

    8-bed house. Currently listed.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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