Ramsgate Beach (NSW)

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According to investigations of ABS population updates for the wider region and fresh addresses verified by Districts after the Census, the suburb of Ramsgate Beach has a projected population of approximately 1,719 in May 2026. This marks a reduction of 15 people (0.9%) from the 2021 Census, which documented a population of 1,734 people. The variation is calculated from a resident population of 1,715, projected by Districts using the most recent ERP data from the ABS (June 2025) along with 1 verified new addresses since the Census. This population size represents a density ratio of 4,297 persons per square kilometer, placing the locality within the top 10% of national areas analyzed by Districts, indicating that land here is an extremely coveted asset. Expansion in the suburb of Ramsgate Beach was mainly fueled by overseas migration, which accounted for roughly 76.0% of all population increases in recent times.

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Ramsgate Beach has a highly educated workforce with a significant proportion employed in professional services, an unemployment rate of only 2.8%, and an estimated job growth rate of 2.4% over the prior year, according to Districts' compiled regional statistics. In March 2026982 local citizens were employed, with the unemployment rate sitting 1.4% below the 4.1% recorded for Greater Sydney, while labor force participation aligned closely with the Greater Sydney rate of 69.1%. Census records show a substantial 38.3% of citizens worked from home, though this figure may have been influenced by Covid-19 restrictions.

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The most recent postcode level ATO statistics from Districts for the 2023 financial year show that incomes in the suburb of Ramsgate Beach are exceptionally high compared to the rest of the country, with a median of $55,583 and an average of $76,946. This is lower than the median of $60,817 and average of $83,003 found across Greater Sydney. Factoring in Wage Price Index growth of 10.32% since the 2023 financial year, current projections point to roughly $61,319 for the median and $84,887 for the average in March 2026. Census statistics show personal earnings at the 60th percentile ($860 per week), while household income ranks at the 34th percentile. The income distribution reveals that the largest segment, comprising 29.7% of residents (510 people), falls into the $1,500 - 2,999 range, which is very similar to the regional average of in this bracket. Housing affordability is under substantial strain, with only of income left over, placing the area in the th percentile, and the SEIFA index for income places the locality in the th decile.

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At the most recent Census, the housing composition in Ramsgate Beach was made up of 14.7% detached houses and 85.3% other home types (semi-detached properties, apartments, and alternative dwellings), compared to the Sydney metro split of 55.9% houses and 44.1% other dwellings. The rate of outright home ownership in Ramsgate Beach was significantly higher than the Sydney metro figure at 38.4%, while the remaining homes were either mortgaged (24.7%) or occupied by tenants (36.9%). The median monthly mortgage payment of $2,184 was well below the Sydney metro average of $2,427, while the median weekly rent was recorded at $480 compared to the Sydney metro average of $470. On a national level, monthly mortgage payments in Ramsgate Beach are notably higher than the Australian average of $1,863, and rents are considerably above the national median of $375.

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Families make up the majority of households at 59.8%, which consists of 23.6% couples with children, 23.2% couples without children, and 11.8% single parent households. Non-family living arrangements account for the remaining 40.2%, with single-person households representing 37.5% and shared households comprising 2.8% of the total. The median household size of 2.1 people is smaller than the Greater Sydney average of 2.7.

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The locality presents educational disparities, with university degree completion rates (27.6% of residents) falling significantly below the SA3 regional average of 38.7%. This represents both a difficulty and a prospect for focused educational programs. Bachelor degrees are the most common at 19.1%, followed by postgraduate degrees (6.3%) and graduate diplomas (2.2%). Vocational qualifications are highly prevalent, with 34.4% of citizens aged 15+ holding technical credentials, consisting of advanced diplomas (11.1%) and certificates (23.3%).

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Public transport assessment shows 19 active transit stops operating in Ramsgate Beach, which consist of bus services. These stops are served by 5 distinct routes, which combine to support 1,816 weekly passenger journeys. Transit access is classified as excellent, with residents living an average of 88 meters from their nearest stop. Since the area is primarily residential, most workers commute out of the suburb, with private cars remaining the primary choice of travel at 87% and trains used by 7%. Average car ownership is 0.9 per household, which is below the regional average. A high proportion of residents, 38.3%, work from home (based on the 2021 Census, which may show the influence of COVID-19 rules).

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Based on Districts' evaluation of mortality data and the occurrence of chronic illnesses, overall health indicators are strong throughout Ramsgate Beach. The frequency of general medical issues is low across the population, although it is higher than the national average among older, vulnerable cohorts. Additionally, the rate of private health insurance is very high, covering roughly 57% of all residents (~985 people). This compares to 59.9% across Greater Sydney.

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Ramsgate Beach exhibits a high level of cultural diversity, with 36.1% of residents born outside Australia and 39.0% using a language other than English at home. The predominant religion is Christianity, accounting for 69.7% of the population in Ramsgate Beach, compared to 49.2% across Greater Sydney.

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The median age of 45 years in Ramsgate Beach is much higher than the Greater Sydney average of 37 and also considerably older than the Australian median of 38 years. Compared to Greater Sydney, Ramsgate Beach has a larger share of residents aged 75 - 84 (10.6%) but a smaller proportion of youth aged 15 - 24 (7.7%). Since the 2021 Census, the 15 to 24 age bracket has increased from 6.5% to 7.7% of the population, while the group aged 85+ rose from 3.7% to 4.8%. Meanwhile, the cohort aged 45 to 54 dropped from 13.1% to 11.3%. Projecting forward to 2041, demographic forecasts indicate notable changes in the age profile of Ramsgate Beach. The + group is set to lead these changes, growing by ( people) to reach up from . Crucially, the combined cohorts aged + will represent of the net population growth, highlighting the aging trend of the area. Conversely, the cohorts aged to and to will decrease in size.

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Ramsgate Beach currently has an estimated 101 children under 5 years old, comprising approximately 52 children aged 0-2 and 35 children aged 3-4. This cohort declined by an estimated 4% since the previous census. while population forecasts indicate future decline, with an anticipated decrease of 18% by 2041 (to approximately 83 children). Meanwhile the 5-12 cohort currently amounts to 139. Birth rates in the area have averaged 10.4 per 1,000 residents over the latest two-year period, a moderate rate (within the middle tier nationally). This rate has slowed down slightly in recent years however.