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NSW › Grafton › Oliver St

1 Oliver St, Grafton NSW 2460

For saleHouse for Sale

$950,000

For sale

Asking

2

Bedrooms

2

Bathrooms

2

Car spaces

1,227 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $950,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $950,000(Listing record · 2 July 2026)
  • FactLand 1,227 m²; no building size recorded.(Property record)
  • CalculationAsk is 76% above the Grafton median recorded sale ($540,000, n=115, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Grafton's advertised median rent ($480/wk), implied gross yield would be 2.63% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$950,000

Asking · $774/m² of land

No recorded sale for this property.

Grafton at a glance

11,035

People

$540,000

Median sale

$480/wk

Median rent

4.62%

Suburb gross yield

Median sale from 115 recorded sales (last 12 months) — a Districts calculation.

See the full Grafton report →

Vs Grafton

+75.9%

Median sale

Suburb $540,000

-1.99 pp

Gross yield

Suburb 4.62%

Suburb median $540,000 from 115 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$950,000
Stamp Duty (New South Wales)
$37,162
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$991,029

$41,029 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Grafton's advertised median rent — not a rent for this listing.

Net yield
1.13%
Annual cashflow (pre-tax)
$-38,690
Interest cover (DSCR)
0.22
Annual rent
$24,960
Operating expenses
$14,250
Loan amount
$760,000
Annual interest
$49,400
Gross yield
2.63%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$950,000available2 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $480/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Grafton in one glance

Grafton at a glance

11,035

People

$540,000

Median sale

$480/wk

Median rent

4.62%

Suburb gross yield

Median sale from 115 recorded sales (last 12 months) — a Districts calculation.

See the full Grafton report →

Keep researching

  • Why Grafton? Read the area thesis →
  • What else is on the market in Grafton →
  • Other records on Oliver St →

Listing material

Listed by McKimm's Real Estate

WHERE CHARACTER MEETS THE CLARENCE

Positioned on one of Grafton's most tightly held stretches of the Clarence River, this charming riverfront residence offers an increasingly rare opportunity to secure an enviable lifestyle where wide water views, established gardens and classic character combine in perfect harmony.

Set behind a private picket fence and hidden by established greenery, the home immediately evokes the warmth and craftsmanship of a bygone era. Beautiful polished timber floors, pressed metal ceilings, original timber detailing and generous proportions create a home of enduring appeal, while thoughtful updates ensure it is ready to enjoy from day one.

The flexible floorplan provides two generous bedrooms with the option of a third bedroom, home office or second living space to suit your family's needs. At its heart is an inviting open-plan kitchen and family area that flows seamlessly to the formal living and dining room, before drawing your eye through to the fully screened riverside entertaining room.

Read the full description

It is here that this property truly comes into its own.

Step outside to an expansive level lawn that rolls gently towards the banks of the Clarence River, creating a spectacular backdrop that changes with every season. Morning coffee, long lunches with family, afternoon drinks or simply watching yachts drift past—this is a home designed around one of Northern NSW's most beautiful natural outlooks.

Adding exceptional practicality is a substantial double garage with excellent workshop and storage space, complemented by an external laundry and additional toilet—ideal for entertaining outdoors, boating enthusiasts or those who simply appreciate extra functionality.

Properties of this calibre offer more than accommodation—they offer a lifestyle. Whether you're searching for a forever home, an executive riverfront residence or a weekend retreat with postcard-worthy views, opportunities like this seldom become available.

Property Features:

* Absolute riverfront position overlooking the Clarence River

* Flexible 2–3 bedroom floorplan

* Beautiful character features including polished timber floors and pressed metal ceilings

* Spacious formal living and dining room

* Modern open-plan kitchen adjoining casual living

* Screened riverside entertaining room capturing uninterrupted water views

* Expansive level backyard flowing towards the river

* Large double garage with excellent storage and workshop potential

* External laundry with additional toilet

* Air conditioning and wood fireplace

* Established gardens and private fenced grounds

* Moments from Grafton's CBD, schools, cafes and everyday conveniences

A tightly held riverfront address, timeless character and uninterrupted Clarence River views combine to create one of Grafton's most compelling lifestyle opportunities.

Listing description written by Angus McKimm, McKimm's Real Estate — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.