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VIC › Swan Hill › Tobruk St

10 Tobruk St, Swan Hill VIC 3585

House

$589,000

Last sold

28 Jan 2026

3

Bedrooms

2

Bathrooms

1

Car spaces

710 m²

Land

160 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $589,000 (28 Jan 2026).(Recorded sale)
  • CalculationLand 710 m² against a 160 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Swan Hill (last 5 years) with land size: median $678/m² of land (n=67). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.
  • FactZoned GENERAL RESIDENTIAL ZONE (GRZ) under the ZN.(Vicmap Planning · 1 Sept 2026)

What could make it worth less?

  • FactSPECIFIC CONTROLS OVERLAY - PS MAP REF SCO1 intersects 99.8% of this parcel.(Vicmap Planning · 1 Sept 2026)

What should you verify next?

  1. 1SPECIFIC CONTROLS OVERLAY - PS MAP REF SCO1 affects this parcel — verify the mapped extent against the title / planning certificate before relying on unaffected land.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$589,000

28 Jan 2026 · derived via latest_sale

Local land rate: recorded House sales in Swan Hill (last 5 years) with land size have a median of $678/m² of land (n=67). Districts calculation from recorded sales — not a valuation.

Swan Hill at a glance

10,783

People

$527,500

Median sale

$438/wk

Median rent

4.32%

Suburb gross yield

Median sale from 72 recorded sales (last 12 months) — a Districts calculation.

See the full Swan Hill report →

Vs Swan Hill

+11.7%

Median sale

Suburb $527,500

-0.45 pp

Gross yield

Suburb 4.32%

Suburb median $527,500 from 72 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

ZN

Zone

GENERAL RESIDENTIAL ZONE

GRZ

Jurisdiction

Swan Hill

Swan Hill, VIC

Planning overlays

  • environmentalDetected

Development activity

Data unavailable

Source

  • Provider: Vicmap Planning
  • Dataset: PLAN_ZONE
  • Retrieved: 1 Sept 2026
  • Version: 1
  • Parcel: 5159225

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$589,00028 Jan 2026
  2. Listedprice unknowncompleted14 Jan 2026
  3. Listedprice unknowncompleted14 Jan 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned GENERAL RESIDENTIAL ZONE · GRZ (ZN). Official parcel area about 711 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Official parcel about 711 m² — land size can look like optionality. What reduces it: SPECIFIC CONTROLS OVERLAY - PS MAP REF SCO1. Airport or OLS height limits can cap redevelopment even if zoning looks generous. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $438/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned GENERAL RESIDENTIAL ZONE · GRZ (ZN). Official parcel area about 711 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownlow

    Official parcel about 711 m² — land size can look like optionality. What reduces it: SPECIFIC CONTROLS OVERLAY - PS MAP REF SCO1. Airport or OLS height limits can cap redevelopment even if zoning looks generous.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Swan Hill in one glance

Swan Hill at a glance

10,783

People

$527,500

Median sale

$438/wk

Median rent

4.32%

Suburb gross yield

Median sale from 72 recorded sales (last 12 months) — a Districts calculation.

See the full Swan Hill report →

Keep researching

  • Why Swan Hill? Read the area thesis →
  • What else is on the market in Swan Hill →
  • Other records on Tobruk St →

Listing material

Listed by Graeme Hayes Real Estate

Destination Living by the River!

Superbly positioned in one of Swan Hill’s most tightly held riverside pockets, 10 Tobruk Street places you just moments from the Little Murray River, Spoons Riverside Cafe, Art Gallery, Pioneer Settlement, Riverside Park and the popular walking trail. A lifestyle location that’s hard to beat.

The well-presented brick veneer home on a concrete slab offers three bedrooms and two bathrooms, with a large north-facing living room designed to capture the warmth of the winter sun. The central kitchen and dining area features vinyl plank flooring, flowing seamlessly into the living spaces, while carpets add comfort to the bedrooms.

Bedroom 1 features built in robe and an ensuite, Bedroom 2 has a built in robe and ceiling fan and Bedroom 3 boasts a walk in robe and ceiling fan.

Read the full description

Comfort is assured year-round with ducted evaporative cooling, split system reverse-cycle air conditioning, gas heating and ceiling fans, while outdoors a private covered entertaining area provides the perfect space to relax or entertain.

Set on a 708m² fully fenced allotment, the property boasts low-maintenance, well-established gardens with an automatic watering system, a semi-circular driveway for easy access, single carport, powered workshop shed with a concrete floor and a garden shed. Energy efficiency is also a standout, with a 5kW solar panel system already in place.

A true destination address in a highly coveted neighbourhood. This is your opportunity to secure a lifestyle few locations can offer!

Enquire today, properties in this neighborhood dont come up often and they dont last long!

Listing description written by Michael Klomp, Graeme Hayes Real Estate — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Broadband
  • Built-in Robes
  • Dishwasher
  • Ducted Cooling
  • Ensuites: 1
  • Fully Fenced
  • Gas Heating
  • Outdoor Entertaining
  • Shed
  • Solar Panels
  • Toilets: 2

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.