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NSW › Kilaben Bay › Ridge Rd

102 Ridge Rd, Kilaben Bay NSW 2283

House

$540,000

Last sold

12 Nov 2020

4

Bedrooms

2

Bathrooms

4

Car spaces

815 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $540,000 (12 Nov 2020).(Recorded sale)
  • FactLand 815 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Kilaben Bay (last 5 years) with land size: median $1,232/m² of land (n=27). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Primary Production Small Lots (RU4) under the Lake Macquarie Local Environmental Plan 2014.(NSW ePlanning Spatial Viewer · 1 Sept 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$540,000

12 Nov 2020 · derived via latest_sale

Local land rate: recorded House sales in Kilaben Bay (last 5 years) with land size have a median of $1,232/m² of land (n=27). Districts calculation from recorded sales — not a valuation.

Kilaben Bay at a glance

1,691

People

$1,040,430

Median sale

$390/wk

Median rent

1.95%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Kilaben Bay report →

Vs Kilaben Bay

-48.1%

Median sale

Suburb $1,040,430

+1.81 pp

Gross yield

Suburb 1.95%

Suburb median $1,040,430 from 8 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Lake Macquarie Local Environmental Plan 2014

Zone

Primary Production Small Lots

RU4

Jurisdiction

Lake Macquarie

Lake Macquarie, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 98.5

Development activity

Data unavailable

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 1 Sept 2026
  • Version: 1
  • Parcel: 100773791

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 1 Sept 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$540,00012 Nov 2020
  2. Listedprice unknowncompleted27 June 2020
  3. Listedprice unknowncompleted27 June 2020
  4. Listedprice unknowncompleted27 June 2020

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Primary Production Small Lots · RU4 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 822 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $390/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Primary Production Small Lots · RU4 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 822 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 822 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Kilaben Bay in one glance

Kilaben Bay at a glance

1,691

People

$1,040,430

Median sale

$390/wk

Median rent

1.95%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Kilaben Bay report →

Keep researching

  • Why Kilaben Bay? Read the area thesis →
  • What else is on the market in Kilaben Bay →
  • Other records on Ridge Rd →

Listing material

Listed by Ray White Toronto

PRIME LOCATION - 815M2 BLOCK

* This unique layout is both interesting and functional

* Family friendly 4 bedroom home

* Renovated open kitchen and dining room, separate lounge room

Read the full description

* Plus a Family room, study nook and a sunny nook for quiet time or a quiet drink

* Covered courtyard ideal for BBQs

* Home features: high ceilings, slow combustion heating, ceiling fans, dishwasher, plenty of storage, 2nd shower and toilet

* Double garage with internal access and drive through to backyard and 2nd double garage

* All this on a 815m2 corner block

* Currently returning $430.00 a week

* Positioned in sought after Kilaben Bay

* Floor plans available upon request

* Flexible inspection times to suit you

Like to walk into a different floor plan, something interesting?? Then this 4 bedroom family home is for you. Newly renovated kitchen open to the dining room which leads into the separate lounge room. 2nd living area, study nook and a special little area to curl up and read a book or have a quiet drink. Home features slow combustion heating, air-conditioner, plenty of storage, dishwasher, ceiling fans, high ceilings and 2nd shower and toilet. Double garage with internal access drive through into a beautiful yard which leads to a 2nd double garage. Plus a covered courtyard for entertaining. An 815m2 corner block, currently returning $430.00 a week. Positioned in sought after Kilaben Bay.

From all of us at Ray White Toronto/Lake Macquarie, we wish you every success in your search for your home. If you would like more detail on this home or to chat about one of the many other properties we have available please call or email us today.

Listing description written by Paul Wrigley, Ray White Toronto — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Toilets: 2

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.