Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
NSW › Fingal Bay › Rocky Point Rd
$1,450,000
Last sold
4 Dec 2024
5
Bedrooms
2
Bathrooms
2
Car spaces
652 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,450,000
4 Dec 2024 · derived via latest_sale
Sources disagree on the sale price. All recorded figures are shown in the history below — Districts does not pick a winner.
Local land rate: recorded House sales in Fingal Bay (last 5 years) with land size have a median of $2,171/m² of land (n=35). Districts calculation from recorded sales — not a valuation.
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Vs Fingal Bay
+9.0%
Median sale
Suburb $1,330,000
-0.21 pp
Gross yield
Suburb 2.54%
Suburb median $1,330,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Port Stephens Local Environmental Plan 2013
Zone
Low Density Residential
R2
Jurisdiction
Port Stephens
Port Stephens, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 663 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $650/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 663 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 663 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 663 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by PRD Port StephensPositioned in the highly desirable coastal suburb of Fingal Bay, this beautifully presented single-level brick home offers a rare opportunity to experience a perfect combination of contemporary luxury and relaxed beachside living. With its impeccable attention to detail and prime location, this home is ideal for families, downsizers, or anyone looking to enjoy the quintessential coastal lifestyle.
As you approach the property, you are greeted by meticulously maintained lawns, flourishing gardens, and native trees that create a peaceful, natural setting. Upon entering, you'll be captivated by the fresh and updated interiors, designed with a crisp coastal aesthetic in mind. The living area, which serves as the heart of the home, features elegant white plantation shutters, fresh white interiors, and ducted air conditioning, providing a clean, airy, and comfortable atmosphere year-round.
The rich oak flooring throughout enhances the home's coastal feel, offering a warm and sophisticated contrast to the bright, neutral tones. The living space flows seamlessly into the sitting area and the open-plan dining room, creating an inviting layout that is perfect for both everyday living and entertaining. Whether you're hosting family gatherings or enjoying a quiet evening at home, this space is designed to accommodate all your needs.
The kitchen, recently renovated to the highest standards, is a true showpiece. Sleek in design, it features premium-quality appliances, including an induction cooktop, chic black fixtures, and ample storage space with a large pantry. This well-appointed kitchen combines style and functionality, making it a dream for both casual cooks and culinary enthusiasts alike. The kitchen and dining area enjoy an effortless transition to the covered outdoor deck, perfect for alfresco dining or simply relaxing with a morning coffee. The deck overlooks the immaculately maintained backyard, which is fully fenced and offers a private oasis of greenery, ideal for children and pets to play safely or for quiet reflection amidst nature.
The home comprises five bedrooms, each thoughtfully designed with modern touches. Fresh carpeting, plantation shutters, and ducted air conditioning ensure that each bedroom is a tranquil and comfortable retreat. The two bathrooms are equally impressive, featuring sleek, modern finishes, timber vanities, and beautifully tiled flooring, creating a spa-like atmosphere.
Beyond the home itself, the location is simply unbeatable. Just a short 500-meter stroll will take you to the pristine sands of Fingal Bay Beach, a haven for swimmers, surfers, and beach lovers alike. The Fingal Bay Surf Club is also nearby, offering a wonderful community hub, while the Fingal Bay Bowling Club only a 2 minute walk away, providing plenty of recreational options for locals.
The property is not only stunning but also practical, with solar panels ensuring energy efficiency, beautiful mango tree, outdoor shower, spear pump, tool and garden shed for additional storage. The wide driveway and carport allow ample space for parking your car and boat, making this home as functional as it is beautiful.
In this idyllic location, where modern living meets coastal charm, this property is more than just a home-it's a lifestyle. Don't miss this incredible opportunity to secure your place in one of the most sought-after beachside communities on the east coast. Whether you're looking for a permanent residence or a holiday retreat, this property offers everything you could desire for luxury living by the sea.
Please contact Dane Queenan on 0412 351 819 to arrange your own private appointment or to receive a full information package on this property including comparable sales, building & pest reports, contract for sale and rental appraisals.
Disclaimer:
All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Some of our properties are marketed from time to time without a price guide at the vendors request. This website may have filtered the property into a price bracket for website functionality purposes. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing. https://www.prd.com.au/portstephens/privacy-terms-conditions/
Listing description written by Dane Queenan, PRD Port Stephens — reproduced as published, not verified by Districts.
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