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NSW › Teralba › Fin St

11 Fin St, Teralba NSW 2284

House

$1,230,000

Last sold

25 July 2025

4

Bedrooms

2

Bathrooms

2

Car spaces

572 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,230,000 (25 July 2025).(Recorded sale)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,230,000

25 July 2025 · derived via latest_sale

Teralba at a glance

2,946

People

$1,150,000

Median sale

$651/wk

Median rent

2.94%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Teralba report →

Vs Teralba

+7.0%

Median sale

Suburb $1,150,000

-0.19 pp

Gross yield

Suburb 2.94%

Suburb median $1,150,000 from 31 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$1,230,00025 July 2025
  2. Listedprice unknowncompleted1 July 2025
  3. Listedprice unknowncompleted1 July 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $651/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Teralba in one glance

Teralba at a glance

2,946

People

$1,150,000

Median sale

$651/wk

Median rent

2.94%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Teralba report →

Keep researching

  • Why Teralba? Read the area thesis →
  • What else is on the market in Teralba →
  • Other records on Fin St →

Listing material

Listed by homeinthehunter

When lifestyle begins at home

When a creative couple collaborates with a sought-after home builder, you get an elevated take on living and entertaining in one of the very best parts of Lake Macquarie.

Located within the luxe, bush and lake surrounded community that is Billy’s Lookout, this dream single-level abode is one of those rare listings that is even better than the photos and is all about walking to coffee in the morning or hosting sunset drinks by the pool.

Dressed with custom design details throughout and featuring a main living zone that feels like you are walking into a resort; you are going to find it very hard to leave to go on holidays.

Read the full description

A true modern oasis with light-flooded and tropical greenery framed kitchen, dining and lounging, this home is all about seamlessly flowing onto that beautiful alfresco space and stunning sparkling pool. Absolutely pristine inside and out, with a refined modern elegance, this home is going to appeal equally to families and retirees wanting something a level above.

Home in the Hunter presents this ultimate lifestyle property:

- Beautiful two-tone kitchen with a gorgeous central island, crisp stone benchtops, stylish recessed sink & black tapware, chef’s stove, designer lighting and ample practical storage.

- 2 distinct and oversized living zones for family & friends to spread out with custom cabinetry throughout which ensure that elevated look, feel & function.

- A wow master-retreat with walk-in robe and a sanctuary inspired ensuite featuring dual shower heads, double basins and our favourite: a make-up, dressing or just purely extra storage station.

- 3 additional bedrooms in the family/guest wing anchored by a media/activity room and that highly sought after working from home built-in space.

- Designer full family bathroom with quality inclusions like floating timber vanity, chic stone benchtops, black tapware, deep bath and extra-large premium european tiles.

- Quality low-maintenance landscaping thoughtfully ensuring that every window is filled with verdant green outlooks and no corner of the grounds have been overlooked; even the clothesline is worthy of taking a cuppa with you while you hang out the washing!

- Flawless Rawson Homes build with stunning customised features/floorplan and expensive luxury inclusions like Hebel (a high quality masonry material) extra-wide entry & hallway, oversized pivot door, specially coloured plantation shutters, wide floorboards, sisal carpeting, ducted air-conditioning, fans, good-sized laundry, outdoor heating, limestone paving and custom-design sunpod to go with the pool!

Work Convenience: 5min to Warner's Bay, 10min to the Freeway, 15min to Charlestown, 25min to Newcastle or John Hunter Hospital, 35min to Maitland. Only 1hr to Hornsby with the freeway less than 10min away.

Lifestyle: Walk to coffee in the morning at Maddz on York in quaint Teralba Village or to Harry & Lola’s for a water view, cycle around Lake Macquarie or enjoy a sunset picnic at nearby Marmong Point Marina. Weekends you will love the waterfront Speers Point Farmers Markets or brunching on the esplanade at Warners Bay. 5min to local Coles, Woolworths, Kmart & Target, 15min to Kotara Westfields, 20min to Redhead Beach and 35min to the Hunter Valley Vineyards.

Listing description written by Daniel & Laura McMahon, homeinthehunter — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.