Teralba (NSW)

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Based on investigations of ABS population revisions for the surrounding region, combined with new addresses verified by Districts subsequent to the Census, the suburb of Teralba has an estimated population of 2,946 as of May 2026. This represents a rise of 292 individuals (11.0%) from the 2021 Census, which documented a population of 2,654 individuals. The adjustment is derived from the resident population of 2,941, calculated by Districts following analysis of the most recent ERP data published by the ABS (June 2025) and an extra 81 validated new addresses after the Census date. This population level corresponds to a density ratio of 206 persons per square kilometer, indicating substantial space per individual and potential capacity for additional expansion. The 11.0% growth in the suburb of Teralba since the 2021 census outpaced the Rest of NSW (4.9%), as well as the SA4 region, establishing it as a regional growth leader. Population expansion for the locality was chiefly propelled by interstate migration, which accounted for approximately of total population increases over recent timeframes.

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Teralba features a qualified labor force, with strong representation in essential services fields, and an unemployment rate of 5.0%, derived from Districts aggregation of statistical area data. As of March 2026, 1,468 local citizens are employed, while the jobless rate sits 0.9% above the Regional NSW rate of 4.1%, and labor force participation is significantly higher than typical levels (66.6% versus 60.6% in Regional NSW). Census details indicate a moderate 23.4% of citizens worked from their homes, although the influence of COVID-19 lockdowns should be taken into account.

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The most recent postcode-level ATO statistics from Districts for financial year 2023 show that income in the suburb of Teralba is exceptionally high compared to national standards, with the median recorded at $60,941 and the average income reaching $79,344. This stands in contrast to Regional NSW, where the median income is $52,390 and the average is $65,215. Factoring in Wage Price Index growth of 10.32% since financial year 2023, present estimates suggest figures of approximately $67,230 (median) and $87,532 (average) as of March 2026. From the 2021 Census, household, family, and individual earnings in Teralba align around the 63rd percentile nationally. The statistics indicate the largest group consists of 36.4% earning $1,500 - 2,999 weekly (1,072 residents), matching the wider region where fall into this category. Elevated housing costs absorb of income, yet robust earnings still place disposable income at the th percentile, and the area's SEIFA income measure ranks it in the th decile.

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Residential structures in Teralba, as measured in the most recent Census, consisted of 87.5% separate houses and 12.6% alternative dwellings (semi-detached properties, apartments, and other housing types), compared to Regional NSW's figures of 82.6% separate houses and 17.4% alternative dwellings. At the same time, the rate of home ownership in Teralba trailed that of Regional NSW at 28.3%, with the remaining properties being purchased with a mortgage (49.6%) or occupied by renters (22.1%). The median monthly mortgage payment in the locality was considerably higher than the Regional NSW average at $2,167, while the median weekly rental cost was recorded at $363, compared to Regional NSW figures of $1,733 and $330. Nationwide, Teralba's mortgage commitments are notably higher than the Australian average of $1,863, whereas rental costs are below the national benchmark of $375.

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Family units constitute the majority of households at 75.3%, consisting of 36.1% couples with children, 25.9% couples without children, and 11.4% single parent households. Non-family households account for the remaining 24.7%, with single person homes at 22.7% and group housing making up 2.5% of the total. The median household occupancy of 2.6 individuals is larger than the Regional NSW average of 2.4.

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The locality encounters educational hurdles, with university graduation rates (18.9% ) sitting significantly below the NSW benchmark of 32.2%. This presents both a difficulty and an opening for focused educational strategies. Bachelor degrees represent the largest share at 13.0%, followed by postgraduate degrees (3.4%) and graduate diplomas (2.5%). Vocational and technical training are highly represented, with 44.0% of residents aged 15+ holding trade qualifications – advanced diplomas (10.9%) and certificates (33.1%).

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Public transit assessment indicates 18 active transport points operating in Teralba, representing a combination of rail and bus services. These points are served by 32 separate routes, which combine to offer 1,018 weekly passenger journeys. Transit accessibility is classified as good, with residents generally positioned 259 meters from the nearest transit point. Being a predominantly residential neighborhood, most citizens travel outward for employment, and private vehicles remain the primary transit mode at 96%. Vehicle ownership averages 1.6 per household. Approximately 23.4% of citizens perform their work from home (2021 Census; potentially reflecting COVID-19 settings).

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Health indicators demonstrate significant difficulties for Teralba, based on Districts' evaluation of death rates and the occurrence of long-term ailments, showing a substantially higher than average rate of common medical issues, particularly among older residents, while the level of private health insurance is very high at approximately 58% of the total population (~1,716 people). This compares to 51.9% throughout Regional NSW.

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Teralba registered below average levels of cultural diversity, with 90.8% of the local population born within Australia, 92.7% holding citizenship, and 95.2% using only English in domestic settings. The primary religious affiliation in Teralba was Christianity, accounting for 51.9% of local residents. This compares to 55.9% throughout Regional NSW.

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The median age of 36 years in Teralba is notably below the Regional NSW average of 43 and is also slightly younger than the Australian median of 38 years. The 25 - 34 age bracket exhibits high concentration at 17.3% compared to Regional NSW, while the 65 - 74 age group is less common at 8.1%. Post-2021 Census statistics indicate the population has become younger, with the median age falling 1.2 years to 36 from 37. In particular, the 35 to 44 age bracket grew from 14.0% to 16.1% of the population, and the 25 to 34 group rose from 15.9% to 17.3%. On the other hand, the 55 to bracket shrank from to and the + cohort decreased from to . By Teralba is anticipated to undergo significant changes in its age distribution. The to age group is forecast to see substantial growth, increasing by people () from to . Conversely, the to age group is projected to see minimal growth of only ( people).

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Teralba currently has an estimated 256 children under 5 years old, comprising approximately 118 children aged 0-2 and 78 children aged 3-4. This cohort grew by an estimated 20% since the previous census. while population forecasts indicate future growth, with an anticipated increase of 39% by 2041 (to approximately 356 children). Meanwhile the 5-12 cohort currently amounts to 283. Recent growth has been driven by high birth rates observed in the area, with approximately 12.2 births per 1,000 residents recorded over the latest two-year period analysed which ranks the area among the top 30% of areas assessed nationally.