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NSW › Teralba › Fishermans Dr

133 Fishermans Dr, Teralba NSW 2284

For saleHouse

$995,000

For sale

Asking

3

Bedrooms

2

Bathrooms

2

Car spaces

507 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $995,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $995,000(Listing record · 31 July 2026)
  • FactLand 507 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Teralba (last 5 years) with land size: median $1,826/m² of land (n=75). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 13% below the Teralba median recorded sale ($1,150,000, n=31, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Teralba's advertised median rent ($651/wk), implied gross yield would be 3.40% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$995,000

Asking · $1,963/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Teralba (last 5 years) with land size have a median of $1,826/m² of land (n=75). Districts calculation from recorded sales — not a valuation.

Teralba at a glance

2,946

People

$1,150,000

Median sale

$651/wk

Median rent

2.94%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Teralba report →

Vs Teralba

-13.5%

Median sale

Suburb $1,150,000

+0.46 pp

Gross yield

Suburb 2.94%

Suburb median $1,150,000 from 31 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$995,000
Stamp Duty (New South Wales)
$39,187
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,038,054

$43,054 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Teralba's advertised median rent — not a rent for this listing.

Net yield
1.90%
Annual cashflow (pre-tax)
$-32,813
Interest cover (DSCR)
0.37
Annual rent
$33,852
Operating expenses
$14,925
Loan amount
$796,000
Annual interest
$51,740
Gross yield
3.40%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$995,000available31 July 2026
  2. Soldprice unknown28 June 2021
  3. Listedprice unknowncompleted1 Jan 2001
  4. Listedprice unknowncompleted1 Jan 2001

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $651/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Teralba in one glance

Teralba at a glance

2,946

People

$1,150,000

Median sale

$651/wk

Median rent

2.94%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Teralba report →

Keep researching

  • Why Teralba? Read the area thesis →
  • What else is on the market in Teralba →
  • Other records on Fishermans Dr →

Listing material

Listed by TaylorHedley Property.

Lock, Leave and Love the Low-Maintenance Lifestyle

A lifestyle of ease awaits in this smartly designed single-level home, where low-maintenance living blends beautifully with modern comfort and timeless appeal. Perfectly scaled for downsizers, investors or anyone chasing a fuss-free lifestyle, it delivers the freedom to lock-up-and-leave while still providing stylish interiors and inviting spaces for daily living or weekend entertaining.

Open-plan living is the hero of the home, anchored by a stone-topped island kitchen, where pendant lighting adds polish and hybrid timber floors keep life practical. A covered alfresco terrace extends from here, providing seamless flow between indoors and out and guaranteeing entertaining ease. Three peaceful bedrooms (each with robe storage) create a quiet retreat at the end of the day with two bathrooms easily covering the daily rush hour. The backyard is fenced, lawned and designed for minimal upkeep while proving a great space to get outside and play, potter or pull up a seat for an evening under the stars.

The new jewel in Lake Macquarie's crown, Billy's Lookout is now a thriving community that enjoys the quiet pace of village life while having everything you need close at hand. Foodies will love being near Warners Bay's café hub, and those who like to fit exercise into their daily routine will embrace the popular cycle/walkway that loops the lake's shoreline. If you're looking for something a little closer, Teralba village has some cute shops and Teralba Hotel offers some great menu options and a wonderful family atmosphere. Booragul Station is 15m walk for connection to Newcastle, Sydney, and everywhere in between.

Read the full description

- Modern, single level home on a manageable block in popular Billy's Lookout

- Quality construction by respected builders Hicart Homes in 2021

- Vast open plan living, dining and family zone extends to outdoor living

- Sleek island kitchen with stone benchtops, large pantry, gas cooktop, dishwasher

- Three carpeted bedrooms, two fitted with a built-in robe, main with walk-in robe

- Main bathroom with bath, chic ensuite and laundry all feature marble-look tiling

- Covered alfresco terrace to relax, host, or dine outdoors all year-round

- Plantation shutters add a stylish finish to most internal windows

- Attached double garage with automatic door and direct indoor access

- Secure, private and low-care backyard for easy lock-up-and-leave living

- Rooftop solar panels bring energy efficiency into the mix

- Quick access to Toronto, Speers Point, Warners Bay and Stockland Glendale

- 10 minute drive to Bunnings and the value-packed deals at Costco Warehouse

Council Rates $1,543 p/a approx.

Water Rates $850 p/a approx. (Excl usage)

Rental Appraisal $720 - $770 p/a approx.

Disclaimer:

We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.

Listing description written by Sam Taylor, TaylorHedley Property. — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Floorboards
  • Fully Fenced
  • Living Areas: 1
  • Outdoor Entertaining
  • Remote Garage
  • Secure Parking
  • Solar Panels
  • Toilets: 2
  • Water Tank

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.