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NSW › Moss Vale › Finch St

11 Finch St, Moss Vale NSW 2577

For saleHouse

$1,569,000–$1,669,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

1,404 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,569,000–$1,669,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,569,000–$1,669,000(Listing record · 10 June 2026)
  • FactLand 1,404 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Moss Vale (last 5 years) with land size: median $1,188/m² of land (n=79). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 33% above the Moss Vale median recorded sale ($1,175,888, n=71, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Moss Vale's advertised median rent ($680/wk), implied gross yield would be 2.25% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,569,000–$1,669,000

Asking range · $1,118/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Moss Vale (last 5 years) with land size have a median of $1,188/m² of land (n=79). Districts calculation from recorded sales — not a valuation.

Moss Vale at a glance

9,843

People

$1,175,888

Median sale

$680/wk

Median rent

3.01%

Suburb gross yield

Median sale from 71 recorded sales (last 12 months) — a Districts calculation.

See the full Moss Vale report →

Vs Moss Vale

+33.4%

Median sale

Suburb $1,175,888

-0.76 pp

Gross yield

Suburb 3.01%

Suburb median $1,175,888 from 71 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,569,000
Stamp Duty (New South Wales)
$68,307
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,641,174

$72,174 on top of the price (4.6% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Moss Vale's advertised median rent — not a rent for this listing.

Net yield
0.75%
Annual cashflow (pre-tax)
$-69,763
Interest cover (DSCR)
0.14
Annual rent
$35,360
Operating expenses
$23,535
Loan amount
$1,255,200
Annual interest
$81,588
Gross yield
2.25%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,569,000–$1,669,000available10 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $680/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Moss Vale in one glance

Moss Vale at a glance

9,843

People

$1,175,888

Median sale

$680/wk

Median rent

3.01%

Suburb gross yield

Median sale from 71 recorded sales (last 12 months) — a Districts calculation.

See the full Moss Vale report →

Keep researching

  • Why Moss Vale? Read the area thesis →
  • What else is on the market in Moss Vale →
  • Other records on Finch St →

Listing material

Listed by Urban Land Housing

A Statement in Modern Country Luxury

Tucked away in a peaceful and private setting within the prestigious Ashbourne Estate, this exceptional custom-built single-level residence presents a rare opportunity to secure a remarkable home in one of the Southern Highlands' most sought-after locations.

Set on an expansive 1,400sqm parcel of land and framed by established trees, this newly completed residence showcases a refined balance of contemporary design, premium craftsmanship and timeless country elegance.

From the moment you arrive, the home makes an unforgettable impression. Bold yet timeless in its design, the striking all-white rendered and clad exterior stands as a stunning architectural statement against its picturesque Highlands backdrop.

Read the full description

The spectacular black-framed glass entry doors immediately capture attention, welcoming you into a residence where every detail has been thoughtfully considered. Limewash feature walls, soaring 3-metre ceilings and oversized 2.4-metre doors create an immediate sense of scale, sophistication and calm. Bathed in natural light, the heart of the home centres around an expansive open-plan kitchen, living and dining area where black-framed windows and doors perfectly frame the surrounding landscape. Throughout the day, changing light filters through the home, creating a warm and inviting atmosphere while strengthening the connection between the indoors and outdoors. Oak-inspired flooring, textured carpets and a carefully curated palette of warm oak tones, soft whites and natural textures soften the bold architectural elements, creating interiors that feel both luxurious and inviting.

Thoughtfully designed to complement the home's warm and organic palette, the kitchen is both sophisticated and highly functional. Featuring stone benchtops, a large island bench, premium 900mm appliances and extensive custom cabinetry that extends seamlessly into the walk-in pantry, the space has been designed for effortless everyday living.

A striking 3-metre splashback window frames the landscape, creating a beautiful outlook and flooding the space with natural light. The absence of overhead cupboards enhances the sense of openness, while the statement limewash rangehood provides a striking feature.

A stunning gas fireplace anchors the living area, providing warmth and ambience during the cooler Highlands months, while skylights above flood the space with natural light and further enhance the home's connection to its picturesque surroundings.

Designed for both entertaining and everyday living, black-framed sliding doors open to a covered tiled alfresco complete with an outdoor BBQ kitchen and ceiling fan, creating seamless indoor-outdoor living. Beyond lies an expansive, fully fenced and privately landscaped level backyard, offering a peaceful retreat rarely found in newer communities. A secondary side yard provides ample room for a caravan, boat, trailer or future shed, further enhancing the versatility of the property.

The luxurious master suite serves as a private sanctuary, complete with a designer ensuite, spacious walk-in wardrobe and direct access to its own secluded courtyard retreat. Three additional bedrooms, all with built-in wardrobes, are complemented by a beautifully appointed main bathroom featuring floor-to-ceiling tiling, premium fixtures and a freestanding bath.

A dedicated home theatre provides the perfect space for movie nights and entertaining, while a separate custom home office with bespoke joinery offers a refined work-from-home environment. An oversized double garage with additional space for a workbench, storage or hobby area further enhances the home's practicality. Extensive storage has been thoughtfully incorporated throughout the home, ensuring functionality is seamlessly integrated into the design.

Beautifully crafted and thoughtfully designed, this remarkable residence is a true statement in modern country luxury, perfectly suited to Southern Highlands living.

Property Features

• Brand-new custom-built single-level residence on 1,400sqm

• Striking all-white exterior with James Hardie cladding

• Four generous bedrooms plus dedicated home theatre and custom home office

• Luxurious master suite with private courtyard retreat, walk-in robe and designer ensuite

• Soaring 3-metre ceilings and oversized 2.4-metre internal doors throughout

• Designer kitchen with walk-in pantry, stone benchtops, island bench and premium 900mm Omega appliances

• Open-plan kitchen, living and dining area with skylights and gas fireplace

• Main bathroom and ensuite featuring floor-to-ceiling tiling, premium fixtures and freestanding baths

• Covered tiled alfresco with outdoor BBQ kitchen

• Oversized double garage with additional space for a workbench, storage or hobby area

• Zoned ducted air conditioning and premium finishes throughout

• Fully fenced and landscaped level backyard

• Secondary side yard with ample space for caravan, boat or trailer storage

Location Features

• Located within Ashbourne Estate, one of Moss Vale's newest master-planned communities

• Minutes from Moss Vale town centre, cafés, boutique shopping and everyday amenities

• Easy access to Bowral, Berrima and Mittagong

• Close to quality schools, sporting facilities, golf courses and recreational amenities

• Short drive to Moss Vale Train Station

• Surrounded by open green spaces, walking trails and landscaped parklands

• Moments from renowned Southern Highlands wineries, cellar doors and dining experiences

• Convenient access to Sydney, Canberra and the Illawarra via major transport routes

Agent Interest

Disclaimer: All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy, and interested persons should rely on their own enquiries. Images & Furnishing are for illustrative purposes only and do not represent the final product or finishes. For inclusions refer to the inclusions in the contract of sale.

Listing description written by Patrick Ciocca, Urban Land Housing — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.