Moss Vale (NSW)

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According to ABS population numbers for the region, combined with fresh addresses verified by Districts since the Census, the suburb of Moss Vale has a population of approximately 9,843 as of May 2026. This represents a growth of 533 people (5.7%) compared to the 2021 Census, when the headcount stood at 9,310 residents. The estimate builds upon a resident population of 9,798 computed by Districts using the ABS ERP release from June 2025, alongside 295 validated new addresses added since the Census date. With this population level, the density ratio is 125 persons per square kilometer, indicating a low density with space for further expansion. The 5.7% expansion rate in the suburb of Moss Vale since the 2021 census was faster than both the SA3 area (2.6%) and the SA4 region, positioning it as a leading growth market. Recent population gains were mostly fueled by overseas migration, which accounted for roughly 95.0% of the overall increase.

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Data aggregated from local statistical areas indicates that Moss Vale benefits from a highly capable workforce employed across a variety of sectors, with a low unemployment rate of 2.0% and stable employment conditions over the preceding year. As of March 2026, there are 4,602 working residents, and the unemployment rate is 2.1% lower than the Regional NSW average of 4.1%. Workforce participation is slightly low at 57.5% compared to the regional figure of 60.6%. Census data indicates that 18.7% of local workers work from home, though this figure may be influenced by pandemic-related lockdown measures.

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Aggregated ATO statistics for the financial year 2023 show that taxpayer incomes in the suburb of Moss Vale are higher than the national average. The median taxpayer income is $48,673 and the average is $71,846, compared to Regional NSW figures of $52,390 and $65,215. Adjusting these figures for a Wage Price Index increase of 10.32% since financial year 2023 yields updated estimates of approximately $53,696 for the median and $79,261 for the average as of March 2026. However, Census data shows overall household, family, and personal incomes rank relatively low, sitting between the 36th and 42nd percentiles. The $1,500 - 2,999 weekly income bracket is the most common, accounting for 29.9% of the population (2,943 individuals), which aligns with the wider metropolitan rate of 29.9%. Housing cost pressures are significant, leaving only of income after housing expenses, placing the area in the th percentile, with a SEIFA income score in the th decile.

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According to the latest Census, residential dwellings in Moss Vale consist of 86.8% standalone houses and 13.2% other housing types like townhouses and apartments, compared to 82.6% houses and 17.4% other formats across Regional NSW. Home ownership rates match the regional benchmark at 39.9%, with mortgaged homes representing 32.3% and rented properties accounting for 27.8% of dwellings. The median monthly mortgage payment of $2,000 is considerably higher than the Regional NSW average of $1,733, and the median weekly rent of $400 exceeds the regional benchmark of $330. Nationally, local mortgage costs exceed the Australian average of $1,863, and weekly rents are above the national average of $375.

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Families make up 68.8% of local households, consisting of couples with children at 27.4%, couples without children at 29.3%, and single parents at 11.1%. Non-family households represent the remaining 31.2%, with lone person households accounting for 29.0% and group households representing 2.2%. The median household occupancy of 2.4 individuals is identical to the Regional NSW average.

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Tertiary attainment in Moss Vale lags behind the wider state average, with 25.9% of residents aged 15+ holding a higher education degree compared to 32.2% across NSW. Among university graduates, bachelor degrees are the most common at 16.7%, followed by postgraduate degrees at 6.5% and graduate diplomas at 2.7%. Vocational education is highly prevalent, with 38.8% of residents aged 15+ holding trade credentials, consisting of 11.8% with advanced diplomas and 27.0% with certificates.

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Public transport services in Moss Vale include 156 active stops across train and bus networks. These stops service 52 separate routes, providing 2,904 weekly connections. Accessibility is strong, with the average resident living within 154 meters of their nearest stop. Commuting out of the area is standard, with private vehicles remaining the primary mode of travel at 93% and walking accounting for 4%. Households average 1.4 vehicles. Working from home was recorded for 18.7% of residents in the 2021 Census, though this may reflect temporary pandemic restrictions.

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Health indicators in Moss Vale are broadly consistent with national averages, showing typical rates of common medical conditions across age groups. Private health insurance coverage is high, with approximately 55% of residents (~5,446 people) covered, compared to 51.9% across Regional NSW.

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Moss Vale has a low level of cultural diversity, with citizens making up 87.7% of the population, Australian-born residents at 81.9%, and English-only speakers at 91.1% of households. Christianity is the predominant religion, followed by 56.1% of residents. A notable religious concentration is found in Judaism, which accounts for 0.2% of residents compared to 0.1% across Regional NSW.

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The median age of 44 years in Moss Vale is close to the Regional NSW average of 43 and well above the national median of 38. Compared to Regional NSW, Moss Vale has a larger cohort of young people aged 15 - 24 (13.6%) but a lower share of residents aged 25 - 34 (10.2%). Since the 2021 Census, the 15 to 24 age bracket rose from 10.7% to 13.6%, and the 35 to 44 cohort grew from 10.7% to 12.0%, while the 55 to 64 group decreased from 13.0% to 11.8%. By 2041, demographic patterns are projected to shift, with the to age group growing by ( people) to reach from .

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Moss Vale currently has an estimated 511 children under 5 years old, comprising approximately 301 children aged 0-2 and 200 children aged 3-4. This cohort grew by an estimated 6% since the previous census. while population forecasts indicate future growth, with an anticipated increase of 38% by 2041 (to approximately 707 children). Meanwhile the 5-12 cohort currently amounts to 920. While growth has been positive birth rates observed in the area have been moderate, with approximately 9.8 births per 1,000 residents recorded over the latest two-year period analysed which ranks the area within the middle tier nationally. This rate has slowed down slightly in recent years however.