Campbells Creek at a glance
2,434
People
$655,000
Median sale
$465/wk
Median rent
3.69%
Suburb gross yield
Median sale from 31 recorded sales (last 12 months) — a Districts calculation.
VIC › Campbells Creek › Stephen St
$720,000
For sale
Asking
3
Bedrooms
1
Bathrooms
3
Car spaces
1,995 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$720,000
Asking · $361/m² of land
No recorded sale for this property.
Campbells Creek at a glance
2,434
People
$655,000
Median sale
$465/wk
Median rent
3.69%
Suburb gross yield
Median sale from 31 recorded sales (last 12 months) — a Districts calculation.
Vs Campbells Creek
+9.9%
Median sale
Suburb $655,000
-0.33 pp
Gross yield
Suburb 3.69%
Suburb median $655,000 from 31 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
$43,759 on top of the price (6.1% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Pre-filled with Campbells Creek's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $465/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
Campbells Creek at a glance
2,434
People
$655,000
Median sale
$465/wk
Median rent
3.69%
Suburb gross yield
Median sale from 31 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Cantwell Property CastlemaineThe steep-pitched roofline, decorative finials and red brick facade give this home an immediately distinctive presence, the kind of house that reads as a place, not just a property. Set on approximately 1995 sqm with subdivision potential STCA, and within walking distance of Campbells Creek Primary School, the post office, Five Flags Merchants café and The Five Flags Hotel, this is a considered home on a genuinely generous block.
Inside, warm pine-lined walls and exposed timber beams carry through the ground floor, giving the open living and dining rooms a coherent, settled character. The living room has a split system and a gas wall heater, with a sliding door to the side courtyard. An adjoining dining room opens toward the staircase and through to the kitchen, which is fitted with a freestanding gas cooktop and oven, dishwasher, and pantry, and connects directly to a long, enclosed sunroom, pine-ceilinged, terracotta-paved, and well-lit, with external access to the rear garden. A first bedroom on the ground floor has built-in robes and close access to the bathroom, which includes a shower, a vanity, and a separate toilet. A laundry completes this level.
Upstairs, the attic-style roofline creates two bedrooms, one with built-in robes and storage, and the second with treetop views. A rumpus room with a split system and storage sits between them, offering a flexible second living space.
Outside, the north-facing rear garden is substantial. Established gums and ornamental plantings, a water tank, a shed and room to breathe. The double remote garage (7.5 x 8.0m) includes a workshop (7.5 x 4.0m) with internal shelving, and a carport provides additional covered parking. Ornamental pears line the front of the property.
Approximately six minutes to Castlemaine. An address with genuine scope.
Listing description written by Jeremy Bottomley, Cantwell Property Castlemaine — reproduced as published, not verified by Districts.
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