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NSW › South Kempsey › Middleton St

114 Middleton St, South Kempsey NSW 2440

For saleLand for Sale

$237,300

For sale

Asking

0

Bedrooms

0

Bathrooms

0

Car spaces

1,823 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $237,300 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $237,300(Listing record · 30 Oct 2025)
  • FactLand 1,823 m²; no building size recorded.(Property record)
  • CalculationAsk is 40% below the South Kempsey median recorded sale ($395,000, n=21, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at South Kempsey's advertised median rent ($439/wk), implied gross yield would be 9.62% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$237,300

Asking · $130/m² of land

No recorded sale for this property.

South Kempsey at a glance

2,719

People

$395,000

Median sale

$439/wk

Median rent

5.78%

Suburb gross yield

Median sale from 21 recorded sales (last 12 months) — a Districts calculation.

See the full South Kempsey report →

Vs South Kempsey

-39.9%

Median sale

Suburb $395,000

+3.84 pp

Gross yield

Suburb 5.78%

Suburb median $395,000 from 21 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$237,300
Stamp Duty (New South Wales)
$6,438
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$247,605

$10,305 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with South Kempsey's advertised median rent — not a rent for this listing.

Net yield
8.12%
Annual cashflow (pre-tax)
$6,929
Interest cover (DSCR)
1.56
Annual rent
$22,828
Operating expenses
$3,560
Loan amount
$189,840
Annual interest
$12,340
Gross yield
9.62%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$237,300available30 Oct 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $439/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 9.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

South Kempsey in one glance

South Kempsey at a glance

2,719

People

$395,000

Median sale

$439/wk

Median rent

5.78%

Suburb gross yield

Median sale from 21 recorded sales (last 12 months) — a Districts calculation.

See the full South Kempsey report →

Keep researching

  • Why South Kempsey? Read the area thesis →
  • What else is on the market in South Kempsey →
  • Other records on Middleton St →

Listing material

Listed by Buy My Place

Expansive 1,855sqm Block with Breathtaking Views

Phone Enquiry ID: 233383

Seize this rare and exceptional opportunity to build your dream home on a magnificent 1,855 square metre block of land in the heart of a peaceful and established South Kempsey neighbourhood. Nestled on the reputable Middleton Street, where a welcoming community and charming family homes define the landscape, this expansive parcel offers the ultimate canvas to create a truly enviable lifestyle.

Expansive 1855 m² Block in Thriving South Kempsey

Read the full description

114 Middleton Street, South Kempsey – An exceptional half-acre (1,855 m²) property brimming with potential for both home builders and astute investors. This rare offering combines generous land size, a convenient residential location, and a growth outlook that’s hard to beat. It’s the ideal blank canvas to create your dream family home or develop for dual-income and future gains (STCA), all in a suburb on the rise.

Spanning nearly half an acre, the land is zoned R1 General Residential – primed for a range of residential uses. The wide frontage and mostly level terrain provide ample space for a substantial residence, secondary dwelling or even subdivision potential (subject to council approval). Nestled in a long-established residential area along Middleton Street, the block enjoys a peaceful neighborhood setting amongst other quality homes. Kempsey Shire Council has earmarked this street for revitalization, with plans to enhance pedestrian safety, landscaping and overall amenity – a positive boost for street appeal and future value.

Lifestyle & Convenience at Your Doorstep

Families will love the proximity to quality schools: Kempsey South Public School is within an easy walk (around 900 m away), and Melville High School is just minutes down the road within the local catchment. Daily errands are a breeze with Kempsey’s major shopping hub only a short drive from your door – you can reach supermarkets, cafés and the Kempsey CBD in under five minutes. For groceries, dining and retail therapy, the Kempsey Central shopping precinct (with Coles, Woolworths and specialty stores) is roughly three kilometres up the road.

Healthcare and transport are well catered for. A local GP clinic is nearby, and Kempsey District Hospital sits just over three kilometres away across the river, ensuring peace of mind in emergencies. Commuters enjoy quick access to the Pacific Highway, while Kempsey train station is only a few minutes’ drive, connecting you easily to regional centres and Sydney-to-Brisbane rail services. Leisure time is equally appealing: South Kempsey’s large community park and sporting fields sit just down the street, perfect for family play and weekend sport. Meanwhile, the beautiful Macleay River is within easy reach – the Riverside Park foreshore, with picnic areas, a boat ramp and public wharf, is only a short drive away for fishing, kayaking or a scenic stroll by the water.

A Smart Investment in a Growing Suburb

South Kempsey is experiencing a surge in growth and investment, making this property a timely opportunity. The suburb boasts strong housing demand and a tightly held rental market, yet still offers excellent value with prices on the rise. Significant new enterprises, infrastructure upgrades and community projects are underway, further fueling optimism in the area.

Build now and craft a spacious residence with room to move, or land-bank for the future in anticipation of South Kempsey’s continued growth – either way, you’ll be investing in a bright future. Large residential blocks in town are increasingly rare, especially ones with such convenient access to schools, shops and amenities.

Imagine waking each morning to awe-inspiring, panoramic views of the majestic mountain ranges that frame the beautiful Macleay Valley. From your future doorstep, you can gaze upon the stunning peaks of the Great Dividing Range, including the prominent Andersons Sugarloaf and the highest point in the shire, Mount Banda Banda. This elevated position not only provides a breathtaking backdrop for your new life but also captures refreshing breezes and a wonderful sense of space and tranquility.

Life in Kempsey offers a harmonious blend of relaxed country charm and modern convenience. Set on the banks of the mighty Macleay River, is a place where you can truly connect with nature and community. Spend your weekends exploring the pristine local beaches of Crescent Head and South West Rocks, just a short drive away, or immerse yourself in the lush national parks that surround the valley. Enjoy fishing and boating on the river, hiking through pristine bushland, or tackling the nearby Kalateenee Mountain Bike Trails.

Despite its serene setting, this property is just minutes from all the amenities you could ever need. The bustling Kempsey town centre and the region's largest shopping destination, Kempsey Central, with its supermarkets, Kmart, and specialty stores, are conveniently close.

Key Features Highlighted:

The expansive land size (approximately 0.46 acres)

5G mobile coverage

Established residential street with family homes

Proximity to the Macleay River and beautiful natural surroundings

Access to pristine beaches (Crescent Head, South West Rocks)

Nearby shopping at Kempsey Central

Quality schools including Kempsey South Public School

Healthcare facilities and community amenities

Outdoor recreation opportunities (mountain biking, hiking, river activities)

The relaxed, welcoming lifestyle of living in Kempsey

Short drive to coast while enjoying country living

This is more than just a block of land; it is a chance to secure your future in a thriving and picturesque region. Offering a perfect combination of size, spectacular views, and an unbeatable location, a blank slate awaiting your vision.

Don't miss the chance to build the home you've always dreamed of in a place you'll be proud to call home.

Listing description written by buyMyplace, Buy My Place — reproduced as published, not verified by Districts.

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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