Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › Lake View Pde
$950,000
Last sold
7 Aug 2026
2
Bedrooms
1
Bathrooms
1
Car spaces
523 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$950,000
7 Aug 2026 · derived via latest_sale
Local land rate: recorded House sales in Umina Beach (last 5 years) with land size have a median of $2,259/m² of land (n=121). Districts calculation from recorded sales — not a valuation.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
-24.6%
Median sale
Suburb $1,260,000
+0.80 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Central Coast Local Environmental Plan 2022
Zone
Low Density Residential
R2
Jurisdiction
Central Coast (NSW)
Central Coast (NSW), NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 525 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 525 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 525 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White Umina BeachNestled in one of Umina Beach's most desirable locations, this charming two-bedroom home presents an exceptional opportunity to secure a property brimming with endless potential. Whether you're searching for your first home, a weekend retreat, an investment, or the perfect canvas to create your dream residence, this inviting property offers comfort, character, and an enviable coastal lifestyle.
Set on a generous 523sqm block, the home features a cosy fireplace, creating a warm and welcoming space to gather during the cooler months. Adding to its versatility is a separate studio - perfect as a sleepout, home office, creative studio, teenage retreat, or activity room. Rear lane access further enhances the property's practicality and future possibilities.
Beyond the front door lies one of Umina Beach's most treasured natural settings. Just moments away, discover a truly unique walking trail that meanders alongside the lagoon's tranquil waters, home to a vibrant ecosystem where fish, long-necked turtles, sleek eels, and peaceful ducks glide effortlessly amongst the lily pads. The scenic path continues past wildlife-rich surrounds offering a sensory journey through serene freshwater landscapes before emerging onto the warm, sun-kissed sands of beautiful Umina Beach.
For families, the location is equally impressive, with the picturesque trail providing a pleasant walk to Umina Beach Public School, making school drop-offs a peaceful part of the day while placing nature at your doorstep.
Offering charm, flexibility, and an unbeatable lifestyle in one of the Peninsula's most sought-after pockets, this is a rare opportunity to secure a home with limitless potential in an exceptional setting.
Rental Estimate: $550pw - Council Rates: $550pq - Water Rates: $265pq.
To truly appreciate this inviting family home an inspection is highly recommended, so don't delay contact Jackson today - 0432 854 221 - jackson.white@raywhite.com
DISCLAIMER: We have obtained all information herein from sources we believe to be reliable, however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.
Some images have been digitally staged using AI technology for illustrative purposes. These furnishings and features shown in these pictures are not present at the property. These images are intended for marketing purposes only.
LOOKING TO BUY BUT NEED TO SELL FIRST? There are many options available to make this transition possible. The team at Ray White Umina Beach are here to assist and make this transition as simple and stress free as possible. Contact us to find out more.
To view more properties, go to www.raywhiteuminabeach.com.au.
Listing description written by Jackson White, Ray White Umina Beach — reproduced as published, not verified by Districts.
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