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NSW › Elermore Vale › Cardiff Rd

138 Cardiff Rd, Elermore Vale NSW 2287

House

$847,000

Last sold

15 Jan 2025

4

Bedrooms

2

Bathrooms

2

Car spaces

579 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $847,000 (15 Jan 2025).(Recorded sale)
  • FactLand 579 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Elermore Vale (last 5 years) with land size: median $1,483/m² of land (n=90). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Low Density Residential (R2) under the Newcastle Local Environmental Plan 2012.(NSW ePlanning Spatial Viewer · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$847,000

15 Jan 2025 · derived via latest_sale

Local land rate: recorded House sales in Elermore Vale (last 5 years) with land size have a median of $1,483/m² of land (n=90). Districts calculation from recorded sales — not a valuation.

Elermore Vale at a glance

6,274

People

$995,000

Median sale

$598/wk

Median rent

3.13%

Suburb gross yield

Median sale from 46 recorded sales (last 12 months) — a Districts calculation.

See the full Elermore Vale report →

Vs Elermore Vale

-14.9%

Median sale

Suburb $995,000

+0.54 pp

Gross yield

Suburb 3.13%

Suburb median $995,000 from 46 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Newcastle Local Environmental Plan 2012

Zone

Low Density Residential

R2

Jurisdiction

Newcastle

Newcastle, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 98.5

Development activity

Data unavailable

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 100623955

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$847,00015 Jan 2025
  2. Listedprice unknowncompleted28 Nov 2024
  3. Listedprice unknowncompleted28 Nov 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low Density Residential · R2 (Newcastle Local Environmental Plan 2012). Official parcel area about 580 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $598/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Low Density Residential · R2 (Newcastle Local Environmental Plan 2012). Official parcel area about 580 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low Density Residential · R2 (Newcastle Local Environmental Plan 2012). Official parcel area about 580 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Elermore Vale in one glance

Elermore Vale at a glance

6,274

People

$995,000

Median sale

$598/wk

Median rent

3.13%

Suburb gross yield

Median sale from 46 recorded sales (last 12 months) — a Districts calculation.

See the full Elermore Vale report →

Keep researching

  • Why Elermore Vale? Read the area thesis →
  • What else is on the market in Elermore Vale →
  • Other records on Cardiff Rd →

Listing material

Listed by First National Real Estate Lake Macquarie

IMMACULATE HOME + SWEEPING VIEWS

Nestled on the high side of the street capturing expansive valley views, this exceptional 4-bedroom, 2-bathroom family home is a perfect fusion of character, comfort, and breathtaking scenery. Set on an elevated block, it offers a lifestyle that blends modern functionality with timeless charm, making it an ideal retreat for families or those who love to entertain.

Step inside to discover a spacious and inviting light filled lounge room featuring the rich warmth of Cyprus pine polished timber flooring, creating a sense of home as soon as you enter plus French doors leading out to the front verandah capturing cool breezes throughout the home. The dining area, seamlessly positioned off the kitchen, provides a central hub for family meals or hosting friends. At the rear of the home there are 2 informal living areas offer additional space for relaxation, hobbies, or even a children's play zone, ensuring the needs of every family member are met.

The four generously sized bedrooms provide comfortable living quarters, with two featuring built-in robes for added convenience and storage. The two bathrooms are well-appointed to cater to the demands of busy households.

Read the full description

For those who enjoy outdoor living, this home does not disappoint. A timber deck serves as an inviting entertainment area, ideal for barbecues or quiet evenings surrounded by landscaped grounds & gardens. The verandah at the front of the property offers truly spectacular views, creating a serene backdrop to your morning coffee or evening relaxation.

Car enthusiasts or hobbyists will appreciate the oversized garage with ample space for vehicles and storage. Additionally, a separate workshop space/storage area is located behind the garage providing the perfect setup for projects, crafts, or tools, catering to creative minds and practical needs alike.

Land Size Approx. 579m2 with 15.2m Frontage & 40.2m Depth

Land Rates Approx. $473 Per Week

Water Rates Approx. $220 Per Week

Potential Rental Return Approx. $700 Per Week

With its perfect balance of indoor and outdoor living, breathtaking vistas, and thoughtful features, this home is a rare find. Whether you're entertaining, relaxing, or making the most of this central location, this property offers something special for everyone. Don't miss the opportunity to make it your own.

For further information contact the local area's first choice for real estate Troy Duncan on 4950 8555

First National Real Estate Lake Macquarie are your local experts for the Lake Macquarie and Newcastle area, we proudly market this home and are always looking for more homes to sell. If you would like honest, expert advice to achieve excellent results, call us on 4950 8555 to discuss your home.

Disclaimer: All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing.

Listing description written by Troy Duncan, First National Real Estate Lake Macquarie — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.