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NSW › Howlong › Bank St

145 Bank St, Howlong NSW 2643

House

$425,000

Last sold

30 Aug 2023

3

Bedrooms

1

Bathrooms

4

Car spaces

2,023 m²

Land

132 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $425,000 (30 Aug 2023).(Recorded sale)
  • CalculationLand 2,023 m² against a 132 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Howlong (last 5 years) with land size: median $475/m² of land (n=117). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$425,000

30 Aug 2023 · derived via latest_sale

Local land rate: recorded House sales in Howlong (last 5 years) with land size have a median of $475/m² of land (n=117). Districts calculation from recorded sales — not a valuation.

Howlong at a glance

3,055

People

$592,500

Median sale

$480/wk

Median rent

4.21%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Howlong report →

Vs Howlong

-28.3%

Median sale

Suburb $592,500

+1.66 pp

Gross yield

Suburb 4.21%

Suburb median $592,500 from 32 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$425,00030 Aug 2023
  2. Listedprice unknowncompleted27 July 2023
  3. Listedprice unknowncompleted27 July 2023

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $480/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Howlong in one glance

Howlong at a glance

3,055

People

$592,500

Median sale

$480/wk

Median rent

4.21%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Howlong report →

Keep researching

  • Why Howlong? Read the area thesis →
  • What else is on the market in Howlong →
  • Other records on Bank St →

Listing material

Listed by First National Real Estate Bonnici & Associates

HUGE BLOCK WITH HUGE POTENTIAL!

Situated in the quiet town of Howlong sits this three-bedroom one-bathroom home on an expansive block. Only a stone's throw away from the mighty Murray River, this property offers an exceptional opportunity to embrace a peaceful and affordable lifestyle in the up-and-coming town of Howlong.

Set on a flat 2023m2 block, the possibilities are endless to utilise the space. Whether you want a pool, extra shedding for a caravan or boat or an extensive garden and entertaining area, the choice is yours. On a block this size, you could have all these options! The home also has an oversized double garage attached for car storage.

The home has an open plan kitchen, dining and living area with vaulted wooden ceilings to create a large and airy space. With a wood fire in the living room corner for a cosy ambient feel during the winter and ducted evaporative cooling in the summer, you are sorted all year round. The kitchen has plenty of storage, with an electric oven and cooktop and space for a dishwasher.

Read the full description

As you head down the hallway there are three carpeted bedrooms, two with built-in robes. The original family bathroom is a great size with a bath and separate shower. With a few cosmetic updates, the home could be given a new lease of life with the potential to make the house your own style.

One of the standout features of this property is the affordability of the town of Howlong itself. This charming township is rapidly gaining popularity due to its relaxed atmosphere, friendly community, and affordable real estate market. Invest wisely in a town that is on the rise, where your property value is likely to appreciate as the area continues to develop and flourish. The home is also a great rental property with a potential rental return of $410 per week.

With a large block, affordability, proximity to the stunning Murray River, and a quiet lifestyle, this property has endless potential.

Contact us today to arrange a viewing!

Listing description written by Jake Spargo, First National Real Estate Bonnici & Associates — reproduced as published, not verified by Districts.

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.