Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
NSW › Fingal Bay › Rocky Point Rd
$905,000
Last sold
25 Oct 2025
3
Bedrooms
1
Bathrooms
1
Car spaces
559.1 m²
Land
124 m²
Building
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$905,000
25 Oct 2025 · derived via latest_sale
Local land rate: recorded House sales in Fingal Bay (last 5 years) with land size have a median of $2,224/m² of land (n=35). Districts calculation from recorded sales — not a valuation.
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Vs Fingal Bay
-32.0%
Median sale
Suburb $1,330,000
+1.19 pp
Gross yield
Suburb 2.54%
Suburb median $1,330,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Port Stephens Local Environmental Plan 2013
Zone
Low Density Residential
R2
Jurisdiction
Port Stephens
Port Stephens, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 561 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $650/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 561 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 561 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Raine & Horne Port StephensATTENTION Skilled Carpenters and Building Professionals!
URGENT SALE - Court Order - MUST SELL
An exciting project awaits at 156 Rocky Point Road Fingal Bay. This rare 559.1m² level block is an unmissable chance for the right team to transform and add significant value in an unbeatable coastal location.
Positioned in the highly desirable coastal suburb of Fingal Bay, this single level brick home presents a rare opportunity. Whether you're looking for a renovator's project or a prime development opportunity to build your dream home or a duplex (STCA), this property is a blank canvas for your vision.
Having been cherished by the same family for many years, this home is ripe for its next chapter. We're looking for talented carpenters or builders to help unlock its incredible potential. If you're seeking a project where your expertise can truly shine and contribute to a significant uplift, this is it.
Thoughtfully designed single level floorplan, backing directly onto the serene Tomaree National Park. With its prime location, this home is perfect for families, downsizers, developers or anyone looking to create the ultimate coastal project.
The home's living and dining spaces flow onto the kitchen area with a breakfast bench overlooking the pool. It features three bedrooms, one bathroom and an internal lock-up garage.
The location is simply unbeatable. Just a two minute drive, you'll find the pristine sands of Fingal Bay Beach, along with the Fingal Bay Surf Club, Saltwater Restaurant, Longboat Café and a playground. The Fingal Bay Bowling Club is also an easy 400 meter walk away.
This is your chance to secure a spot in one of the most sought after beachside communities on the east coast. Whether for a permanent residence, a holiday retreat or a development project, this property is your gateway to an unparalleled coastal lifestyle by the sea.
AUCTION I On-Site 1pm I SATURDAY October 25th
Every care has been taken to verify the accuracy of the information contained in this advertising copy but no warranty (either expressed or implied) is given by Raine & Horne or its agent as to the accuracy of the contents. Purchasers should conduct their own investigations into all matters relating to the proposed purchase of the property.
Listing description written by Sherry Christian, Raine & Horne Port Stephens — reproduced as published, not verified by Districts.
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