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NSW › Teralba › Fin St

17 Fin St, Teralba NSW 2284

House

$1,010,000

Last sold

5 Aug 2024

4

Bedrooms

2

Bathrooms

2

Car spaces

527 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,010,000 (5 Aug 2024).(Recorded sale)
  • FactLand 527 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Teralba (last 5 years) with land size: median $1,820/m² of land (n=74). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,010,000

5 Aug 2024 · derived via latest_sale

Local land rate: recorded House sales in Teralba (last 5 years) with land size have a median of $1,820/m² of land (n=74). Districts calculation from recorded sales — not a valuation.

Teralba at a glance

2,946

People

$1,150,000

Median sale

$651/wk

Median rent

2.94%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Teralba report →

Vs Teralba

-12.2%

Median sale

Suburb $1,150,000

+0.41 pp

Gross yield

Suburb 2.94%

Suburb median $1,150,000 from 31 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$1,010,0005 Aug 2024
  2. Listedprice unknowncompleted28 June 2024
  3. Listedprice unknowncompleted28 June 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $651/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Teralba in one glance

Teralba at a glance

2,946

People

$1,150,000

Median sale

$651/wk

Median rent

2.94%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Teralba report →

Keep researching

  • Why Teralba? Read the area thesis →
  • What else is on the market in Teralba →
  • Other records on Fin St →

Listing material

Listed by Clarke & Co Estate Agents

LUXE LIVING WITHIN MOMENTS OF THE LAKE!

Property Highlights:

- An impeccably presented 2020 built Allworth Home with luxurious inclusions throughout.

- Spacious open plan living/dining area, a media room, plus a study.

Read the full description

- Kitchen with 40mm engineered stone benchtops, a massive walk-in pantry, a large island bench with a dual sink and breakfast bar, gas cooking, plus quality Omega appliances.

- Four bedrooms, the master with a walk-in robe, the remaining three bedrooms with built-ins.

- Luxury ensuite and main bathroom featuring floating vanities, showers with built-in recesses, with a bathtub in the main.

- Quality vinyl plank scratch and water resistant flooring, 4 zone ducted air conditioning, a Hills alarm system, plus gas hot water.

- Covered alfresco area with a gas bayonet.

- Fully fenced backyard with a grassed lawn, a firepit area, a 3000L water tank, and handy side access.

- Attached double garage with internal access plus a garden shed in the yard.

- Set within moments of the sparkling shores of Lake Macquarie.

Outgoings:

Council Rate: $2,059.20 approx per annum

Water Rate: $818.67 approx per annum

Rental Return: $800 approx per week

Ideally located in Billy's Lookout Estate in the highly sought after suburb of Teralba, this exceptional 2020 built Allworth Home presents a spacious light filled floor plan and luxurious inclusions throughout, offering one lucky family the chance to enjoy that new home feeling, without the wait!

Teralba is a perfectly positioned suburb that enjoys easy access to the shores of Lake Macquarie, the bustling Warners Bay precinct, and with its own local schooling and retail options, this handy location delivers a convenient lifestyle for your family to enjoy.

Arriving at the home you'll be greeted by a lovely landscaped front lawn and a large driveway that leads to an attached double garage with internal access. The home is constructed with a contemporary brick facade and Colorbond roof, delivering plenty of curb appeal at first glance.

Step inside to find the home's stylish interior, with gleaming vinyl plank flooring, a neutral paint palette and modern down lighting throughout.

There are four bedrooms on offer, with the master suite set at the entrance to the home for additional privacy. Here you will find large windows featuring plantation shutters and romantic sheer curtains, a walk-in robe, and a luxurious ensuite which features a floating vanity and a shower with a built-in recess.

A further three bedrooms are located at the rear of the home, all featuring built-in robes and plush carpet. In the bedroom wing is a separate laundry and the family bathroom which includes a vanity, a shower with a built-in recess and a built-in bathtub.

The well thought out floor plan delivers a range of living areas for the family to enjoy, including a media room, a home office, and a generously sized open plan living and dining area, perfect for unwinding and connecting with your loved ones.

The kitchen is breathtaking, with a large island bench showcasing the 40mm engineered stone benchtops, a dual sink and a breakfast bar for your casual mealtimes. Ample storage is on offer in the surrounding soft close cabinetry and a walk-in pantry with 40mm stone benchtops. There is plumbing for the fridge and a textured splashback adding an extra sense of style. Quality Omega appliances are in place including a 900mm oven, a five burner gas cooktop, a range hood, and a dishwasher set to make cleaning up a breeze.

A glass stacker sliding door provides a stylish connection between the indoor/outdoor living spaces, opening out to a covered alfresco area with a gas bayonet, perfect for your outdoor cooking, dining and entertaining needs.

The fully fenced backyard offers plenty of green grass for the kids and pets to play, a firepit area for those cool winter nights, a garden shed, and a 3000L water storage tank, with handy single side access to the yard.

Packed with added features, this impressive home also includes 4 zone ducted air conditioning with a touch control pad, gas hot water, and a Hills alarm system for your peace of mind.

Taking luxurious family living to new heights, this incredible home is certain to draw a large volume of interest. We encourage our clients to contact the team at Clarke & Co Estate Agents today to secure their inspections.

Why you'll love where you live;

- Set within moments of the sparkling shores of Lake Macquarie.

- A short 10 minute drive to Warners Bay with a range of shops, services, cafes and restaurants to enjoy.

- Within easy reach of the stunning Speers Point Park with cafes, a playground, and plenty of lakeside walking tracks to explore.

- A short drive to local primary and high schools.

- 30 minutes from Newcastle's city and beaches.

- 10 minutes to Toronto, with a range of cafes, pubs and recreational spaces to enjoy.

***Agent Declares Interest

***Health & Safety Measures are in Place for Open Homes & All Private Inspections

Disclaimer:

All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Some of our properties are marketed from time to time without price guide at the vendors request. This website may have filtered the property into a price bracket for website functionality purposes. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing.

Listing description written by Nick Clarke, Clarke & Co Estate Agents — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ducted Cooling
  • Ensuites: 1
  • Fully Fenced
  • Living Areas: 2
  • Study
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.