Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
NSW › Fingal Bay › Market St
$3,045,000
Last sold
19 Dec 2025
5
Bedrooms
4
Bathrooms
2
Car spaces
550.1 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$3,045,000
19 Dec 2025 · derived via latest_sale
Local land rate: recorded House sales in Fingal Bay (last 5 years) with land size have a median of $2,171/m² of land (n=35). Districts calculation from recorded sales — not a valuation.
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Vs Fingal Bay
+128.9%
Median sale
Suburb $1,330,000
-1.43 pp
Gross yield
Suburb 2.54%
Suburb median $1,330,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Port Stephens Local Environmental Plan 2013
Zone
Low Density Residential
R2
Jurisdiction
Port Stephens
Port Stephens, NSW
Not detected
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 30 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 555 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $650/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 555 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
4 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 555 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
KnownmediumNo development applications were returned for this parcel. That is not a statement about nearby lots.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White The Zenith GroupWe are excited to announce that we have SOLD this great property setting a new street benchmark unseating our past street record. Our strategic campaign gathered 8,041+ online impressions, 87 online enquiries, multiple offers & this great sale. Thank you to our clients for entrusting us with the sale, and congratulations to the happy buyers who have secured this great piece of real estate.
Looking for a great result like this one?
Call Ray White the Zenith Group on 02 4984 9273
Located mere metres from one of the East Coast's most beautiful beaches, this showstopper of a home is surprisingly spacious, wonderfully private, and close to everything that makes Fingal Bay so special. Holding a proud corner-block position just 80m from the golden sands of Fingal Bay Beach and moments from the local village shops, this home perfectly balances lifestyle, convenience, and privacy-appealing to both holidaymakers and permanent residents alike.
An easy stroll from your front door leads to the surf club, cafés, playgrounds, parks, and the breathtaking Tomaree Coastal Walk. It's the kind of location that truly ticks every box.
Step past the manicured front gardens and into the grand, wide foyer and you'll immediately sense the quality and space on offer. On this entry level, you'll find a fifth bedroom, internal access from the double garage, a generous bedroom with ensuite, a walk-in linen press, an additional bathroom, and a spacious second living area. This versatile space includes a kitchenette and overlooks the sparkling solar heated pool and gardens-perfect for guests, teens, or multi-generational living. Brand-new floating floors grace the entire lower level and flow seamlessly upstairs.
The upper floor will take your breath away with its vaulted ceilings, banks of glass, and northern aspect capturing stunning beach and water views. The designer stone kitchen features a large island bench and breakfast bar, perfect for entertaining or relaxed family meals. The open-plan living and dining areas connect effortlessly to the wide, partially covered deck-ideal for taking in the ocean breeze and watching the waves break over the iconic Fingal Bay sand spit.
The master suite is a peaceful retreat featuring an ensuite, walk-in robe, and private balcony. Two additional bedrooms and a stylish main bathroom complete the upper level.
Lovingly held as a private holiday home for many years, it's now time for the next chapter. Generous, solid, and secure homes with permanent water views this close to the beach are exceptionally rare.
Contact our friendly sales team today to book your private viewing or to find out more.
Listing description written by Aramis Pincovai, Ray White The Zenith Group — reproduced as published, not verified by Districts.
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