Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › Fern Bay › Plover St

17 Plover St, Fern Bay NSW 2295

House

$1,190,000

Last sold

2 Apr 2026

5

Bedrooms

2

Bathrooms

2

Car spaces

510 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,190,000 (2 Apr 2026).(Recorded sale)
  • FactLand 510 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Fern Bay (last 5 years) with land size: median $1,760/m² of land (n=111). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Low Density Residential (R2) under the Port Stephens Local Environmental Plan 2013.(NSW ePlanning Spatial Viewer · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,190,000

2 Apr 2026 · derived via latest_sale

Local land rate: recorded House sales in Fern Bay (last 5 years) with land size have a median of $1,760/m² of land (n=111). Districts calculation from recorded sales — not a valuation.

Fern Bay at a glance

4,339

People

$1,122,500

Median sale

$884/wk

Median rent

4.10%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Fern Bay report →

Vs Fern Bay

+6.0%

Median sale

Suburb $1,122,500

-0.24 pp

Gross yield

Suburb 4.10%

Suburb median $1,122,500 from 38 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Port Stephens Local Environmental Plan 2013

Zone

Low Density Residential

R2

Jurisdiction

Port Stephens

Port Stephens, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 109

Development activity

Data unavailable

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 172161374

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$1,190,0002 Apr 2026
  2. Listedprice unknowncompleted18 Mar 2026
  3. Listedprice unknowncompleted18 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 511 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $884/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 511 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 511 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Nearby

Nearby properties

  • 3 Plover St, Fern Bay NSW 2295
  • 18 Plover St, Fern Bay NSW 2295
  • 7 Plover St, Fern Bay NSW 2295
  • 11 Plover St, Fern Bay NSW 2295

Area

Fern Bay in one glance

Fern Bay at a glance

4,339

People

$1,122,500

Median sale

$884/wk

Median rent

4.10%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Fern Bay report →

Keep researching

  • Why Fern Bay? Read the area thesis →
  • What else is on the market in Fern Bay →
  • Other records on Plover St →

Listing material

Listed by Lisa Macklin Property

Family Perfection within Fern Bay’s Most Sought-After Streets

Set along one of Fern Bay's most tightly held addresses, where a preschool and park anchor one end of the street and a popular dog park anchors the other, this crisply contemporary family home is an absolute standout. Sitting upon a lush garden block, complete with upgrades galore, including solar panels, bore water, gas, and an alarm system. Not to mention the extra storage in the garage.

Inside, is a family-focused floorplan revealing four bedrooms plus an office/fifth bedroom, two modern bathrooms, and a collection of living zones including open plan, a separate lounge and a spacious sitting room/media room. The outdoor alfresco merges with a private backyard covered in established lawn, screened by mature gardens; it's a beautiful spot for those who enjoy getting outside to potter, play or dine. Offered for the first time since construction, built by Coral Homes and designed to last, this polished property will introduce your family to a desirable coastal lifestyle with Newcastle's dynamic CBD and dining scene only 20 minutes away.

Lushly landscaped and low-maintenance parcel moments to 32km of pristine coastline

Read the full description

Expansive residence accentuated by neutral tones and a contemporary design

Glossy island kitchen features stone benchtops, a 900mm gas-topped oven, dishwasher, a WIP and modern pendant lights

Multiple living spaces create incredible versatility alongside five generous bedrooms

Sliding glass doors invite the outdoors in as the open plan extends to alfresco living

Fifth bedroom could also function as a home office if needed

Master bedroom includes a huge walk-in robe and flawless ensuite with twin vanity, while a full family bathroom services the remaining bedrooms

Ducted air conditioning ensures the home remains comfortable all year-round

Double garage offers an automatic door and internal access to the home with an extra storage room

Alarm System

Stroll 15 minutes along bushland trails to reach the beach

4wd beach access within the estate

Local parks and childcare facilities on the doorstep plus easy access to essentials, services and Newcastle Golf Club

Easy drive or short ferry ride to Newcastle CBD's restaurants, shops and entertainment

Short Drive to the international airport at Williamtown

Disclaimer:

While Lisa Macklin Property has taken all care preparing this advertisement and the information contained has been obtained from sources that we believe to be reliable, Lisa Macklin Property does not represent, warrant, or guarantee the accuracy, adequacy, or completeness of the information. Lisa Macklin Property accepts no liability for any loss or damage from reliance on this information.

Listing description written by Jenny Robb, Lisa Macklin Property — reproduced as published, not verified by Districts.

Property features

  • Living Areas: 3
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.