Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
NSW › Fingal Bay › Rocky Point Rd
$902,500
Last sold
27 Sept 2025
3
Bedrooms
2
Bathrooms
2
Car spaces
291 m²
Land
115 m²
Building
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$902,500
27 Sept 2025 · derived via latest_sale
Local land rate: recorded House sales in Fingal Bay (last 5 years) with land size have a median of $2,171/m² of land (n=35). Districts calculation from recorded sales — not a valuation.
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Vs Fingal Bay
-32.1%
Median sale
Suburb $1,330,000
+1.21 pp
Gross yield
Suburb 2.54%
Suburb median $1,330,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Port Stephens Local Environmental Plan 2013
Zone
Low Density Residential
R2
Jurisdiction
Port Stephens
Port Stephens, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 292 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $650/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 292 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 292 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by PRD Port StephensThis beautifully maintained duplex in Fingal Bay offers the opportunity of a lifetime, and promises a lifestyle of low maintenance. Step into a home that blends luxurious appointments with practicality, offering spaces of comfort and style in a highly sought-after location. Open the door to light-filled interiors, timeless finishes, and a sense of space that flows effortlessly from room to room.
The beautifully appointed kitchen incorporates sleek cabinetry, stone bench tops, and premium Bosch appliances which set the scene for both family living and entertaining. The open-plan layout allows you to stay connected with the living and dining spaces beyond. With polished timber flooring underfoot and large windows drawing in natural light, the living zones boast a warm and relaxing environment, that yet again ties harmoniously with the serene and peaceful backdrop of Fingal Bay.
There are three well-proportioned bedrooms thoughtfully styled for comfort and tranquility. The master retreat enjoys its own private ensuite, creating a peaceful sanctuary. Each room has been finished with a neutral palette, allowing you to move straight in and make it your own.
One of the standout features of this property is the enclosed sunroom, a versatile entertaining area designed to be enjoyed year-round . This is a space that can be dressed up for dinner parties, used as a playroom for the kids, or simply as a quiet space for reading and relaxation. Additionally, there is a secure front yard, again, perfect for the kids to play or for pets.
The low-maintenance backyard continues the theme of relaxation, offering a private space framed by leafy gardens where you can unwind, garden, or host weekend barbecues with ease.
Featuring:
- Bright open-plan living and dining spaces with timber flooring
- Modern kitchen with premium appliances and breakfast bar
- Master suite with ensuite, plus two further bedrooms with built-ins
- Versatile sunroom/outdoor entertaining area with lush garden outlooks
- Split system air-conditioning and ceiling fans throughout
- Secure, low-maintenance yard with established gardens
- Secure tandem garaging parking for 2 cars
Location:
- Approx. 900m walk to Fingal Bay Beach
- Approx. 900m walk to Fingal Bay Surf Club and Longboat Cafe
- Approx. 3 minute drive to Shoal Bay
- Approx. 7 minute drive to Nelson Bay CBD
Please contact Dane Queenan on 0412 351 819 or Erin Sharp on 0400 560 067 to arrange your own private appointment or to receive a full information package including recent sales, building & pest report, contract for sale and rental appraisals.
*Please note some of the photos have been virtually staged.
Disclaimer:
All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Some of our properties are marketed from time to time without a price guide at the vendors request. This website may have filtered the property into a price bracket for website functionality purposes. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing. https://www.prd.com.au/portstephens/privacy-terms-conditions/
Listing description written by Dane Queenan, PRD Port Stephens — reproduced as published, not verified by Districts.
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