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NSW › South Grafton › Ryan St

195B Ryan St, South Grafton NSW 2460

For saleLand for Sale

$420,000–$439,000

For sale

Asking range

0

Bedrooms

0

Bathrooms

0

Car spaces

14,607 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $420,000–$439,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $420,000–$439,000(Listing record · 28 Apr 2026)
  • FactLand 14,607 m²; no building size recorded.(Property record)
  • CalculationAsk is 12% below the South Grafton median recorded sale ($479,000, n=78, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at South Grafton's advertised median rent ($448/wk), implied gross yield would be 5.55% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$420,000–$439,000

Asking range · $29/m² of land

No recorded sale for this property.

South Grafton at a glance

6,409

People

$479,000

Median sale

$448/wk

Median rent

4.86%

Suburb gross yield

Median sale from 78 recorded sales (last 12 months) — a Districts calculation.

See the full South Grafton report →

Vs South Grafton

-12.3%

Median sale

Suburb $479,000

+0.69 pp

Gross yield

Suburb 4.86%

Suburb median $479,000 from 78 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$420,000
Stamp Duty (New South Wales)
$13,312
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$437,179

$17,179 on top of the price (4.1% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with South Grafton's advertised median rent — not a rent for this listing.

Net yield
4.05%
Annual cashflow (pre-tax)
$-4,844
Interest cover (DSCR)
0.78
Annual rent
$23,296
Operating expenses
$6,300
Loan amount
$336,000
Annual interest
$21,840
Gross yield
5.55%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$420,000–$439,000available28 Apr 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $448/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 5.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

South Grafton in one glance

South Grafton at a glance

6,409

People

$479,000

Median sale

$448/wk

Median rent

4.86%

Suburb gross yield

Median sale from 78 recorded sales (last 12 months) — a Districts calculation.

See the full South Grafton report →

Keep researching

  • Why South Grafton? Read the area thesis →
  • What else is on the market in South Grafton →
  • Other records on Ryan St →

Listing material

Listed by Elders Real Estate Grafton, Yamba, & Maclean

Rare Riverfront Acreage with Dual Titles & Building Opportunity

A Landmark Riverfront Opportunity in South Grafton – Dual Titles, Scale and Unlimited Potential

Properties of this calibre are rarely offered and even harder to secure. Positioned along the river in South Grafton, 195b Ryan Street presents a unique opportunity to acquire a substantial landholding with flexibility, lifestyle appeal, and long-term upside.

Spanning approximately 1.05 hectares of prime riverfront land across two separate titles, this is a property that offers both immediate usability and future potential. Whether you're looking to build your dream home, secure a strategic landholding, or capitalise on future growth, this offering provides a level of versatility that is becoming increasingly scarce.

Read the full description

A Property Defined by Flexibility

At the heart of the opportunity is a 607m² allotment with building entitlement, allowing you to move forward with development and create a residence tailored to the environment. The remaining land provides scale, privacy, and scope rarely found this close to town.

The dual title configuration further enhances the appeal, offering options for future planning, resale flexibility, or long-term investment strategy.

Key Features

- Approx. 1.05 hectares of riverfront land

- Two separate titles providing flexibility and future options

- 607m² approx block with building entitlement

- Rare and tightly held river frontage

- Expansive open space suitable for lifestyle living

- Unique combination of scale, location, and future potential

Location – Lifestyle Without Compromise

Positioned in South Grafton, the property enjoys a rare balance of space and accessibility. You're just minutes from the Grafton CBD, schools, shopping, and essential services, yet removed enough to enjoy the peace, privacy, and natural outlook that only a riverfront setting can provide.

This is lifestyle living without isolation - a combination that continues to drive strong buyer demand.

Investment and Future Upside

Large parcels of riverfront land within close proximity to town are increasingly limited, and opportunities such as this are tightly held for good reason.

In addition to its current appeal, the property presents long-term potential for further value uplift, including the possibility of future development or subdivision (STCA). For buyers with an eye on the future, this represents a strategic acquisition with multiple exit strategies.

A Rare Offering

Whether you are looking to build, invest, or secure a premium landholding in a tightly held location, 195b Ryan Street delivers on all fronts.

Opportunities like this do not present often - and when they do, they are quickly secured by those who recognise their value.

For more information or to arrange your inspection contact Team Benny today 0491 616 380.

Benny Holder Licence No. 20312246

Disclaimer: All information provided in this property advertisement has been supplied to the agent by third parties. While every effort has been made to ensure its accuracy, neither the agent nor the vendor accepts any liability for errors or omissions. Prospective purchasers are advised to conduct their own investigations and rely on their own enquiries to verify the details provided

Listing description written by Benny Holder, Elders Real Estate Grafton, Yamba, & Maclean — reproduced as published, not verified by Districts.

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.