Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › Cambridge St
$1,375,000
Last sold
29 Jan 2026
4
Bedrooms
2
Bathrooms
3
Car spaces
499.5 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,375,000
29 Jan 2026 · derived via latest_sale
Local land rate: recorded House sales in Umina Beach (last 5 years) with land size have a median of $2,244/m² of land (n=121). Districts calculation from recorded sales — not a valuation.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
+9.1%
Median sale
Suburb $1,260,000
-0.21 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Wiseberry PeninsulaPositioned in a highly sought-after location where convenience meets carefree coastal living, this charming coastal cottage with valuable side lane access offers an exceptional lifestyle opportunity just 5 minutes from the beach.
From the moment you arrive, you're welcomed by a charming covered front porch and secure gated driveway with carport parking. Inside, timber floors and high ceilings create a warm and airy feel, with the front living room featuring air conditioning for year-round comfort.
The home boasts four generously sized bedrooms, all with built-in robes and ceiling fans, complemented by an updated bathroom and an additional bathroom/laundry for everyday practicality. A dedicated study provides the perfect work-from-home space.
At the heart of the home is the open plan kitchen, dining and family room. The island kitchen is well-equipped and flows seamlessly to the covered entertaining deck, ideal for hosting family and friends. Outdoors, the backyard delivers a relaxed vibe with a rustic bar area, plus a shed/workshop for the handyman or extra storage.
Adding to the versatility is covered parking accessed via the side lane - perfect for those with boats, caravans or extra vehicles.
Key Features:
- Prime location, walk to the beach, shops and cafes
- Charming cottage features including timber floors and high ceilings
- Front living room with split system air and ceiling fan
- Four bedrooms with built-in robes and ceiling fans
- Updated bathroom plus additional bathroom/laundry
- Open plan kitchen, dining and family area
- Separate study
- Covered entertaining deck overlooking the backyard with custom 'outback' bar
- Storage shed/workshop
- Carport plus gated driveway parking
- Covered parking space for a boat or caravan accessible by side lane
This is a rare opportunity to secure a versatile character home in an unbeatable location - perfect for families, investors or those chasing the ultimate coastal lifestyle.
DISCLAIMER: Wiseberry Peninsula has obtained all information herein from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.
Listing description written by Troy Howe, Wiseberry Peninsula — reproduced as published, not verified by Districts.
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