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NSW › East Maitland › Banks St

3 Banks St, East Maitland NSW 2323

House

5

Bedrooms

3

Bathrooms

2

Car spaces

578 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLand 578 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in East Maitland (last 5 years) with land size: median $1,307/m² of land (n=139). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

No recorded sale price for this property yet.

Local land rate: recorded House sales in East Maitland (last 5 years) with land size have a median of $1,307/m² of land (n=139). Districts calculation from recorded sales — not a valuation.

East Maitland at a glance

12,227

People

$850,000

Median sale

$566/wk

Median rent

3.46%

Suburb gross yield

Median sale from 121 recorded sales (last 12 months) — a Districts calculation.

See the full East Maitland report →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Soldprice unknown7 July 2025
  2. Listedprice unknowncompleted4 Dec 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $566/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

East Maitland in one glance

East Maitland at a glance

12,227

People

$850,000

Median sale

$566/wk

Median rent

3.46%

Suburb gross yield

Median sale from 121 recorded sales (last 12 months) — a Districts calculation.

See the full East Maitland report →

Keep researching

  • Why East Maitland? Read the area thesis →
  • What else is on the market in East Maitland →
  • Other records on Banks St →

Listing material

Listed by Dowling Real Estate Mayfield

Discover Your Dream Home at 3 Banks St, East Maitland, NSW!

Welcome to 3 Banks St, your new haven in the heart of East Maitland! This stunning property is an exceptional opportunity for families, investors, and those seeking a versatile living space. Nestled in a vibrant community and boasting a unique dual-living arrangement, this home fulfils all your aspirations with its blend of comfort, convenience, and lifestyle options.

A Home That Offers More than Just Four Walls

Step inside this beautifully presented five-bedroom home and feel the warmth and charm that radiates throughout. Recently refreshed with a coat of paint and new carpeting, this property is ready for you to move in and start making memories. The spacious living areas are designed for relaxation and entertaining, providing ample room for family gatherings, quiet nights in, and everything in between.

Read the full description

The open-plan kitchen and dining area is the heart of the home, where culinary delights can be created and shared. The kitchen is equipped with modern appliances, ensuring cooking is a joy rather than a chore. Large windows fill the space with natural light, creating an inviting atmosphere that is hard to resist.

Versatility for Family Living with a Separate Studio At The Back

One of the standout features of this property is the attached one-bedroom, one-bathroom studio at the rear. This space has its own separate access, making it perfect for multiple living arrangements. Whether it’s an ideal solution for extended family, a private guest suite, or a fantastic option for rental income, this studio adds tremendous value and flexibility to your home.

Set on a generous 578m² block, this property offers plenty of space for children to play and pets to roam. Providing ample outdoor activities or the potential for further landscaping and enhancements, allowing you to personalize your outdoor space to suit your lifestyle.

Prime Location for Work, Play, and Everything in Between

Location is everything, and this property does not disappoint! East Maitland is a highly sought-after suburb known for its friendly community atmosphere and beautiful surroundings. You'll find convenient access to a plethora of local amenities, including schools, park across the road, cafes, and major shopping complexes. Whether you’re looking for trendy boutiques, delicious eateries, or essential services, everything you need is just a stone's throw away.

Commuters will find the property ideally situated close to bus routes and train station, making travel into Maitland or Newcastle effortless. With major expressways nearby, commuting to work or weekend outings has never been easier.

With its attractive price point and desirable features, this property is poised to attract a variety people, perfect for families seeking a spacious home, investors eager for a dual return potential, or extended families looking for a harmonious living arrangement. The charm and versatility of 3 Banks St truly ticks all the boxes!

Property Features:

- Four Bedrooms: Spacious bedrooms perfect for family living or guest accommodation.

- One Bathroom: Centrally located for convenience.

- Studio Flat: One bedroom, one bathroom with separate access, ideal for renting or for extended family.

- Freshly Painted: Modern and inviting aesthetics throughout the home.

- New Carpeting: Comfortable and stylish flooring in all main living areas.

- Generous 578m² Block: Ample space for kids and pets, with potential for landscaping or enhancements.

- Proximity to Local Schools: Easy access to quality educational institutions.

- Close to Cafes and Shopping Centres: Enjoy a variety of shopping and dining options just minutes away.

- Nearby Parks and Netball Courts: Recreational facilities for active lifestyles.

- Convenient Transport Links: Access to bus routes and major expressways for easy commuting.

- Ideal for Investors: Potential rental income from the self-contained flat.

- Versatile Living Arrangement: Perfect for families, investors, or those looking for dual living options.

Listing description written by Tyrone Garz, Dowling Real Estate Mayfield — reproduced as published, not verified by Districts.

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.