Shell Cove at a glance
8,462
People
$1,505,000
Median sale
$970/wk
Median rent
3.35%
Suburb gross yield
Median sale from 90 recorded sales (last 12 months) — a Districts calculation.
NSW › Shell Cove › Ragamuffin Circuit
$1,561,500
Last sold
24 June 2026
4
Bedrooms
2
Bathrooms
2
Car spaces
696 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,561,500
24 June 2026 · derived via latest_sale
Local land rate: recorded House sales in Shell Cove (last 5 years) with land size have a median of $3,115/m² of land (n=86). Districts calculation from recorded sales — not a valuation.
Shell Cove at a glance
8,462
People
$1,505,000
Median sale
$970/wk
Median rent
3.35%
Suburb gross yield
Median sale from 90 recorded sales (last 12 months) — a Districts calculation.
Vs Shell Cove
+3.8%
Median sale
Suburb $1,505,000
-0.12 pp
Gross yield
Suburb 3.35%
Suburb median $1,505,000 from 90 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $970/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Shell Cove at a glance
8,462
People
$1,505,000
Median sale
$970/wk
Median rent
3.35%
Suburb gross yield
Median sale from 90 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White ShellharbourNestled in the heart of the ever-popular Shell Cove, this master-built four-bedroom residence delivers an energetic blend of space, functionality, and refined coastal living. This complete lifestyle property offers space, quality upgrades, and an unbeatable coastal location, it's a home that stands out.
Positioned on a generous 696m² block, the home showcases a thoughtfully designed floorplan where open-plan living, dining, and kitchen zones connect, creating a central hub ideal for both everyday living and effortless entertaining.
Recent renovations elevate the home's appeal, featuring brand new bathrooms and laundry, new carpet throughout the bedrooms, a full internal and exterior repaint with a modern colour palette, transforming the home's street presence.
Outdoors is where this property truly excels. In the backyard, you'll enjoy the oversized ATS pergola that creates a private oversized entertaining area. The beautifully curated gardens-featuring native Australian plantings and an established climbing rose feature is enchanting, this combination creating a private, resort-style retreat. The secure backyard offers ample space for children and pets, enhancing its family-friendly credentials. In the front, you'll not miss the impressive balcony that overlooks the parklands and provides an alternative dining option many days of the week. You really are spoiled for choice.
Natural light floods the interiors, and the upper-level balcony captures east-facing coastal views-adding yet another dimension to the home's relaxed lifestyle offering.Conveniently located within walking distance to the vibrant Shell Cove Marina and the charm of Shellharbour Village, as well as pristine local beaches, this address combines lifestyle, location, and liveability in one compelling package.
Adding to its appeal, this tightly held residence is being offered by only its second owner in 26 years-a true testament to the quality, comfort, and enduring appeal of this exceptional home.
Property Highlights Summary:
Expansive 696m² block with a secure yard
Three-car garaging with drive-through access-ideal for vehicles, boats, or trailers
New 11 x 11 metre ATS pergola including 75mm insulated roof panels with LED lights for year-round entertaining
Outdoor hot and cold shower
New bathrooms
New laundry
New carpet throughout
Freshly painted interiors
Exterior repaint
Hardwood timber flooring
Split system air conditioning for comfort
East-facing balcony with coastal outlook
Contact Lisa McDonald 0417 225 089
Listing description written by Lisa McDonald, Ray White Shellharbour — reproduced as published, not verified by Districts.