Shell Cove at a glance
8,462
People
$1,505,000
Median sale
$970/wk
Median rent
3.35%
Suburb gross yield
Median sale from 90 recorded sales (last 12 months) — a Districts calculation.
NSW › Shell Cove › Ragamuffin Circuit
$1,530,000–$1,598,000
For sale
Asking range
5
Bedrooms
2
Bathrooms
2
Car spaces
625 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,530,000–$1,598,000
Asking range · $2,448/m² of land
No recorded sale for this property.
Shell Cove at a glance
8,462
People
$1,505,000
Median sale
$970/wk
Median rent
3.35%
Suburb gross yield
Median sale from 90 recorded sales (last 12 months) — a Districts calculation.
Vs Shell Cove
+1.7%
Median sale
Suburb $1,505,000
-0.05 pp
Gross yield
Suburb 3.35%
Suburb median $1,505,000 from 90 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$70,029 on top of the price (4.6% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Shell Cove's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $970/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Shell Cove at a glance
8,462
People
$1,505,000
Median sale
$970/wk
Median rent
3.35%
Suburb gross yield
Median sale from 90 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Shellharbour Marina Real EstateWake up to the gentle glow of the morning sun as it rises over the water, casting brilliant golden reflections across the ocean and the glistening waters of Shell Cove Marina. Positioned in a highly desirable coastal pocket, this home delivers an exceptional balance of grand space, low maintenance living, and seamless indoor-outdoor design. Best of all, you are just a short, picturesque stroll from the vibrant Shell Cove Marina complex, where world class harbourside dining, cozy waterfront cafes, boutique shopping and scenic foreshore boardwalks await right on your doorstep.
The upper sanctuary of the home has been meticulously configured to celebrate its breathtaking vantage point. The central kitchen, expansive open plan living and dining lounge (8.2m x 4.0m) and the primary master suite all open directly onto a sweeping front balcony. Whether you are brewing your morning coffee or hosting evening drinks, these main living hubs allow you to entertain while drinking in uninterrupted marina and ocean panoramas. The master bedroom serves as a private oasis, complete with a fitted robe, direct balcony access and a well appointed ensuite.
Thoughtfully elevated above the ground level, the middle floor functions as a dedicated haven for family or guests. Here, three oversized secondary bedrooms each fitted with built-in-robes are anchored by a generous family room. Designed for year round socialising, this secondary living zone flows effortlessly out to a massive, fully covered rear alfresco entertaining area. Serviced by a full family bathroom, separate WC and a dedicated laundry with external yard access, this level seamlessly blends everyday practicalities with private relaxation.
Flexibility is a defining trait of the entry level. A large, versatile room near the main entry easily serves as a fifth bedroom, quiet media lounge, or executive home office space. Moving through to the expansive 8.9m x 6.8m double garage, you are introduced to the property's crowning jewel: a massive, fully concreted under house workshop and storage area. Positioned directly off this lower workshop zone is a dedicated powder room (WC), making it the ultimate setup for a trade workshop, custom man cave, wine cellar, or secure housing for boats, jetskis and outdoor gear without needing to step foot upstairs. Designed for effortless, low maintenance living, this complete residential package lets you spend less time on yard upkeep and more time enjoying the ultimate coastal lifestyle.
The family friendly community of Shell Cove offers everything within only a short walk or drive, including; The Marina, Killalea State Park, The Farm Beach, The Links Golf Course & Tavern, Shell Cove Family Health Centre, Shell Cove Public School, Shellharbour Village cafes and shopping, the movie precinct and Stocklands shopping centre. The Shellharbour Junction Train Station and Airport in Albion Park are just down the road, 8 minutes to Kiama, 15 minutes to Jamberoo Action Park and a quick 90 minute drive to the Southern suburbs of Sydney.
Disclaimer: Some images have been digitally altered using AI technology to remove existing furniture, add virtual styling, or include a virtual sunset.
Listing description written by Michelle Mannex, Shellharbour Marina Real Estate — reproduced as published, not verified by Districts.