Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
NSW › Fingal Bay › Market St
$2,000,000
Last sold
15 Jan 2025
4
Bedrooms
2
Bathrooms
6
Car spaces
329 m²
Land
329 m²
Building
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$2,000,000
15 Jan 2025 · derived via latest_sale
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Vs Fingal Bay
+50.4%
Median sale
Suburb $1,330,000
-0.85 pp
Gross yield
Suburb 2.54%
Suburb median $1,330,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $650/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Aspect Port StephensIdeally located to take full advantage of its beachside setting, this incredibly unique property opportunity offers a rare blend of relaxed seaside living with exciting business potential, making it a standout opportunity for both investors and those seeking a unique owner-occupied retreat … Welcome to 4 Market Street, Fingal Bay.
Comprising of two spacious residential units, each offering two generous sized bedrooms, private balconies both front and rear along with stunning water views overlooking the pristine Fingal Bay Beach, over the iconic Fingal Bay Spit and all the way to Broughton Island.
Both of the residential apartments exude comfort and style. The kitchens and bathrooms are well-appointed and are complemented by north facing sun-drenched open-plan living and dining areas, which seamlessly flow out to front balconies which both offer some of Fingal Bays finest views.
In addition to the residential units, the property boasts a prime commercial space, enhancing its versatility and investment potential. Currently occupied by a quality long term tenant, this commercial component offers a range of possibilities for businesses or professional services, with its prominent location ensuring high visibility and easy access.
RESIDENTIAL UNITS INCLUDE:
- Two spacious bedrooms equipped with walk-in robes and balconies
- Generously sized modern bathrooms
- Sun filled north facing open plan kitchen, dining and living areas
- Internal laundry
- Split system air conditioning plus ceiling fans throughout
- Front balconies offering stunning water views ideal for outdoor entertaining
- Off street parking available at the rear with room to accomodate approximately six vehicles both covered and uncovered
COMMERCIAL SPACE
- 120 sqm (approx)
- Glass frontage
- Bathroom facilities
- Ample storage
- Off street parking
- Surrounded by well established businesses
LOCATION
- Approx 150m to Fingal Bay Beach
- Approx 430m to Barry Park
- Approx 750m to Fingal Surf Club & Longboat Café
- Approx 10 minute drive to Nelson Bay CBD
- Approx 40 minute drive to Newcastle Airport
- Approx 2-hour 40 minute drive to Sydney CBD
A rare opportunity for both investors seeking strong returns and owner-occupiers desiring a unique blend of coastal living and business potential, just a stone's throw from the water's edge.
The Aspect Port Stephens Selling Team look forward to helping you on your property journey.
* Some photos have been virtually furnished for marketing purposes *
Disclaimer:
We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.
Listing description written by Alex Haxton, Aspect Port Stephens — reproduced as published, not verified by Districts.
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