Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

SA › Victor Harbor › Canterbury Rd

45/97-107 Canterbury Rd, Victor Harbor SA 5211

For saleUnit

$495,525

For sale

Asking

2

Bedrooms

2

Bathrooms

2

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $495,525 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $495,525(Listing record · 22 June 2026)
  • CalculationAsk is 36% below the Victor Harbor median recorded sale ($780,000, n=12, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Victor Harbor's advertised median rent ($545/wk), implied gross yield would be 5.72% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$495,525

Asking

No recorded sale for this property.

Victor Harbor at a glance

4,924

People

$780,000

Median sale

$545/wk

Median rent

3.63%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full Victor Harbor report →

Vs Victor Harbor

-36.5%

Median sale

Suburb $780,000

+2.09 pp

Gross yield

Suburb 3.63%

Suburb median $780,000 from 12 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$495,525
Stamp Duty (South Australia)
$21,106
Transfer/Registration Fee
$5,078
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$525,409

$29,884 on top of the price (6.0% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Victor Harbor's advertised median rent — not a rent for this listing.

Net yield
4.22%
Annual cashflow (pre-tax)
$-4,860
Interest cover (DSCR)
0.81
Annual rent
$28,340
Operating expenses
$7,433
Loan amount
$396,420
Annual interest
$25,767
Gross yield
5.72%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$495,525available22 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $545/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 5.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Victor Harbor in one glance

Victor Harbor at a glance

4,924

People

$780,000

Median sale

$545/wk

Median rent

3.63%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full Victor Harbor report →

Keep researching

  • Why Victor Harbor? Read the area thesis →
  • What else is on the market in Victor Harbor →
  • Other records on Canterbury Rd →

Listing material

Listed by OC

Open the Door to Your Best Life

Imagine an over-50's lifestyle where home ownership meets freedom, where neighbours become friends, and where every day offers the opportunity to live life on your terms.

Built in 2024 and significantly enhanced by the current owner with a range of quality upgrades, this near-new home offers modern living with all the benefits of a vibrant community right on your doorstep. Whether you're looking to downsize, lock up and travel, or simply enjoy a more carefree way of life, this is a home designed to make every day easier and more enjoyable.

Step inside to discover a light-filled open plan living and dining space where contemporary style meets everyday practicality. A skylight positioned above the kitchen bench floods the heart of the home with natural light, creating a warm and inviting atmosphere. Plantation shutters throughout add timeless style and privacy, while dimmer switches allow you to tailor the ambience to suit every occasion.

Read the full description

The well-appointed kitchen seamlessly connects to the living spaces and outdoor entertaining area, making it easy to host family and friends or simply enjoy everyday living in comfort. Ceiling fans installed in both bedrooms and the main living area complement the home's climate control, ensuring year-round comfort.

Outside is where this home truly shines. The current owners have created a stunning outdoor entertaining space designed for relaxed coastal living. Featuring a quality Vergola set over exposed aggregate concrete, this private retreat offers the perfect setting for entertaining, dining outdoors or simply unwinding with a morning coffee, while privacy screens across the carport provide additional shelter and flexibility, extending the usable outdoor living space throughout the year.

Life at Best Life is about more than just the home itself. Residents enjoy the security of a gated community, beautifully maintained grounds and access to modern facilities designed to encourage wellbeing, friendship and an active lifestyle. With a strong sense of belonging and a welcoming community atmosphere, it's easy to see why opportunities here are always in demand.

Located in the heart of Victor Harbor, you'll find shopping, cafés, medical facilities, local services and the stunning South Coast beaches all just moments away. Everything you need is within easy reach, allowing you to spend less time maintaining and more time enjoying the lifestyle you've worked hard to create.

Open the Door to:

• A modern build with extensive owner upgrades throughout

• Two spacious bedrooms with built-in storage

• Two modern bathrooms including private ensuite

• A light-filled open plan living and dining area

• Beautiful window treatments, with plantation shutters throughout

• Dimmer switches fitted for customised lighting ambience

• Ceiling fans installed in bedrooms and living area

• A stunning outdoor entertaining area under a new Vergola

• A secure gated community with modern shared facilities

• Community atmosphere focused on connection and wellbeing

• Victor Harbor, beaches, cafés and shopping precincts all within reach

Open the door to a lifestyle of freedom, connection and convenience.

Close the door on excessive maintenance, constant upkeep and the demands of a larger home.

This is your opportunity to embrace everything that makes Best Life one of Victor Harbor's most desirable lifestyle communities. A place where comfort, community and coastal living come together, allowing you to focus on what matters most.

Let's Make It Happen.

This property is available for inspection by appointment.

Contact Gordon Scott | 0435 223 758 or Roger Smith | 0407 261 685

Council - City of Victor Harbor

Year Built – 2024

Strata/Community Rates - $376.90 per fortnight

All information or material provided has been obtained from third party sources and, as such, we cannot guarantee that the information or material is accurate. Ouwens Casserly Real Estate Pty Ltd accepts no liability for any errors or omissions (including, but not limited to, a property's floor plans and land size, building condition or age). Interested potential purchasers should make their own enquiries and obtain their own professional advice. Ouwens Casserly Real Estate Pty Ltd partners with third party providers including Realestate.com.au (REA) and Before You Buy Australia Pty Ltd (BYB). If you elect to use the BYB website and service, you are dealing directly with BYB. Ouwens Casserly Real Estate Pty Ltd does not receive any financial benefit from BYB in respect of the service provided. Ouwens Casserly Real Estate Pty Ltd accepts no liability for any errors or omissions in respect of the service provided by BYB. Interested potential purchasers should make their own enquiries as they see fit.

RLA 275403.

Listing description written by Gordon Scott, OC — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Fully Fenced
  • Living Areas: 1
  • Outdoor Entertaining
  • Toilets: 2

Also look at

Also for sale in Victor Harbor

  • U29, 97-107 Canterbury Rd, Victor Harbor SA 5211

    2-bed house. Asking $490K–$510K.

    For sale
  • 34/97-107 Canterbury Rd, Victor Harbor SA 5211

    2-bed unit. Asking $475K.

    For sale
  • U39, 97-107 Canterbury Rd, Victor Harbor SA 5211

    2-bed retirement. Asking $495K–$500K.

    For sale
  • 47 Greenhills Rd, Victor Harbor SA 5211

    3-bed house. Asking $699K–$730K.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.