Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › Moruya › Swan Ridge Pl

5 Swan Ridge Pl, Moruya NSW 2537

For saleHouse

$950,000

For sale

Asking

4

Bedrooms

2

Bathrooms

2

Car spaces

718 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $950,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $950,000(Listing record · 12 Aug 2026)
  • FactLand 718 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Moruya (last 5 years) with land size: median $667/m² of land (n=116). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 19% above the Moruya median recorded sale ($795,000, n=38, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Moruya's advertised median rent ($516/wk), implied gross yield would be 2.82% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$950,000

Asking · $1,323/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Moruya (last 5 years) with land size have a median of $667/m² of land (n=116). Districts calculation from recorded sales — not a valuation.

Moruya at a glance

4,377

People

$795,000

Median sale

$516/wk

Median rent

3.38%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Moruya report →

Vs Moruya

+19.5%

Median sale

Suburb $795,000

-0.56 pp

Gross yield

Suburb 3.38%

Suburb median $795,000 from 38 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$950,000
Stamp Duty (New South Wales)
$37,162
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$991,029

$41,029 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Moruya's advertised median rent — not a rent for this listing.

Net yield
1.32%
Annual cashflow (pre-tax)
$-36,818
Interest cover (DSCR)
0.25
Annual rent
$26,832
Operating expenses
$14,250
Loan amount
$760,000
Annual interest
$49,400
Gross yield
2.82%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$950,000available12 Aug 2026
  2. Soldprice unknown14 Apr 2021
  3. Listedprice unknowncompleted25 Mar 2021

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $516/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Moruya in one glance

Moruya at a glance

4,377

People

$795,000

Median sale

$516/wk

Median rent

3.38%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Moruya report →

Keep researching

  • Why Moruya? Read the area thesis →
  • What else is on the market in Moruya →
  • Other records on Swan Ridge Pl →

Listing material

Listed by LJ Hooker Moruya

Spacious & Modern

Set on approximately 718 sqm on the edge of Moruya, this spacious four bedroom home offers generous proportions, modern comfort and a practical layout designed for easy living.

Built in 2019 the home features a large open-plan living and dining area filled with natural light. The modern kitchen sits at the centre of the home and includes a large island bench, ample storage and a walk-in pantry. Doors open onto the covered outdoor entertaining area, where you can sit back and enjoy the beautiful leafy outlook.

The main bedroom is generously sized with a walk-in robe and private ensuite, while the remaining three bedrooms all include built-in robes. A large main bathroom with freestanding bath, separate powder room, study area and well-appointed laundry complete the main level.

Read the full description

A double garage provides internal access, while downstairs is a large under-house storage and work area. This is a great addition to the home, providing plenty of space for a workshop, tools, equipment and general storage.

Outside, the 718sqm block is easy to maintain with a good-sized backyard and established surrounds, while the elevated position takes advantage of the leafy outlook towards the rear.

Located only minutes from Moruya's town centre and within close proximity to the new Eurobodalla Regional Hospital, currently on track for completion in December 2026, this is a substantial and comfortable home offering plenty of space without the upkeep of a larger property.

* Rates - $3,232.92 pa

* Currently rented at $700 per week

Agent Interest Disclosure: The selling agent has a personal interest in the property and is acting in the sale of the property in their capacity as the selling agent.

Listing description written by James Hamilton, LJ Hooker Moruya — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ducted Heating
  • Fully Fenced

Also look at

Also for sale in Moruya

  • 8 Hawdon St, Moruya NSW 2537

    4-bed house. Asking $910K.

    For sale
  • 63C Hawdon St, Moruya NSW 2537

    0-bed land for sale. Asking $345K.

    For sale
  • 22 Anderson St, Moruya NSW 2537

    3-bed house. Asking $850K.

    For sale
  • 36 Keightley St, Moruya NSW 2537

    3-bed house for sale. Asking $830K.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.