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NSW › Sapphire Beach › San Simeon Circuit

7 San Simeon Circuit, Sapphire Beach NSW 2450

For saleHouse for Sale

$2,000,000–$2,100,000

For sale

Asking range

5

Bedrooms

3

Bathrooms

3

Car spaces

766 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,000,000–$2,100,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,000,000–$2,100,000(Listing record · 26 May 2026)
  • CalculationAsk is 69% above the Sapphire Beach median recorded sale ($1,185,000, n=29, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Sapphire Beach's advertised median rent ($796/wk), implied gross yield would be 2.07% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,000,000–$2,100,000

Asking range · $2,611/m² of land

No recorded sale for this property.

Sapphire Beach at a glance

2,840

People

$1,185,000

Median sale

$796/wk

Median rent

3.49%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Sapphire Beach report →

Vs Sapphire Beach

+68.8%

Median sale

Suburb $1,185,000

-1.42 pp

Gross yield

Suburb 3.49%

Suburb median $1,185,000 from 29 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$2,000,000
Stamp Duty (New South Wales)
$92,012
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,095,879

$95,879 on top of the price (4.8% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Sapphire Beach's advertised median rent — not a rent for this listing.

Net yield
0.57%
Annual cashflow (pre-tax)
$-92,608
Interest cover (DSCR)
0.11
Annual rent
$41,392
Operating expenses
$30,000
Loan amount
$1,600,000
Annual interest
$104,000
Gross yield
2.07%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,000,000–$2,100,000available26 May 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $796/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Sapphire Beach in one glance

Sapphire Beach at a glance

2,840

People

$1,185,000

Median sale

$796/wk

Median rent

3.49%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Sapphire Beach report →

Keep researching

  • Why Sapphire Beach? Read the area thesis →
  • What else is on the market in Sapphire Beach →
  • Other records on San Simeon Circuit →

Listing material

Listed by PRD Coffs Harbour

BEACHSIDE FAMILY HAVEN

Perched in one of Sapphire Beach's most tightly held enclaves, 7 San Simeon Circuit delivers an extraordinary blend of scale, luxury and resort-style living, all just moments from the sand and surf. With 410m² of internal living space and an additional 200m² of outdoor entertaining, this remarkable residence has been thoughtfully designed to maximise space, privacy and its stunning 180-degree ocean views.

Spanning three expansive levels, the home offers five generous bedrooms, three bathrooms, a dedicated office and garaging for three vehicles, making it ideal for large families, multi-generational living, or those seeking a premium coastal lifestyle with room for everyone.

At the heart of the home is an impressive open-plan kitchen, dining and lounge room, completely surrounded by the pool, creating a seamless connection between indoor and outdoor living. The designer kitchen is beautifully appointed with a full suite of premium Miele appliances, including two ovens, a steamer oven, microwave, integrated coffee machine and dishwasher. A spacious butler's pantry adds functionality and includes a dumbwaiter, allowing effortless transport between levels, the lounge room features a built-in gas fireplace.

Read the full description

The outdoor spaces are truly exceptional and have been designed for year-round enjoyment. A central covered alfresco entertaining area features a built-in barbecue area and a gazebo with electric patio blinds, creating a private and sheltered space to entertain in any season. The 17-metre heated pool, spa and five-person sauna combine to offer a genuine private resort experience, while a convenient toilet services the front alfresco area.

Thoughtful additions continue throughout the property, including two outdoor showers, one positioned near the entrance to rinse off after a day at the beach, and another adjacent to the pool and sauna. Crimsafe screens and flyscreens are installed throughout, providing security and comfort while allowing coastal breezes to flow through the home.

The upper level captures breathtaking panoramic ocean views and features three oversized bedrooms. Two include built-in robes, while the luxurious master suite enjoys a large ensuite, extensive wardrobe space and the convenience of a laundry chute. An additional family bathroom services the remaining bedrooms.

The middle level offers incredible flexibility, with two further bedrooms, a dedicated office, a separate lounge room and the main bathroom, all positioned around the central living and entertaining spaces. Comfort is assured year-round with a split-system air conditioner in the lounge room. Storage has been carefully considered, with a walk-in linen room and additional under-stair storage.

On the lower level, the oversized three-car garage extends to almost nine metres in depth and includes a workshop area, a dedicated pool pump room and a separate storage room, providing abundant space for vehicles, tools and recreational equipment.

Further enhancing the home's efficiency and sustainability is a substantial 10kW solar system, helping to reduce energy costs while supporting the home's extensive premium features.

Located just a short stroll to the pristine sands of Sapphire Beach, this exceptional residence is only minutes from local cafés, Sapphire Beach shops and the Moonee Market shopping precinct, while quality schools and Coffs Harbour's CBD are all within easy reach.

A rare offering of this calibre, 7 San Simeon Circuit presents an unparalleled opportunity to secure a substantial family home where luxurious finishes, breathtaking ocean views and resort-inspired amenities combine to create an extraordinary coastal sanctuary.

Council rates - $4513 p/a

Strata Fees - $1229.16 p/a

Listing description written by Jaden Herring, PRD Coffs Harbour — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
  • Study

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.