Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
NSW › Fingal Bay › Marine Dr
$4,500,000
Last sold
5 Sept 2025
6
Bedrooms
4
Bathrooms
2
Car spaces
632 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$4,500,000
5 Sept 2025 · derived via latest_sale
Local land rate: recorded House sales in Fingal Bay (last 5 years) with land size have a median of $2,171/m² of land (n=35). Districts calculation from recorded sales — not a valuation.
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Vs Fingal Bay
+238.3%
Median sale
Suburb $1,330,000
-1.79 pp
Gross yield
Suburb 2.54%
Suburb median $1,330,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $650/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fingal Bay at a glance
1,587
People
$1,330,000
Median sale
$650/wk
Median rent
2.54%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Raine & Horne Port StephensSituated in the most coveted position in this tightly held strip across the road from Fingal Bay surf beach is this commanding tri-level home with unparalleled ocean views from every level and is set on a sloped 632m2 block.
Built in the early 1980's by renowned local Master builder Julian Sammut as his very own family home, not a cent was spared in its construction. Spanning 3 levels, with solid double brick & suspended concrete slab construction, this home was built to stand the test of time and to weather it's beachside location. This is the first time this iconic master built home has ever been offered to the market and is now ready for new owners to modernise and add their own personal touch.
On the ground floor you will find a spacious fully self contained 1 bedroom flat, ideal for holiday letting or in-law accommodation. There is an extra height double garage with a removable mezzanine floor on one side, plus a workshop area, a spacious office/gym, large storage area and a wine cellar.
The first floor of this expansive home features timber lined ceilings, a massive inbuilt feature fireplace, under floor heating, intercom and alarm system. The formal lounge room opens out to the full length undercover entertaining balcony with views over the beach, ideal for large groups for indoor/outdoor entertaining. Enter to the formal dining which also flows to the balcony with an open plan well equipped timber kitchen. At the rear of the first floor is a large family room that opens out to the low maintenance rear paved and grassed yard, on this level there is also 2 bedrooms, a bathroom, in-ceiling storage space and a separate laundry.
Up on the 3rd level you will have the luxury of another full length balcony that flows off both the master suite and guest suite, that captures stunning ocean views plus the convenience of a nursery/kids bedroom.
This amazing property could also make a fabulous guest house and has the ability to be holiday let with a potential return of $100,000 p.a.
Call Bonnie today to organise a private viewing on 0429 941 604.
Every care has been taken to verify the accuracy of the information contained in this advertising copy but no warranty (either expressed or implied) is given by Raine & Horne or its agent as to the accuracy of the contents. Purchasers should conduct their own investigations into all matters relating to the proposed purchase of the property.
Listing description written by Bonnie Roosendaal, Raine & Horne Port Stephens — reproduced as published, not verified by Districts.
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