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NSW › Lake Cathie › Chepana St

87 Chepana St, Lake Cathie NSW 2445

House

$655,000

Last sold

16 Apr 2026

1

Bedrooms

1

Bathrooms

1

Car spaces

547 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $655,000 (16 Apr 2026).(Recorded sale)
  • FactLand 547 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Lake Cathie (last 5 years) with land size: median $1,403/m² of land (n=63). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$655,000

16 Apr 2026 · derived via latest_sale

Local land rate: recorded House sales in Lake Cathie (last 5 years) with land size have a median of $1,403/m² of land (n=63). Districts calculation from recorded sales — not a valuation.

Lake Cathie at a glance

5,286

People

$880,000

Median sale

$640/wk

Median rent

3.78%

Suburb gross yield

Median sale from 25 recorded sales (last 12 months) — a Districts calculation.

See the full Lake Cathie report →

Vs Lake Cathie

-25.6%

Median sale

Suburb $880,000

+1.30 pp

Gross yield

Suburb 3.78%

Suburb median $880,000 from 25 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$655,00016 Apr 2026
  2. Listedprice unknowncompleted19 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $640/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Lake Cathie in one glance

Lake Cathie at a glance

5,286

People

$880,000

Median sale

$640/wk

Median rent

3.78%

Suburb gross yield

Median sale from 25 recorded sales (last 12 months) — a Districts calculation.

See the full Lake Cathie report →

Keep researching

  • Why Lake Cathie? Read the area thesis →
  • What else is on the market in Lake Cathie →
  • Other records on Chepana St →

Listing material

Listed by Percival Property

Dream Location - Renovate or Build the Dream Home

Opportunities like this are incredibly rare, offering the perfect combination of location, lifestyle, and future potential in one of Lake Cathie's most tightly held and sought-after streets. Positioned in the prestigious Chepana Street, this property presents a once-in-a-lifetime chance to secure your place just moments from the pristine coastline.

Set on a 547sqm block, this property already features a one-bedroom seaside cottage, ideal for those looking to enjoy the coastal lifestyle while planning for the future. The existing dwelling includes a kitchen, living area, separate dining space, internal laundry, and bathroom, along with the convenience of a single garage.

Full of potential, the cottage lends itself perfectly to renovation, allowing you to create a relaxed weekender, a cozy permanent residence, or a smart investment property in a high-demand location.

Read the full description

For those with a vision to build, this block provides an exceptional foundation for your dream home. Imagine designing and constructing a stunning coastal residence tailored to your lifestyle, taking full advantage of the unbeatable position and the gentle sea breezes that define this beautiful area.

Location is truly the standout feature here. Just approximately 153 metres from your doorstep, you'll find direct beach access, making morning swims, sunset walks, and daily coastal living effortlessly accessible. The convenience continues with a short 680 metre stroll to the local Woolworths shopping complex, cafes, and essential amenities, while the picturesque Lake Cathie itself is only a little further, offering fishing, kayaking, and peaceful waterfront relaxation.

Whether you're looking to renovate, invest, or build your forever home, this property offers endless possibilities in an unbeatable setting. Secure your slice of coastal paradise on Chepana Street and embrace the lifestyle you've always dreamed of.

This property is being sold through an expression of interest program set to close at 3pm on Thursday the 9th of April 2026. However, we expect strong demand for this property, therefore if you have interest, please make an enquiry earlier rather than later.

Vendors reserve the right to accept any offer at any time and sell prior to the closing date.

Disclaimer: All information contained herein has been obtained from sources deemed reliable; however, it has not been independently verified and its accuracy is not guaranteed. Interested parties must make and rely on their own enquiries.

Listing description written by Martin Newell, Percival Property — reproduced as published, not verified by Districts.

Property features

  • Living Areas: 1
  • Pet-Friendly

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.