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QLD › Toowoomba City › Joseph St

U1, 5 Joseph St, Toowoomba City QLD 4350

For saleUnit

$565,000

For sale

Asking

3

Bedrooms

1

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $565,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $565,000(Listing record · 5 Aug 2026)
  • CalculationAsk is 27% below the Toowoomba City median recorded sale ($776,750, n=14, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Toowoomba City's advertised median rent ($497/wk), implied gross yield would be 4.57% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$565,000

Asking

No recorded sale for this property.

Toowoomba City at a glance

2,477

People

$776,750

Median sale

$497/wk

Median rent

3.33%

Suburb gross yield

Median sale from 14 recorded sales (last 12 months) — a Districts calculation.

See the full Toowoomba City report →

Vs Toowoomba City

-27.3%

Median sale

Suburb $776,750

+1.24 pp

Gross yield

Suburb 3.33%

Suburb median $776,750 from 14 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$565,000
Stamp Duty (Queensland)
$18,450
Transfer/Registration Fee
$2,064
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$589,214

$24,214 on top of the price (4.3% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Toowoomba City's advertised median rent — not a rent for this listing.

Net yield
3.07%
Annual cashflow (pre-tax)
$-12,011
Interest cover (DSCR)
0.59
Annual rent
$25,844
Operating expenses
$8,475
Loan amount
$452,000
Annual interest
$29,380
Gross yield
4.57%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$565,000available5 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $497/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Toowoomba City in one glance

Toowoomba City at a glance

2,477

People

$776,750

Median sale

$497/wk

Median rent

3.33%

Suburb gross yield

Median sale from 14 recorded sales (last 12 months) — a Districts calculation.

See the full Toowoomba City report →

Keep researching

  • Why Toowoomba City? Read the area thesis →
  • What else is on the market in Toowoomba City →
  • Other records on Joseph St →

Listing material

Listed by Toowoomba Property First National

Calling all first home buyers - is this your new inner city abode?

Positioned in a convenient Toowoomba City location, this well-presented three-bedroom unit offers an excellent opportunity for first home buyers, young professionals and those looking to enjoy a low-maintenance lifestyle within walking distance to everything you need.

One of just a handful of units in the complex, this residence stands out as the only unit with its own private covered car accommodation, providing an added level of convenience and security.

Inside, you'll find a light-filled layout featuring three generously sized bedrooms, a central bathroom and comfortable living spaces designed for easy everyday living. The property is also offered partly furnished, providing the flexibility to move in with ease and make the space your own.

Read the full description

Situated just a hop, skip and a jump from the CBD, you'll be perfectly positioned to enjoy nearby cafes, restaurants, shopping, schools, parks and public transport. Whether you're heading to work, meeting friends for coffee or enjoying everything Toowoomba has to offer, convenience is right on your doorstep.

Features You'll Love:

- Three generously sized bedrooms, each offering comfortable accommodation and plenty of natural light.

- Well-appointed central bathroom with a practical layout for everyday living.

- Exclusive private covered car accommodation - the only unit in the complex to enjoy its own dedicated undercover parking.

- Offered partly furnished, making moving in simple and convenient.

- Low-maintenance living with minimal upkeep, set within a neat and well-maintained complex.

- Conveniently located just minutes from the Toowoomba CBD, with shopping, cafes, restaurants, schools, parks and public transport all within easy reach.

- An ideal opportunity for first home buyers or professionals wanting a centrally located home with everything close by.

- A fantastic choice for those looking to enjoy the convenience of city living without the maintenance of a larger property.

Body Corporate: $627.53 per quarter.

General Rates: $1,357.66 net per half year after discount for paying on time.

Water Rates: $401.90 net per half year after discount for paying on time, plus consumption.

If you're looking for a home that puts you close to work, lifestyle and everyday conveniences, this property is well worth inspecting. With its central location, three-bedroom layout, private undercover parking and low-maintenance appeal, it offers an exciting opportunity to secure your place in Toowoomba City.

Selling across the entire Toowoomba Region & awarded the Diamond Award at the 2026 awards for the First National group.

Rhiannan can provide you with a market update with ease!

For further information , please contact Rhiannan Smith at our re-branded agency Toowoomba Property First National Real Estate.

Listing description written by Rhiannan Smith, Toowoomba Property First National — reproduced as published, not verified by Districts.

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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